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Best Credit Repair Companies in Vacaville

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3069 Alamo Dr Suite 1107, Vacaville, CA 95687
Vacaville, CA 95687
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  • Debt Consolidation

DMI Financial Solutions offers credit repair services to individuals in Vacaville and the surrounding communities. The company assists clients in pulling their credit reports and organizing them in a way that would make it easier to identify items that need to be challenged or changed. It creates a plan of action in line with the clients' personal financial goals and directly contacts credit bureaus to challenge erroneous items. DMI Financial Solutions also offers credit education and monthly report reviews.

3069 Alamo Dr Suite 1107, Vacaville, CA 95687
Vacaville, CA 95687

InstagramWebsite(888) 437-0564

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Vacaville, CAVacaville, CA
  • Debt Consolidation

Solano Credit Repair assists people in Vacaville in gaining financial independence and achieving their lifestyle goals. It does this by repairing and restoring poor credit that is a result of bankruptcies, late payments, and medical bills. The firm also offers IVA and bankruptcy education, credit counseling, student loan forgiveness, and debt consolidation services. Its FICO-certified credit repair specialists conduct consultations with clients, assess their situations, identify and dispute their inaccurate credit report items, and search and apply credit restoration procedures.

Vacaville, CAVacaville, CA

Website(707) 504-0644

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Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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