Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Sacramento

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sacramento Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

174Reviewed

106Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1501 El Camino Avenue, Sacramento, CA 95815
  • Multiple Policy Types

Why choose this provider?

Sky Insurance Brokers is a renters' insurance company based in Sacramento. Founders Erik Sjolie and Jenny Ebinger established the agency to create a dynamic insurance agency environment for both its agents and its clients. Its team of professionals consists of agents from Fortune 100 companies, a lawyer, a published author, and college athletes creating a diverse lineup of representatives. The company offers renters' insurance that covers personal belongings from furniture, clothes, gadgets, and sports gear.

License Verified:

License: 0J15368

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1610 R Street Suite 300, Sacramento, CA 95811
  • Multiple Carriers

Why choose this provider?

KSJT Insurance Services is a company providing insurance services to customers in Sacramento and the surrounding areas. As a company, it strives to provide both its personal and commercial customers with solutions to their insurance needs through tailored policies. Products offered include home, renters, auto, health, and life insurance. Commercial auto, property, and group health insurance products are also available. KSJT Insurance Services can also provide policies that cover farms and ranches, as well as restaurants.

License Verified:

License: 0H81872

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3840 Rosin Court, Sacramento, CA 95834
  • Multiple Policy Types

Why choose this provider?

Celebrating its first century of serving clients in Sacramento, McGee & Thielen Insurance Brokers, Inc., is an independent insurance agency that focuses on small and medium businesses in the area. It also serves personal insurance clients that make up about a third of its clientele. It carries renters’ insurance plans that help protect clients, their family, and their personal property from damage or theft. Additionally, it also provides life insurance. Craig Wubben, John Bradford, and John Wood are the fourth generation and current owners.

License Verified:

License: 0633187

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Yelp
4.0 / 5 (10)
Google
4.0 / 5 (7)
Facebook
2.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1001 26th St, Sacramento, CA 95816
  • Multiple Carriers

Why choose this provider?

Rich Williams is an insurance specialist who offers personal protection plans in Sacramento and nearby locations. He assists individuals and families in obtaining renters' insurance plans, which include personal property, loss of use, and liability coverages. This type of insurance protects policyholders from financial losses due to unexpected events like fire, wind, theft, and vandalism. The agent also writes life, health, and auto insurance policies. Williams has been a part of State Farm for nearly two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (125)
Yelp
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
333 University Avenue, Sacramento, CA 95825
  • Multiple Policy Types

Why choose this provider?

American River Insurance Agency is a Sacramento-based insurance agency providing extensive policies for multiple clients. The agency helps clients find appropriate insurance policies after a thorough assessment of their needs and circumstances. It specializes in renters' insurance covering personal property protection from fire, theft, and vandalism as well as liability insurance. Additionally, American River Insurance Agency offers auto, property, earthquake, flood, umbrella, and business insurance. It also offers pet, health, life, and special event insurance.

License Verified:

License: 6003600

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7411 West Stockton Boulevard, Sacramento, CA 95823
  • Multiple Policy Types

Why choose this provider?

Tracy Tran is a Farmers Insurance agent that has been handling the insurance needs of businesses and residents in Sacramento and other neighboring areas for over 13 years. She speaks Vietnamese, Chinese, and Spanish. Tracy offers policies that suit the coverage needs and financial goals of her clients. She provides renters' insurance that covers liability claims and a tenant's personal property such as furniture, appliances, jewelry, and clothing. In addition, she also provides auto, home, and business insurance.

License Verified:

License: 0E85415

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (126)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What is the average cost of renters' insurance in Sacramento?

    The average cost of renters' insurance in Sacramento is $24 per month or $284 per year. However, several factors affect renters' insurance rates in the metro, like the policyholder's location and the value of their personal belongings. Moreover, a renters' insurance policy with a low deductible has a higher premium.

  • How can you obtain renters' insurance discounts in Sacramento?

    You can obtain renters' insurance discounts in Sacramento if you have no insurance claims records. You can also save more than $9 per month if you combine your renters' insurance with an auto insurance policy. In addition, you can have insurance discounts if you install fire alarms, smoke detectors, and home monitoring systems in your home.

  • Is renters' insurance mandatory in Sacramento?

    No, renters' insurance is not mandatory in Sacramento. However, landlords are allowed to demand this type of insurance for families and individuals who want to lease a house. Tenants are encouraged to carry renters' insurance to protect their valuables from smoke damage, theft, and other unexpected events that may need liability coverage.

  • What are some reasons to purchase renters' insurance in Sacramento?

    Aside from protecting you against out-of-pocket expenses in case you need to repair or replace your items, renters' insurance in Sacramento can cover your temporary living expenses if your place becomes totally damaged because of fire or water damage. Moreover, if your visitor accidentally slips and falls in your place, your renters' insurance can cover their medical expenses.

  • Does renters' insurance in Sacramento cover earthquake damage?

    No, renters' insurance in Sacramento does not cover damage resulting from an earthquake. It only covers damage caused by windstorms, explosions, and certain types of water damage. Moreover, it helps families and individuals pay for the repair or replacement of damaged items due to vandalism and theft.

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