Expertise.com

2024

Last updated:

Best Financial Advisors in Rialto

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rialto Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

28Reviewed

18Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logoFEATUREDExpertise.com

SmartAdvisor by SmartAsset

Rialto, CA
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Rialto, CA

Why choose this provider?

Need help contacting a Financial Advisor in Rialto? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
3600 Lime St. Suite 311, Riverside, CA 92501
  • Financial Planning

Why choose this provider?

RivCo Wealth Management is a boutique financial planning firm that serves clients in Rialto and the surrounding communities. It helps individuals and businesses reach their financial goals through investment planning, succession planning, and estate planning. Its financial advisors specialize in handling 401k plans, wealth transfers, and annuity reviews. Christopher Tavares, Damon Harris, and Ryan McGraw established the firm in 2014. The firm offers advisory services through Securities America Advisors, Inc. and securities through broker/dealer Securities America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
5428 Vinmar Avenue, Rancho Cucamonga, CA 91701
  • Finance Planning

Why choose this provider?

Located in Rancho Cucamonga, Purposeful Strategic Partners helps clients throughout Rialto. It prepares financial plans for families, incorporating goals related to retirement and insurance. The company also coaches clients on various aspects of personal finance, such as budgeting and debt management. It provides solutions for business owners, including cash flow analysis and tax planning. The company's primary advisor, Josh Troesh, is the founder of Purposeful Finance, a non-profit organization that educates people on financial planning. He has been featured on Forbes Magazine and CNBC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
101 E. Redlands Blvd. Suite 138, Redlands, CA 92373
  • Certified Financial Planner (CFP)

Why choose this provider?

Investment Counselors of Redlands LLC is a local firm serving Rialto and nearby areas. It offers investment and risk management solutions that center on building and protecting a client’s wealth through diversified asset allocation. The firm provides personal CIO services, including investment strategy implementation and custody and clearing. It also collaborates with professionals such as CPAs and attorneys. Founder and managing member James A. Heine holds an Accredited Investment Fiduciary designation. He previously worked as a portfolio manager at Seidler Companies' Private Client Services division.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What is the difference between active and passive investing in Rialto?

    Those in Rialto who wish to invest their wealth may take an active or passive approach, with the former centered on hand-picking stocks in order to outperform the general market. Meanwhile, a passive approach to investing aims for the generation of long-term market returns, buying investments such as mutual funds and ETFs in a benchmark index.

  • How can Rialto short-term cash reserves be managed?

    Because short-term cash reserves in Rialto need to be immediately available during times of need, it is generally advised to store them in federally insured savings accounts. For better returns, however, these reserves may also be put into treasury bills, certificates of deposit, and money market mutual funds. While treasury bills are backed by the U.S. government and certificates of deposit by the Federal Deposit Insurance Corporation, money market funds are not guaranteed by any government institution.

  • Are certificates of deposit better than fixed deferred annuities in Rialto?

    Certificates of deposit in Rialto differ from fixed deferred annuities in that they are centered more on short-term gains, with maturity periods as short as a few months. Meanwhile, fixed deferred annuities are a common investment instrument for one’s retirement, with a minimum interest rate guaranteed, regardless of fluctuating market conditions.

  • How much money can be put into Rialto retirement plans?

    As of 2023, residents of Rialto may contribute up to $6,500 to all of the IRAs they hold, including both traditional and Roth IRAs. For employer-sponsored retirement plans such as 401(k)s and 403(b)s, this figure is $22,500. Meanwhile, the contribution limit for SIMPLE IRAs and SIMPLE 401(k) plans is $15,500.

  • What are the different types of Rialto 529 plans?

    Families in Rialto looking for strategies to help fund their children’s education may choose to open a 529 plan, which can come in a savings plan or a prepaid tuition plan. While qualified education expenses for the latter only include tuition and fees for college, 529 plan savings plans also cover the student’s room and board, books, required equipment, and computers.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.