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Best Life Insurance Companies in Rialto

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Edward Carrillo logo

Edward Carrillo

112 East 1st Street, Rialto, CA 92376
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  • Life Insurance
  • Health Insurance

Edward Carrillo is a State Farm Insurance agent who caters to the financial needs of the Rialto community and the surrounding areas. Carrillo guides individuals in purchasing the right life insurance plan that can protect their loved ones from future financial problems. His team specializes in term life, whole life, and universal life plans. He also offers health, home, property, auto, and business insurance. A U.S. Marine Corps veteran, Carrillo has also been the president of the Rialto Chamber of Commerce since 1990.

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Gerber Financial & Insurance Services logo

Gerber Financial & Insurance Services

23958 Springwater Road, Crestline, CA 92325
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  • Life Insurance

Gerber Financial & Insurance Services provides insurance products to clients in Rialto and other communities across California and Arizona. Its staff assists clients in choosing the right insurance policy according to individual needs. Through its insurance services, clients may invest and supplement their income or let it flourish in a tax-deferred status. The company also handles financial services such as IRA to 401K rollovers. Gerber Financial & Insurance Services offers an Asset Protection Package, which includes a financial consultation, life insurance review, and revocable living trust.

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Maria Herrera logo

Maria Herrera

8436 Sierra Avenue, Fontana, CA 92335
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  • Life Insurance
  • Health Insurance

Based in Fontana, Maria Azucena Herrera is a Farmers Insurance agent servicing the Rialto community and adjacent areas. She provides a range of individual, personal, and commercial insurance products. She offers term, whole, universal life policies and can explain options like disability, accelerated death, and critical illness riders. Her other services include auto, homeowners, business, renters', motorcycle, and recreational insurance. Maria provides in-person or online reviews of existing coverage to help clients keep up with their changing insurance needs. She is fluent in Spanish.

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Western Choice Insurance Services | Vehicle Registration logo

Western Choice Insurance Services | Vehicle Registration

425 West Foothill Boulevard, Rialto, CA 92376
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  • Life Insurance

Western Choice Insurance Services | Vehicle Registration is an independent insurance brokerage serving the residents of Rialto and its surrounding areas. It offers life insurance policies from different carriers that fit the client's needs. Other products include business, home, and health insurance. Western Choice primarily offers vehicle services offering personal and commercial auto insurance with RVs, boats, and motorcycles. It also handles registration, renewal, and title transfer services for vehicles. The company has over 20 years of experience in the industry.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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