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2024

Last updated:

Best Local Car Insurance Agencies in Riverside

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Riverside Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

185

Reviewed

118

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
19510 Van Buren Blvd., #F3-236, Riverside, CA 92508
  • Motorcyle & ATV

Why choose this provider?

For over 30 years, Gibson-Hadley Insurance Agency Inc. has been serving individuals and business clients in the Riverside area. Its agents offer car insurance products, including family, teen, classic, DUI, and SR22 coverage plans. This agency also provides homeowners', renters', liability, and life insurance plans from over 40 carriers. The company writes for Safeco Business Auto Insurance Co, Mercury Auto Home Insurance, Travelers Business Insurance, and Progressive Auto Insurance. Rick Schlott and Ron Cochennet are hands-on agency owners who personally answer phone calls from their policyholders.

License Verified:

License: 0673114

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.8 / 5 (11)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5586 Mission Blvd, Riverside, CA 92509
  • Multiple Carriers

Why choose this provider?

Mey’s Insurance Services offers Riverside clients auto insurance policies, which include liability, property damage, collision, and comprehensive coverage. These policies can extend protection to cover rental reimbursements, towing and roadside assistance expenses, and accidents involving uninsured or underinsured motorists. The company also carries homeowners', renters', and commercial general liability insurance plans in its portfolio. In addition to providing financial coverage solutions to cars and properties, Mey’s Insurance Services offers professional tax and notary public services.

License Verified:

License: 6000714

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (55)
Yelp
4.5 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10700 Jersey Blvd Ste 230, Rancho Cucamonga, CA 91730

Why choose this provider?

Based in Rancho Cucamonga, California, Holt Insurance Agency Inc. is an independent insurance agency that has been insuring drivers in the Riverside metro area since 1995. By partnering with a large number of carriers such as Nationwide and Progressive, the company can offer clients auto insurance policies with a range of premiums and coverage levels for property damage, liability incidents, and uninsured motorists. Cars and trucks are eligible, as well as motorcycles and RVs. Holt Insurance Agency Inc. also offers life and disability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (19)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3239 Chicago Avenue, Riverside, CA 92507
  • Multiple Carriers

Why choose this provider?

Gary Echito is an insurance agent for State Farm who provides coverage policies for vehicle owners of Riverside and its surrounding areas. The options available include comprehensive, collision, rental, and rideshare coverage. Policies are available for new drivers, business travelers, and collectors. Gary offers other products from State Farm's extensive risk management portfolio, including homeowners' insurance, renters' insurance, business insurance, life insurance, and health insurance. Gary's office can accommodate Spanish-speaking clients.

License Verified:

License: 0423102

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.3 / 5 (6)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8175 Limonite Avenue, Ste A, Riverside, CA 92509
  • Multiple Carriers

Why choose this provider?

SR22 Insurance California Savings helps individuals in Fontana and nearby areas obtain SR-22 auto insurance. The team assists the clients throughout the process, from filing to the issuance of their policy. They can also accommodate clients who do not have personal cars in obtaining non-owner SR-22 certificates with the DMV, which will give them basic liability coverage to drive legally in the area. SR22 Insurance California Savings' team shops over 40 insurance companies to seek the best rate possible for each client's SR-22 coverage needs.

License Verified:

License: 0F13008

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
34277 Yucaipa Blvd, Yucaipa, CA 92399

Why choose this provider?

Holt Insurance Services in Yucaipa, California, sells commercial and personal auto insurance in the Riverside metro area. Founded in 2003, Holt offers personal auto and other insurance products that cover ATVs, motorcycles, and recreational vehicles. It offers commercial auto insurance, including insurance for dealers of trucks and tractors, trailers, motorcycles, and ATVs. Holt Insurance Services also offers products that include homeowners insurance, watercraft insurance, and professional and general liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (33)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22364 Alessandro Boulevard, Moreno Valley, CA 92553
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

All Solutions Insurance is an independent insurance agency that maintains two locations in California, including one in Southern California, which services clients in Riverside and the surrounding areas. The full-service agency has been providing insurance solutions since 1994. It offers auto insurance policies that provide financial protection against collisions, liabilities, and damages caused by theft, vandalism, or fire. Originally known as Harish Kapur Insurance Agency, All Solutions Insurance is considered to be among the biggest independently owned insurance agencies in California.

License Verified:

License: 0F79365

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (144)
Facebook
5.0 / 5 (18)
Yelp
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5800 Van Buren Boulevard # 108, Riverside, CA 92503
  • Multiple Carriers

Why choose this provider?

Located in Riverside, Hawk’s Bay Insurance Agency has more than 40 carriers for auto insurance. Its auto insurance policies cater to new and teen drivers and individuals with perfect or deficient driving records. This insurance allows clients to obtain roadside assistance and general liability coverage. Hawk's Bay also offers solutions for motorcycles, homes, boats, commercial trucking, and businesses. The agency makes donations to various charities, such as WWF, Shriners Hospitals for Children, and the Wounded Warrior Project.

License Verified:

License: 6006451

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (27)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12625 Frederick Street, Moreno Valley, CA 92553
  • Multiple Carriers

Why choose this provider?

Speedy Insurance Agency provides insurance solutions for customers in Riverside and nearby communities. Its team of insurance agents is dedicated to providing a wide range of auto insurance services, which cover property damage and bodily injury liability, no-fault and personal protection, medical payments, and comprehensive coverage. Other insurance services include coverage for homes, motorcycles, recreational vehicles, and commercial insurance options. The company loves to help new customers explore different options to suit their needs.

License Verified:

License: 0K72267

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (178)
Facebook
5.0 / 5 (24)
Yelp
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
16 North Central Avenue, Upland, CA 91786
  • Bundling Option

Why choose this provider?

State Farm insurance agent Tony Freeman offers auto coverage for clients in Riverside. Beyond collision, comprehensive, and liability insurance, he provides policies tailored to a client's vehicle and its associated lifestyle. He offers insurance options that secure car rental reimbursement, medical expenses for injured drivers and passengers, and uninsured or underinsured motorist coverage. He also offers ENOL coverage for business vehicle owners. A State Farm agent since 2002, Freeman services clients in both English and Spanish.

License Verified:

License: 0B32652

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
119 N Maple St Ste C, Corona, CA 92880

Why choose this provider?

Promax Insurance Agency is a family-owned business operated by a staff with over 45 years of industry experience, and it provides auto insurance services to clients throughout the Riverside, California, metro area. The agency focuses heavily on the personal aspect of auto insurance but does provide service to business clients seeking to insure commercial vehicles or fleets. Home, life, and general business insurance services are also provided along with umbrella policies carrying special benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6200 Pegasus Drive, Suite 1, Riverside, CA 92503
  • Multiple Carriers

Why choose this provider?

Jay Pogue Insurance- Riverside CA is an agency that was established in 1973. It offers a range of coverage options under personal auto insurance policies, including liability, collision, roadside assistance, medical payments, and diminishing deductible. Commercial auto coverage is also available for vehicles used in businesses, such as cars, vans, and trucks. The agency provides auto insurance for clients who are traveling to Mexico, along with customized plans for classic cars, golf carts, and Uber and Lyft drivers.

License Verified:

License: 0B14292

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (20)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10681 Foothill Blvd Ste 495, Rancho Cucamonga, CA 91730

Why choose this provider?

Founded in 1981, Key City Insurance is an auto insurance company operating out of Riverside, California, that has three other offices in the state, as well as Utah. The independent company represents larger insurance providers and offers auto insurance that covers their clients' medical bills and property damage in the case of an accident or a natural disaster. Key City Insurance is a recipient of Mercury Insurance Group's Excellence award.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (48)
Facebook
4.7 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14420 Elsworth Street, Moreno Valley, CA 92553
  • Boats
  • Motorcyle & ATV

Why choose this provider?

RUC Insurance Agency is a car insurance provider serving clients in Riverside. Also known as Are You Covered, Inc., the agency is a local source of auto insurance services and solutions, protecting clients against financial loss in case of accidents and offering policy inclusions such as property, liability, medical, comprehensive, and collision coverages. Its agents strive to be flexible in customizing car insurance policies for customers. They also provide home, life, and health insurance products.

License Verified:

License: 0I72667

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2027 Hamner Ave, Norco, CA 92860

Why choose this provider?

DFI, DiGerolamo Family Insurance is an independent auto insurance specialist with over 35 years of experience. Based in Norco, California, it provides personal and business clients with auto insurance policies sourced from its list of insurance providers. Coverage normally includes collision and comprehensive insurance for damage and theft, and liability to meet the cost of personal liabilities in an accident. The agency discusses additional coverage with its clients, which can include personal property to cover damages to someone else's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9267 Haven Ave Ste 180, Rancho Cucamonga, CA 91730

Why choose this provider?

S & R Insurance Group Inc. is a Rancho Cucamonga-based independent insurance agency that sells auto insurance and other insurance products in California, Nevada, and Arizona. The company provides both personal and commercial auto insurance policies that protect against liability and include collision and comprehensive coverage. S & R Insurance Group also offers personal life and homeowners insurance as well as industry-specific commercial policies, including for manufacturing, agriculture, education, and real estate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1002)
Facebook
4.9 / 5 (90)
Yelp
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6864 Indiana Ave. Suite 200, Riverside, CA 92506
  • Multiple Carriers

Why choose this provider?

Atchley & Associates Insurance Services is an independent agency in Riverside that provides insurance products and services to businesses and individuals in the metro. Established in 1995, the company writes personal and commercial insurance policies such as commercial property, employment, homeowner's insurance, and auto coverage. Its auto insurance plans protect the vehicle and the policyholder from collisions, physical damages, property damages, and bodily injury liabilities. It also offers insurance coverage for event cancellations, special event liability, and prize indemnity.

License Verified:

License: 0I56062

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (74)
Facebook
4.9 / 5 (54)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9899 Indiana Avenue #101, Riverside, CA 92503

Why choose this provider?

Danmar Insurance Services is a local independent agency in Riverside that offers personal and commercial lines to clients in the metro. The company was established in Downey in the 1970s and was relocated to its current location in Riverside in 1999. It writes auto insurance policies that cover collisions, physical damages, bodily injury liabilities, property damages, and uninsured/underinsured drivers. Danmar Insurance Service also offers policies for protecting individual and multiple classic and collector cars

License Verified:

License: 0D36873

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.1 / 5 (12)
Facebook
5.0 / 5 (12)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much do Riverside drivers pay for their car insurance?

    On average, Riverside motorists with a clean driving record typically spend approximately $55 monthly, which totals $662 annually, for minimum-coverage insurance. For those opting for full-coverage insurance, the average monthly premium is approximately $216, totaling $2,589 annually. This amount is roughly 1% higher than the statewide average in California, which stands at $2,550. It is also 17% higher than the national average of $2,216.

  • Which types of Riverside drivers can avail of the various car insurance discounts available throughout the state of California?

    The types of Riverside drivers who can often avail of car insurance discounts include drivers with a clean driving record, meaning no accidents or moving violations. High school and college students with good grades may also be eligible for a good student discount. Motorists who complete an online defensive driving course offered by either Defensive Driving by IMPROV, the National Safety Council, or the American Safety Council can save up to 5% on applicable coverage.

  • Is it necessary for Riverside drivers to wait until their current car insurance policies expire before changing to a different insurance provider?

    No. Riverside drivers can change their car insurance providers at any time, regardless of when their current policies expire. However, it is always a good opportunity for motorists to compare quotes from multiple insurers when they change insurance providers to find the best coverage and rates for their needs.

  • How can Riverside parents and their teenage children save on car insurance?

    Riverside parents who have teenage drivers should obtain two distinct insurance quotes: one including their children on their existing policies and another for a standalone policy specifically for their children. Depending on the type of vehicle their teens will be driving, opting for a separate policy might result in cost savings.

  • Why do Riverside motorists need more than the minimum car insurance coverage?

    Riverside drivers need higher liability coverage than the 15/30/5 state minimum mandated by California car insurance laws for greater protection. If they cause a car accident, they might have to pay a lot of money for medical bills and fixing the cars. This could be much more than the minimum insurance limits of 15/30/5. If the car is completely wrecked, it could cost more than $40,000, which is way more than the $5,000 limit for property damage. In California, at-fault drivers can be sued for injuries up to two years after the accident and for property damage up to three years after the accident.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.