Expertise.com

Best Health Insurance Agencies in Carson

2023

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Last updated:

Website
21780 S Avalon Boulevard Ste 106a, Carson, CA 90745
  • Health Insurance

Why choose this provider?

Gregory Owens is a State Farm insurance agent who has been serving clients in Carson since 2000. He offers individual health insurance, which provides additional coverage to company health plans. The policy includes subsidies for treatments and medical procedures. Owens also offers Medicare coverage for clients aged 65 and above, along with supplemental plans for expenses outside of Medicare. He also offers policies for homes, autos, properties, and businesses. In addition, Owens offers financial services like annuities.

License Verified:

License: 0F30725

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (14)
Yelp
4.5 / 5 (9)

Website
701 South Parker, Suite 8000, Orange, CA 92868
  • Health Insurance

Why choose this provider?

The Word & Brown Companies is a trio of health insurance carriers that cater to both businesses and individual clients in Carson. It employs over 550 different staff members, composed of health insurance consultants and account managers. The trio provides online quotes for various policy options for individual, family, and business health concerns. These include hospital coverage and prescription and supplement options. The Word & Brown Companies can also set up company dental and vision plans for short-term and long-term periods. The firm frequently assists and donates to charities like Susan G. Komen.

License Verified:

License: 0561771

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
13101 W. Washington Blvd Ste 142, Los Angeles, CA 90066
  • Health Insurance
  • Business Insurance

Why choose this provider?

Harmony Health Insurance Services addresses the wide range of health coverage needs of clients in Carson. It was established by independent insurance agent, Susan Fujimoto, who has more than two decades’ worth of experience providing health insurance plans specific to the needs, requirements, and preferences of her clients. Available coverages include individual and family insurance, dental insurance, Medicare health plans, and Small Business Health Insurance. Harmony Health Insurance Services also offers travel and term life insurance.

License Verified:

License: 0774247

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25550 Hawthorne Boulevard, Torrance, CA 90505
  • Life Insurance
  • Health Insurance

Why choose this provider?

D&S Insurance Services has been assisting individuals, families, and businesses in the community of Carson and its surrounding areas since 1991. It is a healthcare brokerage and consulting firm that specializes in self-funded and fully insured healthcare benefits packages. It also provides a wide range of services that include risk management solutions, detailed claims evaluation, eligibility verification & dependent tracking, online billing administration, and benefit-cost analysis. D&S Insurance Services owner Debbie Schinnerer has been active in the insurance industry for more than 25 years.

License Verified:

License: 0746727

California Department of Insurance

Website
10761 Los Alamitos Boulevard, Los Alamitos, CA 90720
  • Health Insurance

Why choose this provider?

J.L. Von Arx & Associates Insurance Services is an independent insurance agency that offers health insurance policies to clients in the Carson area. The firm helps clients shop for a suitable health insurance policy from various carriers, such as QBE, Foremost, Farmers Insurance, The Hartford, and Health Net. Some of its health insurance options and health plans are FFS, HMO, PPO, and POS. The agency will discuss with clients and educate them about which health plan is suitable for them.

License Verified:

License: 0702245

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.