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2024

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Best Renter's Insurance Companies in Santa Rosa

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Rosa Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

39Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
726 Mendocino Avenue, Santa Rosa, CA 95401
  • Multiple Carriers

Why choose this provider?

Jeff Lecoeuche Insurance Agency Inc has been serving families and local businesses in Santa Rosa and the surrounding areas since 1997. He has staff members who can speak English, Spanish, and French. He offers a wide range of products that include homeowners', renters', motorcycles, flood, commercial property, and product liability insurance. Renters' insurance policies will cover the client's personal belongings and household contents. They will also cover the liability in case of injuries on the rented property.

License Verified:

License: 0F56567

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (135)
Facebook
4.2 / 5 (11)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
620 College Avenue, Santa Rosa, CA 95404
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Barber Insurance Agency, Inc., is a local company serving Santa Rosa and the rest of Northern California for more than 50 years. As an independent agency, it offers a wide range of renters' insurance plans from different providers. It presents options such as personal property coverage against unexpected circumstances and liability coverage for the risk of accidents on the rental property. The policy protects clients from different situations, such as windstorms, theft, and vandalism. Home and business coverages are also offered. The agency assists clients with keeping their coverage up to date each year.

License Verified:

License: 0G55500

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (127)
Yelp
3.5 / 5 (11)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1630 Sebastopol Road, Santa Rosa, CA 95407
  • Multiple Policy Types

Why choose this provider?

Valley West Insurance Services is an independent insurance agency specializing in a variety of coverages, including renters' insurance policies for clients in Santa Rosa and the rest of the North Bay area. The locally owned company comprises a team of agents who strives to serve the needs of the community. With more than 20 years of being in the industry, Valley West Insurance Services is committed to helping clients secure customized insurance plans tailored to meet the client's specific situation.

License Verified:

License: 0G50640

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (177)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 Mendocino Avenue, Santa Rosa, CA 95401
  • Multiple Carriers

Why choose this provider?

Erika Novoa is a State Farm Insurance agent who has been helping individuals, families, and businesses in the area of Santa Rosa and its surrounding communities for more than 15 years. She provides various services that include renters' insurance, motorcycle, auto, business, and home insurance. She also offers health, property, life, and pet insurance. Erika holds a master's degree in Business Administration and Management. She is a former senior agency field specialist and has experience in handling auto claims.

License Verified:

License: 0E99011

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (60)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2455 Bennett Valley Road, Santa Rosa, CA 95404
  • Multiple Policy Types

Why choose this provider?

Kiddo Insurance Agency is an independent insurance firm serving the Santa Rosa metro area. The company assists individuals and families who are renting apartments, homes, condos, and dormitories in acquiring renters' insurance that can protect their personal belongings from theft, vandalism, fire, and other unfortunate events. The firm offers a variety of renters' insurance coverages, including actual cash value, replacement cost, and liability. Founded by local insurance agent Steve Kiddo, the company has been serving clients for over 30 years.

License Verified:

License: 6001498

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
902 Stevenson Street, Santa Rosa, CA 95404
  • Multiple Policy Types

Why choose this provider?

Sadler & Company, Inc., is an independent insurance agency that caters to clients in and around Santa Rosa. It provides renters' insurance policies, as well as condo, landlord, earthquake, and flood insurance coverages. It also crafts business insurance packages, including general liability, commercial auto, workers' compensation, and business owners' insurance. Moreover, the agency offers auto, classic car, all-terrain vehicle, recreational vehicle, motor home, and boat insurance plans. Sadler & Company has been in the insurance business for more than four decades.

License Verified:

License: 0507195

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (25)
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • How can one in Santa Rosa file a renters' insurance claim without receipts?

    There are several ways a renter in Santa Rosa can do when filing an insurance claim without receipts. They can submit bank statements or credit card bills as proof of the items they bought. If they were able to take pictures or videotape the lost items beforehand, they can use these as well. Additionally, the report of the professional appraiser can be used as proof of the value of lost expensive items.

  • What is the benefit of the additional living coverage in a Santa Rosa renters' insurance policy?

    The additional living coverage can pay for the cost of a temporary move if the rental property cannot be inhabited because of events such as fire, water damage, and vandalism. For example, if the rental property in Santa Rosa catches fire, additional living coverage can take effect while the property is undergoing repair and renovation. The cost of a temporary move can include hotel rental fees, food, and groceries.

  • Why did the insurance carrier automatically renew a renters' insurance policy in Santa Rosa?

    Insurance carriers automatically renew a renters' insurance policy each year. They are not required to ask permission from the policyholder in Santa Rosa but must inform them in advance of the renewal. There are risks to not having automatic policy renewal, and one of these risks would be a coverage gap if the policyholder forgets to renew the insurance.

  • Will renters' insurance in Santa Rosa cover a roommate?

    Generally, renters' insurance only covers you, your family, and any relative living with you in Santa Rosa. If your roommate is not a relative, then your insurance will not cover them. In this case, your roommate must buy their own insurance to protect their personal property, as well as have personal liability coverage.

  • Does renters' insurance cover wildfires in Santa Rosa?

    Yes, renters' insurance typically covers wildfires. It can provide payment for your personal belongings if your rental property is damaged because of a wildfire. For more information about the Community Wildfire Protection Plan, contact the Santa Rosa Fire Department at 707-543-3500 or srfd@srcity.org. The department is located at 2373 Circadian Way, Santa Rosa, CA 95407.

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