How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

7 Best Torrance Homeowners Insurance Agencies

Bichlmeier Insurance Services

730 S Pacific Coast Hwy 201, Redondo Beach, CA 90277

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Multiple Policy Types
Personal Property Insurance

Bichlmeier Insurance Services is a full-service agency that has been operating since 1961. The insurance advisors provide a wide range of insurance plans for residents in Torrance including homeowners' insurance. Its team of agents creates home insurance policies that cover the costs of damaged property due to disasters such as a fire. Home insurance plans also protect homeowners against injury claims. Bichlmeier Insurance Services provides insurance services in Arizona, Nevada, Texas, and Colorado.

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Kris Rogers Insurance Services

3451 Torrance Blvd, Torrance, CA 90503

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Personal Property Insurance
Multiple Policy Types

Kris Rogers Insurance Services provides property damage and liability coverage for homeowners in Torrance. Its policies cover common hazards, such as fire, theft, and vandalism, as well as reimburse costs and medical expenses for parties injured while on a client's premises. Kris Rogers also counsels clients on factors that affect their policy decisions, including the cost of rebuilding, the scope of their plan, and the process of filing a claim. Other lines of insurances offered include auto, business, life, and health.

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Nickerson Insurance Services, Inc.

2106 Lomita Blvd STE 100, Lomita, CA 90717

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Personal Property Insurance
Multiple Policy Types

Nickerson Insurance Services, Inc. is a multi-line and independently owned insurance agency that offers property damage policies for homeowners in Torrance. Founded in 1961, it provides home insurance plans that cover common hazards such as fires. It also counsels clients on the scope of their coverage, the process of filing a claim, and its role in mortgages for home purchases. Nickerson also services clients residing in rentals, condo, and mobile homes with their own insurance policies, as well as offers dwelling fire insurance.

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Post Insurance Services, Inc.

2356 Torrance Blvd, Torrance, CA 90501

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Renter's Insurance
Condos

Post Insurance Services, Inc. is a third-generation agency that serves Torrance residents. The company assists clients in a wide range of insurance needs including home insurance. It offers home insurance plans that include coverage for any property damage or injuries a homeowner is liable for. Other personal insurance products of the firm include condo insurance, renters' insurance, and auto insurance. Daniel W. Post, company president, earned his Certified Insurance Counselors degree in 1983.

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QIS Insurance Services LLC

21707 Hawthorne Boulevard, Torrance, CA 90503

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Multiple Policy Types

QIS Insurance Services LLC is a professional insurance agency that offers a variety of services and products to clients in Torrance, Redondo Beach, Los Angeles, Sacramento, and throughout the state. It offers insurance for homeowners and renters. Its agents can provide assistance to clients in all stages of the home insurance policy, from quoting and purchasing to servicing. QIS also offers business, earthquake, flood, condo, and commercial property insurance policies.

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Tom Hindman - State Farm Insurance Agent

23922 Crenshaw Blvd, Torrance, CA 90505

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Personal Property Insurance
Multiple Policy Types

Tom Hindman - State Farm Insurance Agent is an insurance specialist based in Torrance. The insurance consultant assists clients in a variety of areas including home insurance. Hindman creates insurance policies for homeowners that include coverage for personal belongings such as collectibles, electronics, appliances, and furniture. He also offers home insurance plans that cover damage resulting from theft or vandalism. Aside from home insurance, Hindman offers pet insurance, auto insurance, and health insurance, and provides customer support 24/7.

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Zenker Insurance Agency, LLC

Torrance, CA

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Earthquake
Multiple Policy Types

Zenker Insurance Agency, LLC, is an independent insurance agency that has been serving South Bay communities such as Torrance, Palos Verdes, and Rolling Hills for over 29 years. It offers a variety of insurance products and services, including homeowners' insurance. This family-owned agency has agents who can explain the financial protection benefits of having homeowners' insurance. The policy can financially protect homes against loss, covering vandalism, theft, and damages caused by certain weather conditions. Zenker Insurance Agency also offers auto and life insurance.

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Best Homeowners Insurance Agencies in Torrance

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Homeowners Insurance Agencies FAQs

Bichlmeier Insurance Services

Kris Rogers Insurance Services

Nickerson Insurance Services, Inc.

Post Insurance Services, Inc.

QIS Insurance Services LLC

Tom Hindman - State Farm Insurance Agent

Zenker Insurance Agency, LLC

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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