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Best Life Insurance Companies in Visalia

2024

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Providers

Last updated:

Website
3106 South Mooney Boulevard, Visalia, CA 93277
  • Life Insurance

Why choose this provider?

California Life Insurance Agency is a life insurance company serving the needs of individuals and families in Visalia. The firm helps policyholders in safeguarding the financial future of their loved ones with a life insurance plan. The firm represents multiple carriers throughout the country that can deliver different kinds of life insurance products. These include whole life, term life, final expense, guaranteed and index universal life, annuities, and accidental health plans. The company aims to become a one-stop-shop for all life insurance needs.

License Verified:

License: 6001377

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1108 Leland Avenue, Tulare, CA 93274
  • Life Insurance
  • Health Insurance

Why choose this provider?

Lewis Insurance is an independent insurance agency that provides insurance services to residents and businesses in Visalia and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life and health insurance plans like term life policies, whole life insurance, dread disease policy, HMO, and surgical policies. Additionally, it provides personal insurance packages like auto, boating, classic car, motorcycle, home, and RV insurance. Jerry Lewis is the agency’s principal. He has been in the firm since 1980.

License Verified:

License: 0249600

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1910 West Whitendale Avenue, Visalia, CA 93277
  • Life Insurance
  • Health Insurance

Why choose this provider?

Nate Wingert is an insurance agent of State Farm, serving clients in Visalia and the surrounding areas. He offers a wide variety of insurance products such as auto, life, health, home, renters, and condo. Insurance plans that are customized may also be provided. Nate also offers business insurance to small businesses. Life insurance comes in various types such as term life, whole life, and universal life. He and his team can speak both English and Spanish.

License Verified:

License: 0H94185

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (33)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2336 West Sunnyside Avenue, Visalia, CA 93277
  • Life Insurance
  • Health Insurance

Why choose this provider?

Carl Nelson Insurance Agency, Inc., provides insurance services to customers in Visalia. It offers life insurance plans including term life insurance, whole life insurance, and universal life insurance. The business also provides ag insurance that covers various agribusiness perils such as destructive weather, livestock disease, insect damage, fire and smoke damage, and falling objects. Other services include health insurance, homeowners insurance, auto insurance, and commercial insurance. The agency has been serving clients since 1977 and now has over 25 trained and experienced employees.

License Verified:

License: 0688113

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
160 South D Street, Exeter, CA 93221
  • Life Insurance
  • Health Insurance

Why choose this provider?

NSE Insurance Agencies, Inc. is an independent insurance agency that serves clients in Visalia. It provides a wide variety of insurance products, including life insurance. Its clients may choose term insurance or permanent insurance depending on their specific requirements and financial goals. The company also has access to over 100 carriers to match its clients' unique needs. In addition to life insurance, the firm also offers auto, home, health, business, and farm insurance coverage options.

License Verified:

License: 0496557

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
231 North Kaweah Avenue, Exeter, CA 93221
  • Life Insurance
  • Health Insurance

Why choose this provider?

Karen Munger Insurance Services is an Exeter-based insurance agency that offers various insurance plans to Visalia residents. Serving individuals and small groups, the agency specializes in life insurance plans and long-term care and final expense insurance. The company also provides a wide range of health insurance policies, including Medicare Supplements, Medicare Prescriptions, and Medicare Advantage plans. Karen Munger Insurance Services is an independent insurance company, bringing a wide selection of insurance products from multiple carriers.

License Verified:

License: 0D73967

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1317 West Center Avenue, Visalia, CA 93291
  • Life Insurance
  • Health Insurance

Why choose this provider?

Hobbs-Potts & Associates is an independent insurance agency based in Visalia. It provides personal, health, captive, and business insurance. The agency also presents life insurance options classified into four types: whole, term, variable annuity, and retirement plans. Its team directs clients to the most appropriate option for their distinct situations. They commit to aiding clients in preparing and supplying the coverage instated in their availed insurance plan for the clients' families. Hobbs-Potts & Associates renders 24/7 online customer service for its clients.

License Verified:

License: 0G66555

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
829 West Center Avenue, Visalia, CA 93291
  • Life Insurance

Why choose this provider?

Rona R. Swanson is an insurance agent who works with American National and serves clients in the Visalia area. She offers life insurance policies to help customers ensure their loved ones are financially secured in the future. Her range of products includes term life, universal life, whole life, and indexed universal life. She also provides business, classic car, and health insurance plans. Swanson serves local organizations, such as Spirit 88.9 Radio and Small Town Cruizers Car Club. She has been in the industry since 1986.

License Verified:

License: 0699716

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
600 West Acequia Avenue, Visalia, CA 93291
  • Life Insurance
  • Health Insurance

Why choose this provider?

David Molano Insurance Services offers a range of insurance products from various companies to clients in and around Visalia. It provides term life insurance plans, which clients can eventually convert to whole life policies. It also assists those looking to secure Medicare, disability, or health insurance plans. Home, auto, and business policies are likewise available. Owner David Molano is committed to providing personalized customer service. He assesses clients' specific needs so he can customize a policy that best suits their situations.

License Verified:

License: 0G47634

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
525 West Main Street, Visalia, CA 93291
  • Life Insurance
  • Health Insurance

Why choose this provider?

Modern Edge Insurance Brokers, Inc., is an independent company helping clients across the Visalia area. The firm offers a wide variety of personal insurance solutions, including life, auto, renters' and health insurance. Its professionals also help clients with earthquake and flood insurance. Furthermore, Modern Edge Insurance Brokers, Inc., guides commercial clients with business insurance that includes protection against cyber liability, employment practice liability, and pollution liability. Blue Cross, Liberty Mutual, and John Hancock count among the company's insurance partners.

License Verified:

License: 0L36401

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4142 South Demaree Street, Visalia, CA 93277
  • Life Insurance

Why choose this provider?

Central Sequoia Insurance & Financial Services LLC is an insurance provider located in Visalia. As a multi-line independent insurance agency, it offers a wide range of insurance solutions to individuals, families, and businesses in the communities it serves. Its professional agents take care of shopping for quotes from several reputable carriers to present clients with life insurance plans that will fit their specific needs and preferences. Available life insurance options include term life policies and whole life or universal life insurance.

License Verified:

License: 0H38050

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
502-A North Kaweah Avenue, Exeter, CA 93221
  • Life Insurance
  • Health Insurance

Why choose this provider?

DG Insurance is an independent insurance agency that provides services to clients in the Visalia area and its neighboring communities. With over 40 years of industry experience, the agency helps clients secure life insurance policies that fit their current needs and goals. It is affiliated with a vast network of insurance policy providers and also gives assistance with claims, adjusting coverages, and billing questions. Other insurance types being offered by the agency include home, auto, business, and workers' compensation insurance.

License Verified:

License: 0602845

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1932 West Sunnyside Avenue, Visalia, CA 93277
  • Life Insurance

Why choose this provider?

Mota Insurance Agency is an independent company serving business owners, families, and individuals in the Visalia area. It represents various insurance carriers like Nationwide and Progressive. The company can help clients find the right life insurance coverage to protect their families and loved ones. It also offers other personal plans, such as homeowners', auto, and umbrella insurance. Mota Insurance Agency is led by Maria and Juan M. Mota Jr. They are insurance professionals who bring over 45 years of combined experience in the industry.

License Verified:

License: 6001239

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (16)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What should be considered when creating a life insurance policy for aging individuals in Visalia?

    Aging individuals in Visalia should consider whether to purchase term or permanent coverage based on their financial situation. Term policies are more affordable but offer limited coverage, while permanent policies provide comprehensive coverage at a higher cost. They should also factor in the increasing cost of premiums over time and explore strategies to maximize retirement income and manage risks associated with aging.

  • How long does a life insurance provider in Visalia have to settle a claim?

    In Visalia, life insurance providers are legally required to settle a claim within 30 days of receiving all necessary documentation, including the death certificate. Failing to meet this timeframe can result in the provider incurring an interest fee. This provision is in place to ensure that beneficiaries receive the financial benefits of the policy promptly after the policyholder's passing, helping them address immediate financial needs.

  • Can a non-U.S. citizen obtain life insurance in Visalia?

    Non-U.S. citizens can typically obtain life insurance in Visalia, provided they meet the requirements. These may include having proper documentation, such as a visa or green card, and having a U.S. bank account. Some insurance companies may also offer policies specifically designed for foreign nationals living in California.

  • What is the contestable period in Visalia's life insurance policies?

    The contestable period in Visalia's life insurance policies is a two-year window that begins from the date of policy issuance or reinstatement. During this period, insurance companies have the right to investigate and potentially invalidate a policy if they discover discrepancies or misrepresentations made by the policyholder on their application, even if the policyholder has passed away. After the two-year contestability period, insurers are generally not allowed to retroactively invalidate the policy.

  • Will pre-existing conditions significantly affect your life insurance premiums in Visalia?

    Pre-existing conditions can substantially impact life insurance premiums in Visalia. The severity of your illness, your overall health, and its management can all influence the extent of the premium increase. Individuals with grave or poorly managed pre-existing conditions may face considerably higher premiums than those in better health.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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