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2024

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Best Renter's Insurance Companies in Fairfield

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fairfield Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

36Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1000 Texas Street Suite # F, Fairfield, CA 94533
  • Multiple Carriers

Why choose this provider?

Firebird Insurance Solutions LLC offers financial investment services in the Fairfield metro. It provides an array of property insurance products, which include renters', homeowners', and condominium insurance policies. The company aims to protect families and individuals from financial losses caused by unexpected events like natural disasters and theft. It also assists clients in obtaining life, health, classic car, and motorcycle insurance. Firebird Insurance Solutions is an independent agency that represents various carriers, such as AIG, Aegis, and Chubb.

License Verified:

License: 0L82016

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
185 Lennon Lane Suite 200, Walnut Creek, CA 94598
  • Multiple Policy Types
  • Business Insurance
  • Commercial

Why choose this provider?

Founded in 1956, Diablo Valley Insurance Agency, Inc., serves businesses and individuals in and around Fairfield. The independent agency offers personal and business coverages, such as renters', homeowners', commercial property, and workers' compensation insurance. For renters' insurance, its agents help clients acquire policies with additional coverage like full-value coverage for personal belongings and variable coverage for personal liability. The agency holds affiliation with the East Bay Independent Insurance Agents Association and the Independent Insurance Agents and Brokers of California.

License Verified:

License: 0C26181

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
500 4th St, Davis, CA 95616
  • Multiple Policy Types

Why choose this provider?

Since 1972, Purves & Associates Insurance Agency has been serving clients in Fairfield. It provides renters' insurance solutions and advises tenants on further coverage options, like personal liability coverage. The agency also offers homeowners' insurance plans that cover belongings like art collections and jewelry. It deals with business insurance and helps entrepreneurs with workers' compensation and general liability insurance policies. The company's president, Scott Purves, was the recipient of the Insurance Professional of the Year award in 2014 from the organization IBA Sacramento.

License Verified:

License: 0D35042

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (29)
Google
4.7 / 5 (15)
Yelp
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2449A Martin Rd Ste A, Fairfield, CA 94534
  • Home and Auto Insurance

Why choose this provider?

Cory Ellerbee runs a full-service Farmers Insurance agency that serves clients in Fairfield and the nearby communities. Ellerbee offers insurance policies that cover tenants' belongings when untoward incidents like fire or theft occur. Renters' insurance also gives leaseholders coverages for medical payments and personal liabilities in case a guest or neighbor gets injured on the premises. In addition, Cory Ellerbee offers auto, boat, RV, life, and motorcycle insurance solutions. Ellerbee served in the U.S. Air Force for eight years.

License Verified:

License: 4044294

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1501 El Camino Ave Ste 1, Sacramento, CA 95815
  • Home and Auto Insurance

Why choose this provider?

Sky Insurance is an independent agency that serves Fairfield residents and businesses. It offers personal and commercial insurance products, such as renters', homeowners', and commercial building insurance. Its insurance professionals work with clients to develop their insurance plans with their desired coverage, like renters' or condominium insurance with added coverage for personal belongings. Agency president Eric Sjolie has over a decade of industry experience and previously worked for the Fortune 100 companies New York Life and Mass Mutual.

License Verified:

License: 0J15368

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (83)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3741 Railroad Ave, Pittsburg, CA 94565
  • Multiple Policy Types

Why choose this provider?

Crown North Insurance Marketing Inc. has been offering policies to clients in the Fairfield area since 1998. The firm's renters' insurance covers incidents that are outside the scope of the landlord's property insurance. These include personal belongings that were stolen or damaged and injuries that occur inside the rental property. The company also offers insurance for homes and vehicles like cars, trucks, motorcycles, and ATVs. In addition, businesses can get coverage for properties and general liability suits. The company can provide services in Spanish.

License Verified:

License: 0G33299

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8440 Brentwood Blvd, Suite H, Brentwood, CA 94513
  • Home and Auto Insurance

Why choose this provider?

Circadian Insurance Brokers is an independent full-service agency that serves clients in Fairfield. It offers renters, homeowners, boat, and auto insurance products to individuals and families. The firm helps renters with curating personalized insurance plans that are parallel to their unique needs, budgets, and objectives. The firm's renters insurance plans are designed to financially cover clients in case unwanted damages arise due to burglaries, accidents, and natural disasters. Circadian Insurance Brokers has been in the insurance brokerage industry for over 31 years.

License Verified:

License: 0F79348

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
840 Tuolumne Street, Vallejo, Ca 94590
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Vallejo Insurance Associates, LLC, is a company serving the Fairfield area. It provides a variety of insurance products, including renters' insurance. The company protects the client's property, commercial property, or rent space in instances of hail, fire, flooding, and theft. General and products liability, personal, auto, and non-profit insurance are among the firm's other products and services. The company has over 60 years of experience in the industry. Its partner companies include Nationwide, Foremost, Liberty Mutual, Progressive, and Safeco Insurance.

License Verified:

License: 0D01896

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (27)
Yelp
4.4 / 5 (13)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
638 1/2 1st St., Ste C, Benicia, CA 94510
  • Home and Auto Insurance

Why choose this provider?

Jeffrey Wong Insurance Agency is a locally owned and operated business that caters to individuals, families, and businesses in Fairfield and the surrounding areas. It helps tenants protect their personal properties in the event of fire, theft, and vandalism by offering renters' insurance policies. The firm also carries auto, home, life, and personal umbrella insurance products. Jeffrey Wong Insurance Agency has been operating since 2004. MetLife, Nationwide Independent, and The Hartford are some of the insurance companies it represents.

License Verified:

License: 0E37133

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.9 / 5 (56)
Google
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1411 Oliver Rd Suite 120B, Fairfield, CA 94534
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Steele Insurance Agency is a team of insurance brokers that provides insurance solutions for customers in Fairfield and the neighboring areas. It offers various options for home, life, and car insurance by having access to some reputable insurance carriers like Progressive, Travelers, Mercury Insurance, and The Hartford. Its renters' insurance provides coverage for lost and damaged assets in the rental home. Also included in the coverage are relocation expenses and medical expenses for incidents causing injuries in the rented premises.

License Verified:

License: 0H09322

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (232)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 South Broadway Suite 101, Walnut Creek, CA 94596
  • Multiple Policy Types

Why choose this provider?

Established in 2012, Sagacious Insurance Services is an independent firm that caters to individuals, families, and businesses in the Fairfield metro and the surrounding communities. It provides renters' insurance policies, which can include additional living expenses, family liability, guest medical protection, personal property protection, and temporary housing. Also included in the company's line of products are auto, home, life, and umbrella insurance plans. Maura Perkins, the owner, brings more than 25 years of experience in the insurance industry.

License Verified:

License: 0M22052

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
411 Davis St #107, Vacaville, CA 95688
  • Multiple Policy Types

Why choose this provider?

The Flash Gordon Agency is an independent insurance office that caters to clients in Fairfield and nearby communities. It compares the annual quotes and rates of renters' insurance policies from carriers like Safeco and Travelers. The office can review each client's policy or rental property risks to recommend new coverages. These include options like fire and flooding repairs, medical liabilities, and reimbursement of theft. Founder Flash Gordon is a former U.S. Navy officer who won the CALI Award for Employment Law.

License Verified:

License: 0E00323

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What are the common renters’ insurance discounts available to people residing in Fairfield?

    Fairfield locals can lower their renters' insurance expenses by bundling their auto and renters' insurance policies with a single provider. Renters can access discounts if they reside in gated communities or if they install security measures like burglar alarms and fire extinguishers. Choosing paperless transactions also makes individuals eligible for discounts on renters' insurance.

  • How can Fairfield citizens obtain full value coverage for their personal property through renters' insurance?

    Fairfield tenants have the option to select replacement cost coverage for their personal belongings. This coverage guarantees that renters will receive the complete replacement value for any damaged or stolen items without factoring in depreciation. This means that the insurance will cover the cost of replacing lost or damaged items at current market prices.

  • What is the average annual renters’ insurance premium in Fairfield?

    Fairfield residents typically spend an average of $151 annually on renters' insurance premiums. These premiums vary between cities based on factors such as differing theft rates and population density. Other influential factors affecting premium rates include local construction expenses, distance to emergency services, and insurance claim histories within the neighborhood.

  • Does renters’ insurance cover medical expenses incurred by a visitor injured at a rental residence in Fairfield regardless of who is at fault?

    If someone is injured on the premises of a rental residence in Fairfield, the liability coverage in the renter's insurance covers the medical expenses of the injured visitor. A renters' insurance policy also protects tenants and their family members from bodily injury and property damage liability claims, as well as any ensuing legal actions, within the chosen coverage limits.

  • What additional risks should Fairfield residents take into account when shopping for renters' insurance?

    Most renters’ insurance policies available in Fairfield exclude coverage for damage to tenants’ personal belongings resulting from floods, earthquakes, or storms. Renters should inquire with agents and insurers regarding the potential inclusion of identity theft protection. This is important due to the heightened risk of personal information exposure on the internet in the contemporary digital landscape.

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