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Best Renter's Insurance Companies in Vallejo

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vallejo Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

301 Georgia Street, Vallejo, CA 94590
WebsiteLicense: 0M97847 Rating

Review Sources

5.0 (9)

Why choose this provider?

Citylinks Insurance Agency is an insurance brokerage in Vallejo that serves local residents, families, and property owners. It specializes in a wide range of property insurance policies, including renters' insurance, home insurance, landlords' insurance, and earthquake insurance. Its renters' insurance plans typically cover the tenant's personal property against perils such as fire, theft, and vandalism. Citylinks Insurance Agency considers itself to be in the business of helping people, businesses, and families reduce risk and preserve their financial future.

  • Auto Life SR22
  • Commercial
  • Multiple Carriers

638 1/2 1st Street, Benicia, CA 94510
WebsiteLicense: 0E37133 Rating

Review Sources

5.0 (47)
4.0 (16)

Why choose this provider?

Jeffrey Wong Insurance Agency is an insurance brokerage that has been providing its services to clients in Vallejo and the surrounding areas since 2004. It provides a wide range of personal and business insurance products, specializing in auto, home, umbrella, life, and financial services. In addition, it offers renters' insurance, which replaces items using the replacement cost or actual cash value method. Generally, the renters' insurance policy will cover losses from damages, accidents, or theft.

  • Multiple Policy Types

1644 Tennessee Street, Vallejo, CA 94590
WebsiteLicense: 0G97492 Rating

Review Sources

4.0 (9)
5.0 (2)

Why choose this provider?

MCIA Insurances Services is an insurance firm based in Vallejo. It was established in 1983 and was originally known as McDowell's Insurance Agency. The agency caters to clients across California, serving families, private individuals, and commercial organizations. It offers a diverse range of insurance products, including homeowners', hotel, and renters' insurance and life and personal umbrella policies. The company also has coverage for vehicles, such as automobiles, motorcycles, motorhomes, and even watercraft.

  • Multiple Policy Types

3419 Broadway, American Canyon, CA 94503
WebsiteLicense: 0L75369 Rating

Review Sources

4.0 (37)
4.0 (14)
3.0 (2)

Why choose this provider?

Bill Warring delivers the insurance needs of customers in Vallejo and its surrounding areas. He offers products such as renters' insurance, home insurance, property insurance, and car insurance. He has a strong focus on handling resident relocations to the Napa and Solano Counties. His other policy options include coverage for business, health, life, and pets. Also available are services for banking. Bill leads a team of licensed professionals employed under the Bill Warring State Farm insurance office.

  • Multiple Carriers


  • Will your renters' insurance cover you if your personal possessions are damaged in an earthquake in Vallejo?

    A standard renters' insurance policy in Vallejo does not cover any damage to your personal belongings during an earthquake. You should purchase a separate earthquake endorsement to protect yourself from financial burdens during a calamity. However, you are not required by law to obtain an earthquake insurance.

  • What are other exclusions in renters' insurance policies in Vallejo aside from earthquake damage?

    A standard renter's insurance policy in Vallejo typically excludes natural calamities such as mudflow or liquefaction, flooding, and pet damage. To cover any costs you incur for such hazards not covered by regular renters' insurance, you should acquire a supplementary endorsement under your policy. Additionally, the personal belongings of your roommate are excluded from your policy.

  • Will your credit rating affect the amount of your renters' insurance policy premium in Vallejo?

    Yes. Your credit rating will most likely affect your renters' insurance payment in Vallejo, as it is one of the factors that will determine your premium. If you have a low credit rating, insurance providers will raise your premium significantly compared to individuals with good credit scores. However, this credit score is not the same as the standard Fico score being used for loans and credit card applications.

  • Is renters' insurance mandatory in Vallejo?

    No. There is no state law in California that requires tenants to have a mandatory renters' insurance policy in Vallejo. However, landlords have the right to mandate their tenants to secure renters' insurance before signing a lease agreement, as this will protect both the tenant and the landlord.

  • WIll your renter's insurance cover your expenses in case you cannot use your rental unit due to a covered peril in Vallejo?

    Yes. You will be covered by your renters' insurance policy in Vallejo if you cannot use your rental unit due to a covered peril, such as a fire incident. Your hotel accommodations, food, and other necessary expenses are among the things covered under your policy. This is also known as "loss of use" coverage.

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