Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in California

Our Recommended Top 12

We did the research for you!

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  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored California Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

22439Reviewed

13468Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Long Beach

Expertise.com Rating

Review Sources

Google
4.8 (22)
Yelp
4.4 (7)

Why choose this provider?

Galaxy Insurance Service Agent is a locally owned and operated business that serves both residential and commercial clients in California. It provides the best customized homeowners' insurance policies for a variety of coverage needs. Other types of insurance products that it offers include auto, life, and business insurance. Galaxy Insurance Service Agent has been in operation for more than two decades. The company is partnered with insurance carriers such as Safeco Insurance, Travelers, and Progressive.

Irvine

Expertise.com Rating

Why choose this provider?

Steven Wang, a second-generation agent, leads an office that is among the top 50 of the 19,000 State Farm agencies nationwide. He provides the best homeowners' insurance plans to his clients in California. The personal and commercial lines of insurance that he offers also include policies for cars, pets, health, and businesses. Wang has been working in the industry for more than two decades. He has team members who are fluent in Mandarin Chinese and Taiwanese.

Santa Clara

Expertise.com Rating

Review Sources

Google
5.0 (166)
Yelp
4.7 (58)

Why choose this provider?

Alexandra Anderson has been offering State Farm homeowners' insurance policies to individuals in California and surrounding communities since 2004. She proposes personalized homeowners' protection plans that may cover appliances and furniture, collectibles, and jewelry and other keepsakes. Other insurance products she offers protect life, health, pets, cars, renters, and properties. In addition, Alexandra also provides assistance with matters that involve banking, home loans, mutual funds, and annuities. Alexandra's office is a consistent qualifier for the Ambassador and Honor Club award.

Oakland

Expertise.com Rating

Review Sources

Google
4.8 (125)
Facebook
5.0 (58)
Yelp
4.6 (52)

Why choose this provider?

Jain Williams is the best State Farm insurance agent who serves both residential and commercial clients from California and the surrounding areas. She offers personal insurance products such as homeowners', auto, and pet insurance. She also provides other types of insurance products, including life, health, property, and business insurance. Jain Williams has been working in the insurance industry for more than three decades. She is affiliated with multiple community organizations, including the Oakland African-American Chamber of Commerce.

Mountain View

Expertise.com Rating

Why choose this provider?

Randy Chang is a fourth-generation State Farm insurance agent who serves both residential and commercial clients from California. He provides the best homeowners' insurance policies, as well as related coverages such as renters', condo, and earthquake insurance. He also offers personal vehicle, personal liability umbrella, and life insurance policies. Other services that he provides include assistance with mutual funds and annuities. Chang has been working in the insurance industry for more than a decade.

Bakersfield

Expertise.com Rating

Review Sources

Google
4.6 (28)
Yelp
4.6 (8)
Facebook
5.0 (7)

Why choose this provider?

Kelli Davis is the best State Farm insurance agent who serves both residential and commercial clients from California. She offers a variety of products such as homeowners', auto, life, and health insurance policies. Other insurance products that she provides include pet, business, and property insurance. Davis has been working in the insurance industry for more than a decade. She is an executive board member for Bakersfield West Rotary and the the Roadrunner Scholarship Fund at California State University.

Long Beach

Expertise.com Rating

Review Sources

Google
4.9 (150)
Yelp
3.5 (6)
Facebook
5.0 (4)

Why choose this provider?

Cheryl Estep is a second-generation State Farm insurance agent who serves both residential and commercial clients in California. She offers a wide variety of the best personal insurance products, including homeowners', renters', and auto insurance. Other insurance products that she provides include life, health, and commercial insurance. She also assists clients with insurance relocation. Cheryl Estep has been working in the insurance industry for more than two decades. She holds the Life Underwriter Training Council Fellow designation. She can provide services in Spanish and Russian.

Los Angeles

Expertise.com Rating

Review Sources

Google
5.0 (375)
Yelp
4.6 (65)
Facebook
5.0 (53)

Why choose this provider?

Steve Little is a second-generation State Farm insurance agent with more than a decade of industry experience. He serves clients in California, offering them the best homeowners' insurance with various coverage options. He also crafts other personal and commercial lines of insurance, including policies for renters, vehicles, and businesses. Little has qualified for the State Farm Senior Vice President Club and Chairman's Circle. He is the vice president of the West Los Angeles Chamber of Commerce.

Chula Vista

Expertise.com Rating

Review Sources

Google
4.9 (136)
Facebook
5.0 (1)

Why choose this provider?

Altra Insurance is the best independent agency that serves individuals, families, and businesses from California and the surrounding areas. It provides homeowners' insurance policies with both open-perils and named-perils coverage options. Its homeowners' insurance policies typically cover damage caused by fire and smoke, weight of ice and snow, lightning, and theft. Other types of insurance products that the agency offers include renters', auto, motorcycle, health, and business insurance. Altra Insurance has staff members who can speak Spanish.

San Diego

Expertise.com Rating

Review Sources

Yelp
4.5 (27)
Google
5.0 (5)

Why choose this provider?

Kevin Paulson Insurance Agency, Inc. is a family-owned and family-operated company that serves the residents of California and the surrounding areas. It provides the best homeowners' and home construction insurance policies. It also offers insurance policies for condominiums, rental homes, mobile homes, and motor homes. Kevin Paulson has been working in the insurance industry for more than three decades. The company is partnered with a variety of insurance carriers, including Nationwide, Travelers, Safeco, and Mercury General Corporation.

San Jose

Expertise.com Rating

Review Sources

Google
4.9 (78)
Yelp
5.0 (2)

Why choose this provider?

Mike Walsh is the best State Farm insurance agent who serves California. He provides homeowners' policies, which typically cover home repair and replacement costs. He also offers other personal insurance policies, such as renters', personal articles, and auto insurance. Other insurance products that he provides include life, health, and business insurance. Walsh is an active San Jose community volunteer. He and his team can serve clients who speak Spanish. They have more than 15 years of combined industry experience.

Long Beach

Expertise.com Rating

Why choose this provider?

Pacific Side Insurance Services LLC is California's best independent agency that serves the residents in the state and the surrounding areas. It provides homeowners' insurance policies, which cover replacement costs, personal possessions, and living expenses in case of disaster. It also offers supplemental coverage options for valuable articles, flooding, and additional liability. The company has been in operation for almost a decade. It is partnered with over 20 property and casualty companies and over 30 life, accident, and health insurance firms.