Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

5 Best Long Beach Health Insurance Agencies

Claire Akey Health Insurance Agent

7216 Marina Pacifica Drive North, Long Beach, CA 90803

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Claire Akey is an independent health insurance agent specializing in senior health plans and serving clients in Long Beach. She has over 12 years of experience and has assisted over 1,000 seniors in their health plan needs. She is currently affiliated with HRBC Insurance and offers medical health plan options such as Medicare Advantage Plans and Medicare supplement insurance. In her spare time, Claire engages in continuous education in order to stay updated with medical rules and details of plans available.

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Halili Hilltop Insurance Agency

2725 Pacific Coast Highway, Signal Hill, CA 90755

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Health Insurance

Halili Hilltop Insurance Agency is a Signal Hill-based company that extends its services to individuals, families, and businesses in the Long Beach area. It is a health insurance service provider that offers HMO, PPO, and HDHP coverages. The business also helps clients acquire dental, vision, and Medical Supplemental and Advantage insurance. In addition, it provides life insurance plans, which may include universal, whole, and term coverages. Founder and president Rafael Halili has been in the insurance industry since 1990.

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Insurance Advisors

5922 Midiron Circle, Huntington Beach, CA 92649

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Individual Plans
Group Plans

Insurance Advisors provides health coverage options for clients in Long Beach. It offers HMO, PPO, and HSA policies to individuals and family members, as well as Medicare and its supplemental plans. It also provides commercial health insurance for small businesses, independent contractors, and the self-employed. Founded 22 years ago by Kathy Hope, Insurance Advisors is an independent agency that partners with carriers such as Aetna, Blue Cross of California, and Cigna. Kathy enjoys and values the in-person visits that her job entails.

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Lisa Sandoval

2801 Fanwood Avenue, Long Beach, CA 90815

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Individual Plans
Group Plans
Long Term Care

Lisa Sandoval is an insurance agent who provides services to individuals, families, and businesses in the Long Beach metro. She helps clients acquire health insurance plans that include individual or group coverages. She also offers Medicare and long-term care insurance. These health insurance policies can cover policyholders' medical and surgical expenses. Sandoval works with various insurance carriers like Oscar, Protective, Prudential, United Healthcare, Aetna, and Kaiser Permanente. She has been in the insurance industry since 1995.

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Rojas Insurance & Financial

5150 Pacific Coast Highway, Long Beach, CA 90815

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Individual Plans
Group Plans

Rojas Insurance & Financial is an insurance agency that serves individuals, families, and small businesses in Long Beach and the surrounding areas. It offers different health insurance products, including HMO, PPO, and PFFS. In addition, it provides Medicare solutions, such as Medicare Advantage and Medicare Supplements plans. Index universal, term, universal, and whole life insurance policies are also available. The insurance companies it works with include Anthem Blue Cross Blue Shield and Kaiser Permanente. Rojas Insurance & Financial also caters to Spanish-speaking customers.

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Best Health Insurance Agencies in Long Beach

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Health Insurance Agencies FAQs

Claire Akey Health Insurance Agent

Halili Hilltop Insurance Agency

Insurance Advisors

Lisa Sandoval

Rojas Insurance & Financial

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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