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Best Local Car Insurance Agencies in Santa Rosa

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Auto Saver Plus Insurance, LLC logo
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License Verified:

License: 0F51739

California Department Of Insurance

Auto Saver Plus Insurance, LLC

620 Sebastopol Road, Santa Rosa, CA 95407
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  • Bundling Option

Business Description

Auto Saver Plus Insurance, LLC is a family-owned and operated agency based in Santa Rosa that offers auto insurance solutions to individuals and businesses within the nearby areas. As an independent agency, it works with various carriers to provide insurance plans that protect its clients from financial losses. Its team of bilingual insurance specialists assists clients in choosing the auto insurance policy and corresponding coverages that address their needs and fit their resources. Through attention to detail, Auto Saver Plus Insurance, LLC strives to provide quality services.

License Verified:

License: 0F51739

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Barber Insurance Agency, Inc. logo
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License Verified:

License: 0G55500

California Department Of Insurance

Barber Insurance Agency, Inc.

620 College Avenue, Santa Rosa, CA 95404
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  • Bundling Option

Business Description

Barber Insurance Agency, Inc., is an independent agency serving Santa Rosa and the rest of Northern California for over 50 years. As an independent agency, it works with a network of carefully selected insurance carriers to provide options for clients who want to protect their vehicles and themselves against financial loss and damages. It offers insurance options for ATVs and watercrafts such as boats. Home and business coverages are also available. The agency also helps clients keep their coverage up to date each year.

License Verified:

License: 0G55500

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (127)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Erika Novoa logo
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License Verified:

License: 0E99011

California Department Of Insurance

Erika Novoa

800 Mendocino Avenue, Santa Rosa, CA 95401
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  • Motorcyle & ATV

Business Description

Erika Novoa is a Santa Rosa-based agent that operates her own agency under State Farm. Together with her team, Novoa assists clients in various areas including auto insurance. The professionals offer different coverage options for car owners, including collision, comprehensive, and rental insurance. They also offer insurance for clients who use their personal automobiles to drive for rideshare companies like Uber. Novoa has been a State Farm agent for 15 years. She entertains Spanish-speaking clients.

License Verified:

License: 0E99011

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (61)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Lecoeuche Insurance Agency logo
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License Verified:

License: 0F56567

California Department Of Insurance

Jeff Lecoeuche Insurance Agency

726 Mendocino Avenue, Santa Rosa, CA 95401
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  • Multiple Carriers

Business Description

Located in Santa Rosa, Jeff Lecoeuche Insurance Agency helps local drivers who are looking for ways to protect themselves and their vehicles through car insurance policies. The agency offers auto insurance with various coverage options. It can put together policies tailored to its clients' needs and budget. Jeff Lecoeuche has been a Farmers insurance agent since 1997. Servicing the greater Sonoma County, he also provides other insurance policies for home, business, and life and health.

License Verified:

License: 0F56567

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (127)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lemus Insurance Agency - Santa Rosa logo
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License Verified:

License: 0C04855

California Department Of Insurance

Lemus Insurance Agency - Santa Rosa

1207 4th Street, Santa Rosa, CA 95404
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  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Lemus Insurance Agency offers car insurance to clients in Santa Rosa and nearby communities. Founder David Lemus brings over three decades of experience in the insurance industry and represents multiple carriers, which allows for various options for clients. He helps them acquire protection against the impact of road accidents, including property damage, potential lawsuits, and injuries. With a focus on customer service and long-term relationships, the agents at this firm can communicate in English and Spanish.

License Verified:

License: 0C04855

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sadler & Company Insurance Brokers Inc. logo
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License Verified:

License: 0507195

California Department Of Insurance

Sadler & Company Insurance Brokers Inc.

902 Stevenson Street, Santa Rosa, CA 95404
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  • Multiple Carriers

Business Description

Sadler & Company Insurance Brokers Inc. is a Santa Rosa insurance service provider helping clients score auto protection plans. The local business insures drivers and their vehicles to avoid financial obligations when car accidents occur. Its agents offer liability and no-fault coverages to secure car owners, and collision and comprehensive insurance coverages may be availed to safeguard vehicles. Sadler & Company Insurance Brokers Inc. has earned Safeco's excellence winner award for eight consecutive years. The company has been in the insurance industry since 1976.

License Verified:

License: 0507195

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (25)
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Santa Rosa Insurance Agency LLC logo
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License Verified:

License: 0I89060

California Department Of Insurance

Santa Rosa Insurance Agency LLC

4000 Montgomery Drive, Santa Rosa, CA 95405
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Santa Rosa Insurance Agency LLC is an independent insurance agency serving Santa Rosa and the surrounding areas. It has been in the industry for more than 28 years and provides personal, family, and business clients with a range of insurance products, car insurance being one of them. Coverages included in their car insurance products range from rental car reimbursement to classic and antique car insurance. The company also offers homeowners insurance and health insurance.

License Verified:

License: 0I89060

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sonoma Valley Insurance Agency, Inc. logo
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License Verified:

License: 0F82712

California Department of Insurance

Sonoma Valley Insurance Agency, Inc.

122 Calistoga Road 103, Santa Rosa, CA 95409
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  • Home & Auto Insurance

Business Description

Sonoma Valley Insurance Agency, Inc., is an independent insurance company that has been delivering a wide range of insurance services to Santa Rosa residents since 1995. It represents several auto insurance companies including, Travelers, Kemper Specialty, The Hartford, and MetLife. The local agency also offers and assists clients with home, health, life, business, and special event insurance. Agents and brokers John M. Caris and Elissa A. Wadleigh hold property and casualty insurance licenses, while Lea-Ann Wadleigh gives clients assistance with claims, billing issues, and correspondence.

License Verified:

License: 0F82712

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
5.0 / 5 (4)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valley West Insurance Services logo
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License Verified:

License: 0G50640

California Department Of Insurance

Valley West Insurance Services

1630 Sebastopol Road, Santa Rosa, CA 95407
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  • Bundling Option

Business Description

Valley West Insurance Services is a locally owned company providing auto insurance services and options to car owners in Santa Rosa and the surrounding areas. The business understands the needs of the clients and helps them acquire personalized auto insurance coverages. Its agents also discuss specific protection plans for cars, exotic cars, classic cars, hot rods, and low riders. Additionally, the company has related services addressing SR-22 certifications and DUIs. Its staff assists clients seven days a week and can speak English and Spanish.

License Verified:

License: 0G50640

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (178)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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