Expertise.com

Best Health Insurance Agencies in California

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉

Providers

Last updated:

Website
California
  • Life Insurance
  • Individual Plans

Why choose this provider?

J.C. Lewis Insurance Services has been serving the people of California since 1979. It works with individuals and families who want to sign up for a health policy. It also accommodates small group employers who want to add health insurance coverage to their employee benefits program. Employers receive support and direction from the agency's professionals with the initial setup, yearly renewal, and continuing maintenance. Medicare supplemental and prescription drug plans for seniors are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (15)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
California
  • Medicare Supplement Insurance
  • Individual Health Insurance

Why choose this provider?

My Socal Insurance Solutions caters to the diverse needs of individuals, families, business owners, seniors, and groups in California. Its insurance agents assist clients in discerning and choosing health plan options from providers such as Aetna, Anthem, and Oscar. They help companies and businesses provide their workforce with healthcare benefits packages that include simplified enrollment processes, health programs, and cost-saving strategies. These professionals have certifications from Covered California insurance programs. Additionally, they serve Medicare plan holders.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
California
  • Individual Plans

Why choose this provider?

Health for California has been serving the state since 2004. Its agents offer catastrophic, bronze, silver, gold, and platinum health insurance plans categorized according to covered benefits and customer income limits. The Covered California-certified agency helps individuals, families, and small businesses find the policies that suit them from numerous providers like Anthem Blue Cross, Health Net, and Oscar Health. Insurance packages for seniors and newborns and supplemental travel, dental, and vision coverage are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4453)
Yelp
4.5 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
California
  • Group Plans
  • Individual Plans

Why choose this provider?

Marina Amezcua is a licensed sales agent who offers UnitedHealthcare plans to individuals and families across California. Her policies include Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans for clients' diverse health concerns. The agent has Medicare Special Needs for those with unique financial or healthcare needs. In addition, she provides Dual Special Needs plans from UnitedHealthcare, which include coverage for over-the-counter drugs, prescription medicines, dental and routine hearing, vision, and transportation. Amezcua has been selling UnitedHealthcare products for over eight years. She also speaks Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
California
  • Individual Health Insurance

Why choose this provider?

California Health Quote Insurance protects people in California from financial challenges posed by illnesses and injuries. The independent insurance broker offers individual, family, and business group insurance plans, as well as Medicare Supplements for the elderly. It works with various carriers, including Humana, United Healthcare, and Blue Shield of California, to provide insurance coverage tailored to clients' needs and financial resources. It stays abreast of health care reform laws to provide quality customer service. It has been in business since 1986.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
California
  • Individual Plans

Why choose this provider?

Health Insurance Exchange Online offers California residents a varied selection of health assurance products. Short-term insurance plans are available that cover accidental injuries, critical illness, and sudden deaths. Dental and vision policies are available and special accommodations are on hand for users of prescription medications. The agency's programs are sourced from known names such as Anthem Blue Cross, Blue Shield of California, Kaiser Permanente, and Health Net. It also has group indemnity contracts for business entities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Related Articles

Featured

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...