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Best Mortgage Refinance Companies in Santa Rosa

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2023
Laurels

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Alterra Mortgage logo
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License Verified:

License: 1794458

Nationwide Multistate Licensing System and Registry

Alterra Mortgage

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448 Ignacio Blvd., Suite 161, Novato, CA 94949
  • Reverse Mortgages

Business Description

Alterra Mortgage provides home financing solutions to clients in Santa Rosa and nearby areas. The firm's mortgage specialists assist borrowers looking to lower their interest rates and monthly payments, alter loan terms, or withdraw cash from their homes' equity through a refinance program. They also help first-time homebuyers locate the ideal loan scheme for their particular circumstances. Alterra Mortgage is in partnership with more than 100 investors—enabling them to offer a selection of lending programs—such as jumbo, VA, commercial, and fixed and adjustable mortgages.

License Verified:

License: 1794458

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
America's Home Loans logo
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License Verified:

License: 231434

Nationwide Multistate Licensing System and Registry

America's Home Loans

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131A Stony Circle, Suite 500, Santa Rosa, CA 95401
  • Reverse Mortgages

Business Description

America's Home Loans in Santa Rosa is a mortgage brokerage that assists in securing home loans and refinancing mortgages. It was formed in July 2003 by Edward Keech, an NMLs-licensed mortgage lender and California Department of Real Estate-licensed broker. Keech and his loan officers help homeowners tap into their home's equity for renovations, purchases, and other expenses. It also helps change the terms of their existing mortgages to lower monthly payments and reduce interest rates.

License Verified:

License: 231434

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (36)
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Benchmark Mortgage logo

License Verified:

License: 280206

Nationwide Multistate Licensing System and Registry

Benchmark Mortgage

4123 Solano Ave, Napa, CA 94558
  • New Construction

Business Description

Benchmark Mortgage has been serving Santa Rosa clients since 1999. The company guides individuals through the refinancing process and works to accomplish their financial goals, like decreased interest rates and lowered program terms. It modifies various loan programs, including VA and FHA mortgages. As part of its Lifetime Loan service, the company regularly monitors market trends and conducts yearly reviews of its clients' mortgages. One of its branch managers, Hilda Hensley, has been in the industry for over 15 years. She is fluent in Spanish.

License Verified:

License: 280206

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brick House Mortgage, Inc logo
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License Verified:

License: 7978

Nationwide Multistate Licensing System and Registry

Brick House Mortgage, Inc

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342 Merchant St, Vacaville, CA 95688
  • New Construction
  • Reverse Mortgages

Business Description

Brick House Mortgage, Inc. serves Santa Rosa residents wanting to change their mortgage terms. It offers refinancing and home equity loans for single- and multi-family homes, condominiums, and townhouses. It leverages current technology to deliver individualized and convenient loan solutions. Its online platform lets clients complete loan applications and pre-qualifications, as well as go over financing options for different scenarios through its interactive calculators. Brick House Mortgage also provides home buyers with a variety of purchase loans, including fixed-rate, VA, Jumbo, and USDA.

License Verified:

License: 7978

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Custom Lending Group logo
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License Verified:

License: 845079

Nationwide Multistate Licensing System and Registry

Custom Lending Group

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3514 Baxter Avenue, Napa, CA 94558
  • Reverse Mortgages

Business Description

Custom Lending Group has mortgage refinancing services available for customers living in and around the Santa Rosa area. Its team is currently comprised of mortgage brokers who have been in the local industry for more than 28 years. The firm has experience handling residential and commercial lending processes. Its programs include FHA, VA, SBA, USDA, and 203K loans. Custom Lending Group is NMLS-registered and also associated with Fannie Mae and Freddie Mac. It was founded in 1986.

License Verified:

License: 845079

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Don McGlinchy logo

License Verified:

License: 256571

Nationwide Multistate Licensing System and Registry

Don McGlinchy

16625 Guernewood Rd, Guerneville, CA 95446
  • New Construction
  • Reverse Mortgages

Business Description

Don McGlinchy is a Guerneville-based loan officer assisting Santa Rosa residents who want to replace their current mortgage. He helps reduce rates, lower monthly payments, and leverage home equity through a refinancing program. He also offers FHA, VA, jumbo, USDA, conventional, and low down payment financing options. Don is affiliated with Cherry Creek Mortgage and has been in the industry since 1990, enabling him to witness developments in reverse mortgages and recommend practical solutions to clients.

License Verified:

License: 256571

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fox & Company, Inc. logo
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License Verified:

License: 1874195

Nationwide Multistate Licensing System and Registry

Fox & Company, Inc.

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2001 4th St., Santa Rosa, CA 95404

Business Description

Fox & Company, Inc., serves the people residing in Santa Rosa by providing a wide range of mortgage refinancing options. It offers fixed-rate loans with uniform interest rates and adjustable-rate mortgage loans with interest rates that change periodically. The company also processes conventional loans that are not guaranteed or insured by the federal government and government-insured loans, such as VA, USDA, and FHA. The company’s staff has more than 50 years of real estate and finance experience.

License Verified:

License: 1874195

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Home Loans by Ed Esteban logo
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License Verified:

License: 310302

Nationwide Multistate Licensing System and Registry

Home Loans by Ed Esteban

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490 Chadbourne Road Ste A132, Fairfield, CA 94534
  • New Construction
  • Reverse Mortgages

Business Description

Home Loans by Ed Esteban delivers refinancing and mortgage choices for residents of Santa Rosa. The agency has adjustable-rate options for house buyers looking for a loan period below seven years. FHA products are available for clients with imperfect credit ratings. Refinancing solutions are on hand for purchasers on their fifth or subsequent year of indebtedness and who wish to take advantage of reduced rates. Ed Esteban maintains open lines of communication with his customers, in one case taking calls during his vacation.

License Verified:

License: 310302

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Regan Team logo
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License Verified:

License: 275747

Nationwide Multistate Licensing System and Registry

Regan Team

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775 Baywood Dr #308, Petaluma, CA 94954
  • Reverse Mortgages

Business Description

The Regan Team Home Loan Group is a family-owned mortgage lender accommodating clients in Santa Rosa. It offers assistance in refinancing mortgages and securing purchasing, first-time homebuyer, and FHA loans. The company is owned by mortgage planning specialists Michael and Patricia Regan, who have been helping clients find the right financial plan that aligns with their short- and long-term financial goals for the last two decades. Petaluma Argus-Courier awarded The Regan Team the 2018 and 2021 People's Choice.

License Verified:

License: 275747

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (32)
Yelp
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steve Herndon logo
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License Verified:

License: 222871

Nationwide Multistate Licensing System and Registry

Steve Herndon

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703 2nd St Suite 103, Santa Rosa, CA 95404
  • New Construction

Business Description

Steve Herndon is an American Pacific Mortgage broker who works with people in Santa Rosa and the surrounding areas. Herndon provides mortgage refinancing programs for single-family homes, multi-family units, condominiums, and townhouses. He provides programs such as cash-out refinance, debt consolidation, and home equity loans. His other areas of expertise are home purchase loans and FHA, VA, and USDA mortgages. Herndon has been working in real estate since 1977, enabling him to help clients make better financial decisions.

License Verified:

License: 222871

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Yelp
5.0 / 5 (3)
Sun Pacific Mortgage & Real Estate logo
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License Verified:

License: 360993

Nationwide Multistate Licensing System and Registry

Sun Pacific Mortgage & Real Estate

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800 Mendocino Ave., Suite #2, Santa Rosa, CA 95401
  • New Construction

Business Description

Sun Pacific Mortgage & Real Estate accommodates clients in its Santa Rosa-based office. The firm offers home loans and mortgage refinancing options for California real estate and works with borrowers who can’t secure conventional loans and are taking a chance on private money lending. Its staff handles jumbo, stated income, bridge, investment property, commercial, and owner-occupied loans. Sun Pacific is a family-owned and family-operated business that has been serving the community for more than 30 years.

License Verified:

License: 360993

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)
Facebook
5.0 / 5 (27)
Yelp
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tracey Financial Group Inc logo

License Verified:

License: 1832613

Nationwide Multistate Licensing System and Registry

Tracey Financial Group Inc

2 E St, Santa Rosa, CA 95404
  • New Construction
  • Reverse Mortgages

Business Description

Tracey Financial Group, Inc., is a mortgage brokerage based in Santa Rosa. The firm assists residential and commercial clients seeking a mortgage refinance. It helps secure financing for VA, FHA, USDA, conventional, and jumbo loans. It also processes interest-only, balloon, graduated payment, and reverse mortgages. Additionally, the firm originates debt consolidation, construction, multi-family, and investment loans. Broker-owner Shannon Tracey brings over 20 years of real estate and mortgage lending experience. She also serves as board chair of the Humane Society of Sonoma County.

License Verified:

License: 1832613

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne Wilson logo

License Verified:

License: 1546718

Nationwide Multistate Licensing System and Registry

Wayne Wilson

11 5th Street, Suite 203, Petaluma, CA 94952

Business Description

Wayne Wilson is a loan officer that works with buyers and investors in and around Santa Rosa. He assists families and individuals in refinancing their debts to purchase their dream homes. He works with clients to develop strategies for lowering interest rates and monthly payments. The specialist also handles a variety of traditional and federal mortgage programs, including jumbo, conventional, USDA, VA, and FHA loans. Wilson works at Supreme Lending, a full-service mortgage company founded in 1999.

License Verified:

License: 1546718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)