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Best Credit Repair Companies in Los Angeles

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Los Angeles, CALos Angeles, CA

Credit Saint provides credit repair and guidance to clients in Los Angeles. It evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These items may involve collections, judgments, charge-offs, and foreclosures. It counsels clients on the impact of credit scores on their financial activities and assists them in optimizing a positive report when paying bills or opening credit. Credit Saint, in operation for over a decade, also offers a credit monitoring system during its intervention.

Los Angeles, CALos Angeles, CA

Website(415) 483-4941

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12237 Wilshire Blvd, Los Angeles, CA 90025
Los Angeles, CA 90025

Founded in 2003, American Credit is a credit repair company in Los Angeles. Its analysts are experts in reviewing credit reports to identify and correct misleading information. They specialize in the pre-litigation process under the Fair Credit Reporting Act and can take legal action against creditors for reporting erroneous information to the credit bureaus. The staff offers clients insight on how to manage finances to prevent foreclosures, bankruptcy, and repossessions that negatively impact credit reports.

12237 Wilshire Blvd, Los Angeles, CA 90025
Los Angeles, CA 90025

Website(877) 856-4999

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

105 (Best)

Score Consistency:

Consistent (Best)

22143 Cantlay Street, Canoga Park, CA 91303
Canoga Park, CA 91303
  • Credit Audit

Apex Credit is a firm that serves clients in Los Angeles. For over 10 years, it has been offering personalized credit repair services to improve clients' credit scores. The firm's credit repair specialists are experienced in dealing with the three major credit agencies, namely Experian, Equifax, and Trans Union. They remove derogatory accounts on those three agencies, update clients' personal histories, negotiate on behalf of clients for any outstanding debts, and educate clients on long-term credit management strategies to maintain healthy credit scores.

22143 Cantlay Street, Canoga Park, CA 91303
Canoga Park, CA 91303

Website(866) 867-2739

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

PO Box 32443, Los Angeles, CA 90032
Los Angeles, CA 90032

Christina Credit Repair Service caters to clients with debt and credit issues in Los Angeles. It helps clients repair their credit scores through credit education and correction. It covers different types of credits, such as consumer, mortgage, and business credit. It analyzes the client's current credit status and collaborates with creditors and credit bureaus to work on the negative items in the clients' credit report. One of the clients said that his credit score improved to 710 from 600 in just four months.

PO Box 32443, Los Angeles, CA 90032
Los Angeles, CA 90032

Website(323) 422-5653

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

250 E 1st St, Los Angeles, CA 90012
Los Angeles, CA 90012

Serving individuals in the Los Angeles metro, Comet Credit Repair is a company composed of locally residing specialists. They create customized credit repair service plans for their clients, which include evaluating their credit history and educating them about the steps they should take. The Comet Credit Repair team involves its customers in the whole process by giving them access to web-based software that allows them to check on their progress any time of the day.

250 E 1st St, Los Angeles, CA 90012
Los Angeles, CA 90012

Website(213) 207-6023

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

937 S Alvarado St Ste 1E, Los Angeles, CA 90006
Los Angeles, CA 90006

Credit Fix Now is a Los Angeles-based agency offering free credit repair services. Trained credit professionals assess clients' credit reports, create plans of action, challenge negative items, and offer resources on general financial wellness. Additionally, the agency consults with clients seeking information on the consequences of failing to pay debts, looking to make major purchases, and victims of identity theft. Founded in 2001, Credit Fix Now has successfully helped numerous clients with their credit issues.

937 S Alvarado St Ste 1E, Los Angeles, CA 90006
Los Angeles, CA 90006

Website(310) 995-2695

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Los Angeles, CA 90016Los Angeles, CA 90016
  • Credit Dispute

Credit Genie serves consumers and businesses in Los Angeles and the surrounding areas. Its credit restoration services include a monthly credit analysis, inquiry removal, and 24/7 access to an online portal. Its team creates customized dispute letters to challenge inaccurate, outdated, and unverifiable information, which may involve inquiries, late payments, and charge-offs. The company also helps businesses build their credit. Credit Genie is an international company with offices in more than 20 cities, covering five different time zones.

Los Angeles, CA 90016Los Angeles, CA 90016

Website(310) 409-6867

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11846 Ventura Blvd, Studio City, CA 91604
Studio City, CA 91604
Instagram
  • Credit Dispute

Credit Repair Law Group assists clients in Los Angeles in need of correcting or improving credit scores. Trained on up-to-date laws and statutes as well as credit reporting practices, the company can conduct private assessments, communicate with creditors, provide documentation, and directly deal with credit bureaus to remove credit problems such as bankruptcies, charge-offs, and tax liens. Credit Repair Law Group has been in the industry for over 21 years and values integrity in repairing credit by leveraging its team’s legal knowledge.

11846 Ventura Blvd, Studio City, CA 91604
Studio City, CA 91604

InstagramWebsite(800) 388-5114

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Variable (Good)

Los Angeles, CA 90012Los Angeles, CA 90012

Credit Repair Los Angeles Raise UP is a credit repair company that has been improving people's credit scores since 2014. The company offers a free in-depth credit analysis to discover any erroneous information found on a client's credit report. On the client's behalf, its experienced advisers have custom dispute letters sent to the credit bureaus and creditors to get negative items corrected or deleted. Clients have 24/7 access to their accounts to receive live status updates.

Los Angeles, CA 90012Los Angeles, CA 90012

Website(657) 232-3950

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

7324 Southwest Fwy Ste 1471, Houston, TX 77074
Houston, TX 77074

Crofton Financial Group is a growing credit repair company that helps people in Los Angeles and surrounding areas reestablish their credit. Its credit experts analyze credit reports to uncover any inaccuracies and designs plans to raise clients' credit scores. The firm then sends personalized dispute letters to credit bureaus and creditors to have negative items removed. Crofton Financial Group also provides monthly credit progress updates, budget management services, and debt settlement negotiations with lenders.

7324 Southwest Fwy Ste 1471, Houston, TX 77074
Houston, TX 77074

Website(424) 233-8664

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4311 Wilshire Blvd Ste 602, Los Angeles, CA 90010
Los Angeles, CA 90010

The Financial Counseling Center credit repair company in Los Angeles has been helping businesses and individuals to improve their credit scores for over 32 years. The firm conducts in-depth credit report evaluations and works to have foreclosures, tax issues, mortgage assistance, bankruptcies, student loans, and late payments removed from records. Its certified professionals assist with wage garnishments, judgments, charge-offs, loan modifications, and negotiations with unsecured creditors. Financial Counseling Center also offers debt counseling and credit education services.

4311 Wilshire Blvd Ste 602, Los Angeles, CA 90010
Los Angeles, CA 90010

Website(323) 954-4330

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

181 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

450 N Brand Blvd Ste 600, Glendale, CA 91203
Glendale, CA 91203
Instagram

Financial Credit Journey provides services to the people of Los Angeles. It specializes in credit restoration and debt negotiation, helping individuals achieve their financial goals. The company aims to help people improve their credit rankings and establish their financial future. Its program includes negotiating with credit bureaus and lenders on behalf of clients to dispute negative items on their credit reports. It also educates all its clients on how to maintain their scores. In addition, Financial Credit Journey offers student loan services.

450 N Brand Blvd Ste 600, Glendale, CA 91203
Glendale, CA 91203

InstagramWebsite(747) 210-7777

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2404 Wilshire Blvd, Los Angeles, CA 90057
Los Angeles, CA 90057
  • Credit Monitoring
  • Credit Dispute

Life Wisdom helps Los Angeles residents recover from their financial troubles by combining credit repair services and debt settlement solutions. Since 2004, it has been restoring clients' credit scores, giving them the chance to get approved for credit cards, auto loans, and home loans. It also creates debt settlement plans to help people rebuild their credits fast. Life Wisdom partners with SmartCredit, a credit monitoring company that offers interactive credit reports accessible through a mobile app.

2404 Wilshire Blvd, Los Angeles, CA 90057
Los Angeles, CA 90057

Website(866) 660-9544

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

2399 East 27th Street, Long Beach, CA 90755
Long Beach, CA 90755
  • Credit Audit
  • Credit Dispute
  • Unconditional Money Back Guarantee

Long Beach Credit Repair serves clients in Los Angeles and the surrounding areas. The company helps improve credit scores by removing inaccurate information, including bankruptcy, late payments, collections, and judgments. Clients also receive assistance on matters such as student loans, identity theft, and debt settlement. The credit restoration company's team of credit experts also educates clients on managing and maintaining their scores. Clients can access their accounts online 24/7 to check recent activity, messages and view the negative items removed from their credit reports.

2399 East 27th Street, Long Beach, CA 90755
Long Beach, CA 90755

Website(916) 692-0873

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

601 South Figueroa Street, Suite 4050, Los Angeles, CA 90017
Los Angeles, CA 90017
  • Credit Dispute

Los Angeles Credit Repair is a company that serves the Los Angeles area. The company offers assistance in improving credit scores to help their clients stabilize their financial status. It fulfills this aim by providing comprehensive education on how to raise the credit score, settle debts, rebuild debit, and deal with debt collectors. Los Angeles Credit Repair is among the first to provide proactive identity theft protection to its clients. It partners with FBI Law Enforcement Executive Development Association (FBI-LEEDA) to secure clients from identity theft.

601 South Figueroa Street, Suite 4050, Los Angeles, CA 90017
Los Angeles, CA 90017

Website(213) 986-8792

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

11908 Ventura Blvd, St 202, Studio City, CA 91604
Studio City, CA 91604

Pyramid Credit Repair is a company serving clients in Los Angeles. The credit repair company was established in 2011. It prides itself on having a team of professionals that helps clients overcome financial crises and fix financial defects due to low credit scores. Their main goal is to improve the credit score of their clients through transparency, hard work, and innovation. Moreover, the company of over a decade offers credit assistance all day and all night.

11908 Ventura Blvd, St 202, Studio City, CA 91604
Studio City, CA 91604

Website(855) 984-1867

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

85 (Best)

Score Consistency:

Consistent (Best)

155 N Lake Ave 8th floor, Pasadena, CA 91101
Pasadena, CA 91101
Instagram
  • Credit Audit

Serrano Financial is a full-service credit repair agency that aims to help clients in Los Angeles improve their credit scores and financial status. Founded in 2018, it provides personalized credit counseling services. It helps clients regain financial freedom by identifying and appealing unverifiable information in their credit histories, such as collections, charge-offs, repossessions, collections, and bankruptcies. The agency's founder, Derek Angelo Serrano, is a Series 7 financial advisor and a life and health insurance advisor.

155 N Lake Ave 8th floor, Pasadena, CA 91101
Pasadena, CA 91101

InstagramWebsite(888) 845-1118

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Los Angeles, CA 90067Los Angeles, CA 90067

THD Credit Consulting offers credit repair services in Los Angeles and nearby areas. Its credit consultants help clients rebuild their credit and raise their credit scores by removing inaccurate, misleading, or unverifiable information from their credit reports. They handle issues such as bankruptcies, charge-offs, tax liens, and judgments. The repair specialists assist in fixing credit card debt, home equity lines of credit, collection accounts, and charge-offs. Clients can also access education and credit improvement services.

Los Angeles, CA 90067Los Angeles, CA 90067

Website(800) 822-7120

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: B+

3415 S Sepulveda Blvd Ste 1100, Los Angeles, CA 90034
Los Angeles, CA 90034

The Cr Pros is a credit repair agency in Los Angeles that helps consumers untangle their credit finances and save money. Its expert consultants do a thorough assessment of a client's financial situation to find out what is lowering their credit score. The company sends documentation back and forth to creditors to have inaccuracies fixed or removed. The Cr Pros have been trained on recent laws and statutes to make sure credit reports contain correct information.

3415 S Sepulveda Blvd Ste 1100, Los Angeles, CA 90034
Los Angeles, CA 90034

Website(844) 784-5737

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

6060 Center Dr, Los Angeles, CA 90045
Los Angeles, CA 90045

UCES Protection Plan offers professional credit repair services in Los Angeles to help people rebuild their credit. Its credit experts use a proven system to have the credit bureaus eliminate any inaccurate, obsolete, or erroneous account entries. When necessary, its credit attorneys legally fight abusive debt collectors to achieve a quick and fair settlement. USES Protection Plan also offers a wide variety of educational services, credit tips, and resources to help clients maximize their credit score.

6060 Center Dr, Los Angeles, CA 90045
Los Angeles, CA 90045

Website(424) 262-6176

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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