Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Citrus Heights

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Citrus Heights Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

24Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5006 Sunrise Blvd, Ste 202, Fair Oaks, CA 95628
  • Multiple Policy Types

Why choose this provider?

R K Jacobs Insurance Services, Inc, offers renters' insurance products to clients in Citrus Heights and the neighboring communities. It assists clients in finding suitable renters' insurance covering their personal possessions, including clothes, sports gear, computers, furniture, and sound systems. It also handles other property insurance services, including condominiums, landlords, homeowners, and earthquake insurance. R K Jacobs Insurance Services, Inc, is an independent insurance agency that represents American Modern, Banner Life, California Insurance Group, Grundy Worldwide, and Hagerty.

License Verified:

License: 0H45116

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (15)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
7359 Greenback Ln, Citrus Heights, CA 95621
  • Home and Auto Insurance

Why choose this provider?

Bolt Insurance Services caters to clients in the Citrus Heights area. It offers insurance policies for people living in rental properties beyond the landlord's property insurance coverage. This covers the renters, their belongings, and their living arrangements in the event of a disaster. The firm also offers coverage for homes, automobiles, motorcycles, and trucks. Clients can also get insurance for their businesses and special events like parties, reunions, weddings, and flea markets.

License Verified:

License: 0G40486

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Yelp
3.3 / 5 (4)
Google
4.6 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8084 Old Auburn Road Suite B, Citrus Heights, CA 95610
  • Multiple Policy Types

Why choose this provider?

Greg Polley is a State Farm insurance agent that serves clients in Citrus Heights. He creates renters' insurance premiums that protect personal properties not covered by the landlord's insurance. The plan covers losses caused by smoke and water damage, fire, theft, and vandalism. In addition, his agency offers life and health insurance plans, as well as risk management options for automobiles, homes, and businesses. Greg has designations as a chartered financial consultant and a chartered property casualty underwriter.

License Verified:

License: 0754487

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (51)
Facebook
5.0 / 5 (26)
Yelp
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4150 Manzanita Ave Ste 400, Carmichael, CA 95608
  • Multiple Policy Types

Why choose this provider?

Save Most Insurance Services is an independent agency representing different companies in Citrus Heights and to various communities throughout the state. The insurance firm provides a diverse set of personal and business insurance policies to its clients, including renters' insurance. Its renters' insurance gives personal property coverage in case of fire, theft, or damage. The insurance firm also provides liability coverage for the risk of accident at the client's rental. It also offers auto; homeowners'; ATV, boat, and watercraft; and condo insurance.

License Verified:

License: 0I41635

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.8 / 5 (27)
Google
4.4 / 5 (14)
Yelp
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7649 Sunrise Blvd, Citrus Heights, CA 95610
  • Multiple Policy Types

Why choose this provider?

John C. Meyer Agency is a family-operated business serving the Citrus Heights metro and its nearby areas. Its agents offer renters' insurance plans to individuals and families living in rental homes and apartments. They help tenants secure reimbursements for lost or damaged items caused by natural disasters. The independent company also provides other personal lines of insurance, including life, auto, motorcycle, and boat insurance. John C. Meyer Agency has been delivering customized coverages since 1956.

License Verified:

License: 0B11925

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7816 Uplands Way, Ste C, Citrus Heights, CA 95610
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Lions & Coventry Insurance Services Inc. is an independent agency that offers home indemnity products with coverage for the tenants of homes, apartments, condominiums, or dorm rooms in Citrus Heights. It guides renters in selecting insurance products from multiple carriers to replace belongings damaged in fires or lost due to theft. Its representatives inform clients about actual cash value and replacement cost coverages. Lions & Coventry Insurance Services has been providing the community with insurance solutions since 1998.

License Verified:

License: 0G22084

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Should you check online reviews about an insurance carrier in Citrus Heights before you buy renters’ insurance from them?

    It is a good idea to look into what people in Citrus Heights are saying about a specific insurance company. The quote you have from a specific insurer may appear to be good value for money in terms of coverage. It may not be worth it, however, if you are dealing with a company that has a reputation for a stressful claims process.

  • How does working with a local insurance company in Citrus Heights benefit you?

    If you work with a local insurance company, chances are that some of its employees live in Citrus Heights or nearby neighborhoods. Some of them may even be your neighbors. They can sympathize with you and advise you on your concerns. Furthermore, whether you have a question or a claim, it would be more convenient to meet with them in person.

  • Should you invest more or less in personal property coverage in Citrus Heights?

    Increasing the personal property coverage on your renters' insurance policy can be a wise decision, especially when crime rates are considered. Citrus Heights residents are more likely to be victims of property or violent crime. Citrus Heights crime rates are among the highest in the country, with approximately 32 crimes committed per 1,000 people. However, this should not be the only factor in determining your coverage. An insurance advisor can assist you in making a sound decision.

  • How should being an introvert or extrovert affect your renters’ insurance coverage in Citrus Heights?

    If you are extroverted and find that being around people energizes you, chances are you often have a lot of visitors in your Citrus Heights apartment. You might want to increase your liability coverage. This will cover claims and legal fees if someone is injured in your home. If you are an introvert, $100,000 in liability insurance may suffice.

  • Can renters’ insurance cover the cost of a visitor’s injuries if your brother, who was living with you in Citrus Heights, was the one present at the time?

    Yes, because the liability coverage in a renter's insurance policy applies not only to you but also to other people in your Citrus Heights household. The visitor's injuries will be covered by your insurance. However, if it was not an accident and your brother intentionally injured the person, liability coverage will not apply.

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