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Best Credit Repair Companies in San Jose

Laurels
2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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San Jose, CA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

With more than a decade of expertise, Credit Saint offers credit repair and rebuilding services in San Jose. The company provides a credit monitoring account for consumers and reviews their credit history for inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, foreclosures, and repossessions. Credit Saint also counsels clients on how their scores can impact financial activities and on how to utilize a positive report when paying bills or opening credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Asap Credit Repair logo
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Asap Credit Repair

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123 E San Carlos St Unit #9, San Jose, CA 95112
  • Credit Dispute

Business Description

ASAP Credit Repair is a family-owned and operated credit repair and restoration firm that serves individuals in San Jose and the surrounding areas. Founded in 1998, its credit counselors assist clients by helping remove the inaccurate or unfair negative items listed on their credit reports. This includes deleting credit records from bankruptcy, late payments, repossessions, foreclosures, and charge-offs. Additionally, ASAP Credit Repair educates its clients on the basics of credit, so they can be empowered to maintain their good credit standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (1399)
Facebook
4.6 / 5 (259)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
B A Credit Repair logo
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B A Credit Repair

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2959 Winchester Blvd #201, Campbell, CA 95008

Business Description

B A Credit Repair assists individuals and businesses in San Jose and the surrounding areas. Backed by more than 30 years of industry experience, it offers credit repair and counseling services that aid clients in becoming financially independent. Its team of credit repair specialists also crafts plans that help businesses restore credit. The company also provides assistance in obtaining personal and business loans. B A Credit Repair offers special accommodations for married couples.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Better Credit Service USA logo
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Better Credit Service USA

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745 Distel Dr Ste 118, Los Altos, CA 94022

Business Description

Better Credit Service USA is a credit counseling service provider that helps residents in the San Jose area to repair, rebuild, and raise their credit scores. The credit consultants offer line-by-line credit report evaluations and establish a credit repair plan to remove incorrect items per FCRA, HIPAA, FCBA, and other consumer laws. They communicate with creditors in cases of harassment and assist with collections, public records, foreclosures, and late payments. The firm also handles tax liens, bankruptcies, inquiries, short sales, and student and auto loans. Better Credit Service USA employs electronic credit repair processing for faster service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Water Credit – California logo
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Blue Water Credit – California

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311 Judah Street Suite 200, San Jose, CA 95678
  • Debt Consolidation

Business Description

Blue Water Credit caters to clients in San Jose and the surrounding areas. It offers credit repair and rehabilitation services to help clients obtain the standard score through evaluation check, repair plan, and progress tracking. In addition, it provides debt settlement to manage the individuals' charge-off accounts, judgements, second mortgages, and collections to maximize opportunities for borrowing money. Its referral partners include Realtors and loan officers. Blue Water Credit has been serving clients for more than a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (146)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Continental Credit Repair logo
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Continental Credit Repair

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96 N 3rd St # 605, San Jose, CA 95112

Business Description

Continental Credit Repair is a national credit repair company in San Jose. Its certified credit professionals work with clients to devise action plans to improve their credit profiles. They assist with removing inaccurate negative items from credit reports following line-by-line credit reviews, and they communicate directly with the three credit reporting agencies. The credit counselors provide credit education and financial advice at each stage of the restoration process to help with better credit management. Continental Credit Repair has a state-of-the-art web-based software system that allows consumers to keep track of their file progress 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (24)
Yelp
1.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Advisors Council logo
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Credit Advisors Council

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1 S Orange Ave Ste 502, Orlando, FL 32801

Business Description

Credit Advisors Council is a credit repair company that helps residents in San Jose improve their credit and make reparations to existing credit reports. It corrects inaccurate, outdated, or unverified items that appear on credit reports. The firm helps individuals learn the causes of bad credit and how to challenge credit problems. It handles late payments, collections, and hounding by creditors. The agency also assists victims of identity theft. Other services include loan consolidation and forgiveness as well as credit building. Clients also benefit from personalized money and debt management plans to improve their financial standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Bay Area logo
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Credit Repair Bay Area

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1172 Murphy Ave Ste 208, San Jose, CA 95131

Business Description

Founded in 2010, Credit Repair Bay Area offers custom-tailored credit repair services to meet the financial needs of families and individuals in San Jose and nearby areas. The firm adds good credit and repairs poor credit to increase clients' chances of securing a student, car, home, or personal loan in the future. It assists with identifying erroneous negative information on credit reports and launches the credit restoration process through its credit repair program. The credit specialists handle late payments, collections, tax liens, foreclosures, and judgments. Credit Repair Bay Area also offers credit counseling and personal financial builder program services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Financial Relief Center logo
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Financial Relief Center

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1735 N 1st St Ste 100B, San Jose, CA 95112

Business Description

The Financial Relief Center is a credit repair agency in San Jose. As part of its resolution program, the company's advisors help clients remove negative items from their credit report. In this program, alongside its debt settlement service, Financial Relief Center's experts provide an in-depth credit examination and consultation and use this information to devise a comprehensive financial plan that can help clients budget for debt relief and ultimately increase their credit score. In addition to credit repair and debt relief, the company also assists clients with refinancing and bankruptcy.

Roundleaf Inc. logo
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Roundleaf Inc.

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2055 Junction Ave Ste 115, San Jose, CA 95131
  • Debt Consolidation

Business Description

Roundleaf is a credit repair company in San Jose that has been helping individuals achieve their financial goals since 2006. The company's credit professionals analyze credit and debt portfolios and develop debt management and consolidation plans to restore good credit. The staff also creates personal budgeting plans to expedite the credit score improvement process. Through the agency's credit education and guidance programs, clients can access information on maintaining good credit health. The agency offers wealth and resource planning services that assist with capital preservation and the creation of financial strategies to ensure wealth restoration.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Silicon Valley Credit Repair logo
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Silicon Valley Credit Repair

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7660 Monterey Rd #202, Gilroy, CA 95020
  • Credit Monitoring
  • Credit Audit

Business Description

Silicon Valley Credit Repair serves individuals in San Jose and the surrounding areas. The company assists its clients in improving their credit scores through outstanding debt collection assistance and debt settlement. They also deal with bankruptcies, fraud and identity theft, repossessions, and late payments. Silicon Valley Credit Repair has been challenging and analyzing credit reports for more than 20 years. Its founder and CEO, Jina Carranza, is an active member of the community and a co-founder of the Gilroy Blessing Box.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (41)
Yelp
4.5 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail