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Best Local Car Insurance Agencies in Rialto

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Alcaraz Insurance Services logo
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Alcaraz Insurance Services

888 West Rialto Avenue, Rialto, CA 92376
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  • Motorcyle & ATV

Business Description

Alcaraz Insurance Services is a family-owned and operated insurance agency and broker providing its services to clients in Rialto and the nearby areas. The agency has been in the industry for over a decade and works with several insurance carriers in providing personal and commercial insurance coverages. They cater to car insurance services as well as other personal insurance for homeowners, boats, and RV/motorhomes. Alcaraz Insurance Services also conducts notary services and income tax services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goldamity Insurance Services, Inc. logo
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License Verified:

License: 0M32683

California Department Of Insurance

Goldamity Insurance Services, Inc.

22320 Barton Road, Grand Terrace, CA 92313
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  • Multiple Carriers

Business Description

Goldamity Insurance Services Inc. is an independent insurance agency in Grand Terrance that services the residents of the Rialto metro and nearby towns. The agency is woman-owned and operated and is an expert in vehicle insurance solutions, vehicle business solutions, and registration services. It writes policies that provide state minimums as well as coverage for medical payments, uninsured motorists, rental reimbursements, and roadside assistance. Goldamity Insurance Services is also registered with the local DMV to provide registration assistance services.

License Verified:

License: 0M32683

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Green Light Auto Insurance Services, inc logo
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License Verified:

License: 0I36101

California Department Of Insurance

Green Light Auto Insurance Services, inc

178 West Baseline Road, Rialto, CA 92376
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Green Light Auto Insurance Services, Inc. is an independent insurance agency based in Rialto that offers personal and business insurance lines to clients in the metro and nearby communities. The company has been in business for over four years and has been writing comprehensive auto insurance policies that protect clients from bodily injury liabilities, property and physical damages, and medical expenses. It also offers policies for homeowners, renters, and specialty vehicles.

License Verified:

License: 0I36101

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (41)
Facebook
5.0 / 5 (8)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MTN Insurance Services logo
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License Verified:

License: 0G37497

California Department Of Insurance

MTN Insurance Services

23795 Lake Drive, Crestline, CA 92325
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  • Multiple Carriers

Business Description

MTN Insurance Services is an insurance broker in Crestline that provides insurance coverage for its clientele in Rialto. Its automobile insurance product provides financial support to its customers in the occurrence of bodily harm to the insured and their passengers due to collisions or overturns. The policy also covers medical, hospitalization, and rehabilitation bills of the insured as well as lost wages and funeral expenses. A highlight of this product is its property and liability coverage.

License Verified:

License: 0G37497

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southland Auto Insurance Services Inc - Fontana logo
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License Verified:

License: 0L45922

California Department Of Insurance

Southland Auto Insurance Services Inc - Fontana

17250 Foothill Boulevard, Fontana, CA 92335
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Southland Auto Insurance Services Inc - Fontana is a car insurance provider serving vehicle owners in Rialto and the surrounding communities. Its professional agents present drivers with a selection of policy quotes that will meet their individual needs and requirements. In addition to this, they can also help with SR-22 filing and finding solutions for drivers with a DUI record to be insured. Southland Auto Insurance Services offers other insurance products, such as motorcycle, boat, and trucking insurance.

License Verified:

License: 0L45922

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Western Choice Insurance Services logo
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License Verified:

License: 0C44786

California Department Of Insurance

Western Choice Insurance Services

425 West Foothill Boulevard, Rialto, CA 92376
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  • Bundling Option

Business Description

Western Choice Insurance Services works with various insurance carriers to provide auto insurance options in Rialto. The firm's insurance advisors help clients understand the insurance process, explaining coverage packages to aid car owners in making informed decisions. Auto insurance policyholders receive financial protection from accident-related losses, including vehicle damage and passengers' and other drivers' injuries. In addition, they receive guidance in choosing suitable car insurance plans based on their needs. Western Choice Insurance Services also offers RV, commercial, and home insurance.

License Verified:

License: 0C44786

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (31)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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