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Best Local Car Insurance Agencies in Vacaville

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Armstrong & Associates Insurance Services, Woodland logo
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License Verified:

License: 0B50501

California Department Of Insurance

Armstrong & Associates Insurance Services, Woodland

239 West Court Street, Woodland, CA 95695
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Armstrong and Associates Insurance Services is an independent insurance agency in Woodland that services the Vacaville metro and nearby areas. The company offers car insurance policies that provide liability coverage, no-fault coverage, or a combination of both. Ancillary coverage includes protection from collisions, vandalism, theft, and natural disasters. It also offers coverage for other types of vehicles such as classic cars, motorcycles, motor homes, and watercraft like boats and jet skis.

License Verified:

License: 0B50501

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DDI Insurance Services logo
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License Verified:

License: 0B42987

California Department of Insurance

DDI Insurance Services

3000 Alamo Drive, Vacaville, CA 95687
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  • Multiple Carriers
  • Home Insurance

Business Description

DDI Insurance Services is a car insurance provider based in Vacaville. In business for more than 30 years, the agency has helped drivers of different backgrounds obtain auto insurance policies designed to fit their individual needs, risks, and preferences. It also insures specialty vehicles, such as collectible street machines and muscle cars. Its professional agents can assist clients with SR22 filing. An independent insurance firm working with various carriers, DDI Insurance Services also offers homeowners, event, and life insurance.

License Verified:

License: 0B42987

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eastman Insurance Solutions logo
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License Verified:

License: 0M48051

California Department Of Insurance

Eastman Insurance Solutions

490 Merchant Street, Vacaville, CA 95688
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  • Bundling Option
  • Motorcyle & ATV

Business Description

Eastman Insurance Solutions is an independent agency that services customers throughout Vacaville and the surrounding communities. The professionals from this business are knowledgeable of multiple insurance products, guidelines, and companies. They offer auto insurance policies, which cover bodily injury liability, uninsured and underinsured motorist, property damage, collision, and comprehensive car coverage. The agents at Eastman Insurance Solutions also provide workers' compensation, boat and watercraft, general liability, and umbrella insurance plans.

License Verified:

License: 0M48051

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (96)
Yelp
4.5 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Giroux Insurance Services logo
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License Verified:

License: 0720306

California Department Of Insurance

Giroux Insurance Services

479 Mason Street, Vacaville, CA 95688
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  • Motorcyle & ATV

Business Description

Giroux Insurance Services is an agency based in Vacaville that has been delivering personal automobile solutions for over 15 years. It also has commercial auto insurance for vehicles like pickup trucks, vans, and dump trucks. Its founder, Stephen Giroux, focuses on the clients' priorities by offering fast, fair, and accurate claim service from over 40 carriers. The firm has over 50 years of experience and has other products, such as life, home, and business insurance.

License Verified:

License: 0720306

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Victoria Barros-Ortiz logo
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License Verified:

License: 0C73267

California Department Of Insurance

Victoria Barros-Ortiz

2050 Peabody Road, Vacaville, CA 95687
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  • Bundling Option

Business Description

Victoria Barros-Ortiz is an auto insurance agent with State Farm who caters to Vacaville and nearby locations. She and her team offer comprehensive and collision insurance to personal and commercial clients to help prevent losses in financial and legal damages incurred in car accidents. She also offers plans involving emergency roadside assistance, medical coverage, and funeral coverage for the insured. Victoria has been with the firm since 2004 and helps owners of RVs, boats, off-roaders, and motorhomes to protect their lives and investments.

License Verified:

License: 0C73267

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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