Best Life Insurance Companies in California

Bright Lotus Insurance Agency helps California residents prepare for the unknown and protect their families' future. Its team of agents works with multiple carriers to create life insurance policies such as final expense, universal option, and term or whole life. They personalize services by assessing insurance needs, creating budget-friendly plans, and providing solutions to protect coverage gaps. In addition, these agents strive to build relationships by constantly communicating with clients and assisting them in renewing their policies.

California Life Insurance Agency provides financial security to individuals and families in California in the event that policyholders die unexpectedly. The independent agency offers whole and term life insurance policies through partnerships with Boston Mutual, Security National Life Insurance, American National, Mutual of Omaha, and National Life Group just to name a few. In keeping with its mission of providing financial security to the community, the company seeks to build long-term relationships with clients based on trust and loyalty. California Life Insurance began operations in 2017.

Clifford & Bradford Insurance Agency serves clients across California. It advises businesses aiming to provide life insurance policies for their employees. The agency sets up Reward On Insurance, a program that allows firms to customize their policies and reclaim unused premiums. It also offers plans that cover costs from workers' compensation expenses. Nick Bradford, one of its producers, has more than two decades of experience in the financial service sector. He is the president of the non-profit organization Clifford and Bradford Athletic Foundation.

Elite is an insurance agency that has been serving individuals and families in California since 2001. It assists clients in finding life insurance policies that suit their needs and keep them and their dependents financially secure. As a local provider, it aims to make it convenient for prospective customers to get policies and settle claims when needed. The agency also caters to other insurance needs by offering policies for vehicle owners, businesses, renters, and special event organizers.

Harp Insurance Services caters to clients throughout California. The company provides life policies. It guides individuals on matters involving annuities and retirement accounts. The company offers other personal insurance products, including dental, Medicare Supplement, earthquake, and flood policies. It also helps business owners protect against financial risk through a range of insurance solutions, from workers' compensation to business liability plans. One of its agents, Cindy Harp, has been in the industry for more than 25 years. She has a background in software testing.

Lumen Insurance Solutions, Inc. offers financial coverage for the long-term domestic affairs of clients in California through its selection of comprehensive plans. Its life insurance policies are tailored according to specifications made by clients regarding the management of their personal and business endeavors in preparation for a family member's passing. Its team is headed by Shann Hogue, who previously worked for an online health insurance firm and a boutique agency. She is part of the National Association of Insurance and Financial Advisors in Fresno.

Sandhu Bros Insurance Agency, Inc., provides clients in California with different types of protection plans. One of the company's products is life insurance, with options of term, whole, and universal life insurance coverages. Health, home, and auto policies are also available. It extends its services to meet the insurance needs of business owners, providing them with coverage for legal liability, property damage, and employee-related risks. The agency started in 2015. It works alongside multiple carriers to present different options to clients.

Storz Insurance Services, Inc. offers a variety of health and life insurance plans in California. The family-operated company specializes in serving the insurance needs of small businesses with 50 employees or fewer. Its agents recommend individual and group life plans from carriers like Metlife, John Hancock, and The Standard. They tailor benefits packages that match the client's specific needs. Their different insurance options also cover vision, dental, disability, and long-term care. Company founder Oly Storz has been working in the insurance industry since 1967.

The Rios Insurance Agency has been serving clients in California since 2020. It offers a variety of personal insurance products, such as life coverage, to help families prepare for life's unforeseen events. Its specialists underwrite term, whole, or universal life policies, depending on clients' individual circumstances and needs. There are also protection plans available for businesses and niche markets, like contractors, technology, restaurants, and nonprofits. The agency has access to more than 40 carriers, including Nationwide, MetLife, Progressive, and Encompass.

Tony Melena Insurance Agency serves people in and around California. It helps them prepare for life’s uncertainties and secure the future of their loved ones through life insurance policies. It also offers Medicare, home, auto, and commercial insurance plans. Some of the company's partner carriers are Ameritas, Foremost, Liberty Mutual, and Kemper. It has been helping individuals, families, and businesses with their insurance needs since 2016. Its founder, Tony Melena, is an active member of the local community.

TRC Financial strives to protect the wealth and preserve the legacies of clients in California through life insurance, investment options, and benefit plans. It has products that include trust-owned, investment-oriented, and foreign-national life insurance. It offers key person long-term care plans, business cash management, and excess disability plans. Its staff utilizes an analytical approach to review and value a policy or portfolio. Darren Gallaway, the principal member, is a Chartered Financial Consultant and a Chartered Life Underwriter. TRC Financial has been in business since 2003.

Valley Wide Ag Insurance Services, Inc., offers life insurance to clients across California. It covers a part of medical fees if the client meets with an accident and gives a certain amount of money to the beneficiary in case of death. Donna, one of its advisors, has been licensed as a life-only agent in 2014, with a specialization in property insurance policies. The agency has been protecting lives, farms, businesses, and personal assets since 1995.