Best Mortgage Refinance Companies in Alhambra

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AAA Lendings logo
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License: 295075

Nationwide Multistate Licensing System and Registry

AAA Lendings

117 S Garfield Ave, Alhambra, CA 91801
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  • New Construction

Business Description

AAA Lendings has been catering to residential property owners and homebuyers in the Alhambra community and the surrounding areas since 2002. It employs mortgage brokers and loan officers to assist clients planning to refinance their existing home mortgages. The professionals also guide clients in navigating various mortgage programs, such as HELOC, No-Doc, Jumbo, FHA, VA, and DSCR loans. AAA Lendings draws on its more than two decades of home loan experience when working with clients.

License Verified:

License: 295075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Comres Mortgage logo
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License: 1764841

Nationwide Multistate Licensing System and Registry

Comres Mortgage

Hacienda Heights, CA 91745
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  • Reverse Mortgages

Business Description

Since 2013, Comres Mortgage has been helping Alhambra residents and those from nearby areas obtain loans to purchase their principal residences, second homes, or investment properties. It also refinances existing mortgages for borrowers seeking to change the terms or lower their interest rates and monthly payments. By providing a cash-out option, the company enables clients to use their homes’ equity for personal ventures. Comres Mortgage tailors its products to fit homebuyers’ needs and guides them throughout the loan process.

License Verified:

License: 1764841

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Delaware Pacific logo
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License Verified:

License: 1162393

Nationwide Multistate Licensing System and Registry

Delaware Pacific

1123 North Allen, Pasadena, CA 91001
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  • Reverse Mortgages

Business Description

Delaware Pacific is a mortgage brokerage firm serving clients in Alhambra and surrounding communities. The firm offers information on a variety of mortgage refinancing options including cash-out, guiding homeowners who want to reduce their monthly payments, consolidate high-interest debt, or pay off their loans faster. It also assists those seeking to secure financing for fixed-rate mortgage, FHA, VA, USDA, jumbo, and rehab loans. Delaware Pacific handles first-time homebuyer, low down payment, and investment property loans as well.

License Verified:

License: 1162393

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.7 / 5 (45)
Yelp
5.0 / 5 (39)
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
First Kings logo
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License: 1935679

Nationwide Multistate Licensing System and Registry

First Kings

1055 E. Colorado Blvd, Suite 500, Pasadena, CA 91106
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  • Reverse Mortgages

Business Description

First Kings provides personalized mortgage solutions to customers in Alhambra and nearby areas. It offers refinancing solutions to those who want to reduce interest rates, get lower monthly payments, or change loan terms. It has fixed-rate and adjustable-rate mortgages and different loan types, including conforming, jumbo, super jumbo, FHA, VA, and USDA. First Kings is an independent loan brokerage firm that allows clients to have access to multiple lenders based on their needs and unique situations.

License Verified:

License: 1935679

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (20)
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FP Mortgage logo
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License Verified:

License: 262515

Nationwide Multistate Licensing System and Registry

FP Mortgage

1241 Grand Avenue, Unit B2, Diamond Bar, CA 91765
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  • New Construction
  • Reverse Mortgages

Business Description

FP Mortgage caters to homebuyers and owners as well as residential property investors in Alhambra. It offers various home loan options, such as adjustable-rate mortgages, fixed-rate mortgages, and cash-out refinancing loans. Its team assists in finding the ideal loan for clients' scenarios, including those of self-employed homebuyers. As a mortgage broker, it is able to shop for rates and terms from multiple lenders. FP Mortgage aims to close loans within 30 days. It is also licensed to serve borrowers in Colorado, Florida, Nevada, and New Jersey.

License Verified:

License: 262515

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (50)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Huntington Group logo
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License: 359061

Nationwide Multistate Licensing System and Registry

Huntington Group

305 Pasadena Ave., South Pasadena, CA 91030
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  • Reverse Mortgages

Business Description

The Huntington Group has been serving Alhambra residents since 1991. The company helps homebuyers find, apply for, and acquire lending options like conventional loans and reverse mortgages. Its mortgage professionals also cater to current mortgagors. They help them refinance their existing loans for benefits like cash or consolidate current debts. The company also serves clientele with mortgage challenges, such as credit score issues and time restraints. It keeps client information private throughout and after the application process.

License Verified:

License: 359061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (40)
Facebook
5.0 / 5 (6)
Ivy Lending logo
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License Verified:

License: 2129406

Nationwide Multistate Licensing System and Registry

Ivy Lending

Alhambra, CA
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  • New Construction

Business Description

Ivy Lending serves clients in Alhambra and the neighboring cities. It assists homeowners seeking to refinance their mortgage to lower their payments, change their loan terms, or cash out from their home equity to fund other projects or purchases. Its team guides borrowers throughout the process of selecting and securing the right loan product from its wide selection of products. These include conventional, FHA, VA, adjustable-rate, and non-QM loans. Ivy Lending also provides various tools on its website, including a pre-qualified form for pre-approval letters.

License Verified:

License: 2129406

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JK&Associates logo
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License: 827871

Nationwide Multistate Licensing System and Registry

JK&Associates

Alhambra, CA
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  • Reverse Mortgages
  • New Construction

Business Description

JK&Associates guides clients in the Alhambra metro through the process of obtaining loans. It helps people who wish to lower their interest rates and monthly payments, change their loan terms, or withdraw cash from their home's equity by providing them with various refinancing options. These include fixed-rate, adjustable-rate, FHA, VA, and jumbo loans. The company also assists seniors aged 62 and older in applying for reverse mortgage loans. JK&Associates offers its services in English and Korean.

License Verified:

License: 827871

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Ryan Ku-Borden logo
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License Verified:

License: 2116713

Nationwide Multistate Licensing System and Registry

Ryan Ku-Borden

San Gabriel Valley, CA 91770
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  • New Construction
  • Reverse Mortgages

Business Description

Ryan Ku-Borden is a loan originator with Ohana Mortgage Solutions who caters to clients in the Alhambra metro and the surrounding areas. He helps homeowners pay off their existing mortgages with a new loan by offering refinancing options. These allow clients to reduce their monthly payments, reduce interest rates, or change their mortgage terms. Ku-Borden provides various loan programs, such as adjustable- and fixed-rate, conforming, jumbo, FHA, and USDA loans. He holds an MBA degree.

License Verified:

License: 2116713

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sierra Capital Mortgage Company logo
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License Verified:

License: 327610

Nationwide Multistate Licensing System and Registry

Sierra Capital Mortgage Company

1055 E. Colorado Blvd., Ste. 500, Pasadena, CA 91106
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  • Reverse Mortgages

Business Description

Sierra Capital Mortgage Company serves refinancing homeowners in Alhambra. Its loan officers assist with various scenarios, including lowering the interest rate, switching to a fixed-rate mortgage, consolidating two mortgages, and cashing out on equity. It also offers conventional, VA, and FHA loans for homebuyers. It strives to simplify the process by leveraging its network of lenders to find refinancing options tailored to the client's goals. The company has been operating since 1996. Loan officers Linda and Roland Wilcox have over 50 years of combined experience.

License Verified:

License: 327610

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (65)
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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