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2024

Last updated:

Best Renter's Insurance Companies in Fairfield, CA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fairfield Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

36Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1000 Texas Street Suite # F, Fairfield, CA 94533
WebsiteLicense: 0L82016

Expertise.com Rating

Review Sources

Google
5.0 (58)
Yelp
5.0 (1)

Why choose this provider?

Firebird Insurance Solutions LLC offers financial investment services in the Fairfield metro. It provides an array of property insurance products, which include renters', homeowners', and condominium insurance policies. The company aims to protect families and individuals from financial losses caused by unexpected events like natural disasters and theft. It also assists clients in obtaining life, health, classic car, and motorcycle insurance. Firebird Insurance Solutions is an independent agency that represents various carriers, such as AIG, Aegis, and Chubb.

  • Multiple Carriers

185 Lennon Lane Suite 200, Walnut Creek, CA 94598
WebsiteLicense: 0C26181

Expertise.com Rating

Why choose this provider?

Founded in 1956, Diablo Valley Insurance Agency, Inc., serves businesses and individuals in and around Fairfield. The independent agency offers personal and business coverages, such as renters', homeowners', commercial property, and workers' compensation insurance. For renters' insurance, its agents help clients acquire policies with additional coverage like full-value coverage for personal belongings and variable coverage for personal liability. The agency holds affiliation with the East Bay Independent Insurance Agents Association and the Independent Insurance Agents and Brokers of California.

  • Multiple Policy Types
  • Business Insurance
  • Commercial

1411 Oliver Rd Suite 120B, Fairfield, CA 94534
WebsiteLicense: 0H09322

Expertise.com Rating

Review Sources

Google
4.9 (232)
Facebook
5.0 (13)
Yelp
5.0 (4)

Why choose this provider?

Steele Insurance Agency is a team of insurance brokers that provides insurance solutions for customers in Fairfield and the neighboring areas. It offers various options for home, life, and car insurance by having access to some reputable insurance carriers like Progressive, Travelers, Mercury Insurance, and The Hartford. Its renters' insurance provides coverage for lost and damaged assets in the rental home. Also included in the coverage are relocation expenses and medical expenses for incidents causing injuries in the rented premises.

  • Multiple Policy Types
  • Home and Auto Insurance

500 4th St, Davis, CA 95616
WebsiteLicense: 0D35042

Expertise.com Rating

Review Sources

Facebook
5.0 (29)
Google
4.7 (15)
Yelp
4.2 (5)

Why choose this provider?

Since 1972, Purves & Associates Insurance Agency has been serving clients in Fairfield. It provides renters' insurance solutions and advises tenants on further coverage options, like personal liability coverage. The agency also offers homeowners' insurance plans that cover belongings like art collections and jewelry. It deals with business insurance and helps entrepreneurs with workers' compensation and general liability insurance policies. The company's president, Scott Purves, was the recipient of the Insurance Professional of the Year award in 2014 from the organization IBA Sacramento.

  • Multiple Policy Types

840 Tuolumne Street, Vallejo, Ca 94590
WebsiteLicense: 0D01896

Expertise.com Rating

Review Sources

Google
4.8 (27)
Yelp
4.4 (13)
Facebook
5.0 (7)

Why choose this provider?

Vallejo Insurance Associates, LLC, is a company serving the Fairfield area. It provides a variety of insurance products, including renters' insurance. The company protects the client's property, commercial property, or rent space in instances of hail, fire, flooding, and theft. General and products liability, personal, auto, and non-profit insurance are among the firm's other products and services. The company has over 60 years of experience in the industry. Its partner companies include Nationwide, Foremost, Liberty Mutual, Progressive, and Safeco Insurance.

  • Multiple Carriers
  • Multiple Policy Types

3741 Railroad Ave, Pittsburg, CA 94565
WebsiteLicense: 0G33299

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Crown North Insurance Marketing Inc. has been offering policies to clients in the Fairfield area since 1998. The firm's renters' insurance covers incidents that are outside the scope of the landlord's property insurance. These include personal belongings that were stolen or damaged and injuries that occur inside the rental property. The company also offers insurance for homes and vehicles like cars, trucks, motorcycles, and ATVs. In addition, businesses can get coverage for properties and general liability suits. The company can provide services in Spanish.

  • Multiple Policy Types

2449A Martin Rd Ste A, Fairfield, CA 94534
WebsiteLicense: 4044294

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Cory Ellerbee runs a full-service Farmers Insurance agency that serves clients in Fairfield and the nearby communities. Ellerbee offers insurance policies that cover tenants' belongings when untoward incidents like fire or theft occur. Renters' insurance also gives leaseholders coverages for medical payments and personal liabilities in case a guest or neighbor gets injured on the premises. In addition, Cory Ellerbee offers auto, boat, RV, life, and motorcycle insurance solutions. Ellerbee served in the U.S. Air Force for eight years.

  • Home and Auto Insurance

8440 Brentwood Blvd, Suite H, Brentwood, CA 94513
WebsiteLicense: 0F79348

Expertise.com Rating

Review Sources

Google
5.0 (20)
Yelp
5.0 (3)

Why choose this provider?

Circadian Insurance Brokers is an independent full-service agency that serves clients in Fairfield. It offers renters, homeowners, boat, and auto insurance products to individuals and families. The firm helps renters with curating personalized insurance plans that are parallel to their unique needs, budgets, and objectives. The firm's renters insurance plans are designed to financially cover clients in case unwanted damages arise due to burglaries, accidents, and natural disasters. Circadian Insurance Brokers has been in the insurance brokerage industry for over 31 years.

  • Home and Auto Insurance

1501 El Camino Ave Ste 1, Sacramento, CA 95815
WebsiteLicense: 0J15368

Expertise.com Rating

Review Sources

Facebook
5.0 (83)

Why choose this provider?

Sky Insurance is an independent agency that serves Fairfield residents and businesses. It offers personal and commercial insurance products, such as renters', homeowners', and commercial building insurance. Its insurance professionals work with clients to develop their insurance plans with their desired coverage, like renters' or condominium insurance with added coverage for personal belongings. Agency president Eric Sjolie has over a decade of industry experience and previously worked for the Fortune 100 companies New York Life and Mass Mutual.

  • Home and Auto Insurance

638 1/2 1st St., Ste C, Benicia, CA 94510
WebsiteLicense: 0E37133

Expertise.com Rating

Review Sources

Yelp
4.9 (56)
Google
4.9 (16)

Why choose this provider?

Jeffrey Wong Insurance Agency is a locally owned and operated business that caters to individuals, families, and businesses in Fairfield and the surrounding areas. It helps tenants protect their personal properties in the event of fire, theft, and vandalism by offering renters' insurance policies. The firm also carries auto, home, life, and personal umbrella insurance products. Jeffrey Wong Insurance Agency has been operating since 2004. MetLife, Nationwide Independent, and The Hartford are some of the insurance companies it represents.

  • Home and Auto Insurance

411 Davis St #107, Vacaville, CA 95688
WebsiteLicense: 0E00323

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

The Flash Gordon Agency is an independent insurance office that caters to clients in Fairfield and nearby communities. It compares the annual quotes and rates of renters' insurance policies from carriers like Safeco and Travelers. The office can review each client's policy or rental property risks to recommend new coverages. These include options like fire and flooding repairs, medical liabilities, and reimbursement of theft. Founder Flash Gordon is a former U.S. Navy officer who won the CALI Award for Employment Law.

  • Multiple Policy Types

800 South Broadway Suite 101, Walnut Creek, CA 94596
WebsiteLicense: 0M22052

Expertise.com Rating

Review Sources

Google
5.0 (49)
Facebook
5.0 (17)

Why choose this provider?

Established in 2012, Sagacious Insurance Services is an independent firm that caters to individuals, families, and businesses in the Fairfield metro and the surrounding communities. It provides renters' insurance policies, which can include additional living expenses, family liability, guest medical protection, personal property protection, and temporary housing. Also included in the company's line of products are auto, home, life, and umbrella insurance plans. Maura Perkins, the owner, brings more than 25 years of experience in the insurance industry.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Firebird Insurance Solutions LLC
1000 Texas Street Suite # F, Fairfield, CA 94533
Diablo Valley Insurance Agency, Inc.
185 Lennon Lane Suite 200, Walnut Creek, CA 94598
Steele Insurance Agency
1411 Oliver Rd Suite 120B, Fairfield, CA 94534
Purves & Associates Insurance Agency
500 4th St, Davis, CA 95616
Vallejo Insurance Associates, LLC
840 Tuolumne Street, Vallejo, Ca 94590
Crown North Insurance Marketing Inc.
3741 Railroad Ave, Pittsburg, CA 94565
Cory Ellerbee
2449A Martin Rd Ste A, Fairfield, CA 94534
Circadian Insurance Brokers
8440 Brentwood Blvd, Suite H, Brentwood, CA 94513
Sky Insurance
1501 El Camino Ave Ste 1, Sacramento, CA 95815
Jeffrey Wong Insurance Agency
638 1/2 1st St., Ste C, Benicia, CA 94510
Flash Gordon Agency
411 Davis St #107, Vacaville, CA 95688
Sagacious Insurance Services
800 South Broadway Suite 101, Walnut Creek, CA 94596

FAQs

  • What are the common renters’ insurance discounts available to people residing in Fairfield?

    Fairfield locals can lower their renters' insurance expenses by bundling their auto and renters' insurance policies with a single provider. Renters can access discounts if they reside in gated communities or if they install security measures like burglar alarms and fire extinguishers. Choosing paperless transactions also makes individuals eligible for discounts on renters' insurance.

  • How can Fairfield citizens obtain full value coverage for their personal property through renters' insurance?

    Fairfield tenants have the option to select replacement cost coverage for their personal belongings. This coverage guarantees that renters will receive the complete replacement value for any damaged or stolen items without factoring in depreciation. This means that the insurance will cover the cost of replacing lost or damaged items at current market prices.

  • What is the average annual renters’ insurance premium in Fairfield?

    Fairfield residents typically spend an average of $151 annually on renters' insurance premiums. These premiums vary between cities based on factors such as differing theft rates and population density. Other influential factors affecting premium rates include local construction expenses, distance to emergency services, and insurance claim histories within the neighborhood.

  • Does renters’ insurance cover medical expenses incurred by a visitor injured at a rental residence in Fairfield regardless of who is at fault?

    If someone is injured on the premises of a rental residence in Fairfield, the liability coverage in the renter's insurance covers the medical expenses of the injured visitor. A renters' insurance policy also protects tenants and their family members from bodily injury and property damage liability claims, as well as any ensuing legal actions, within the chosen coverage limits.

  • What additional risks should Fairfield residents take into account when shopping for renters' insurance?

    Most renters’ insurance policies available in Fairfield exclude coverage for damage to tenants’ personal belongings resulting from floods, earthquakes, or storms. Renters should inquire with agents and insurers regarding the potential inclusion of identity theft protection. This is important due to the heightened risk of personal information exposure on the internet in the contemporary digital landscape.

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