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Best Mortgage Refinance Companies in Indio

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2023
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First West Financial Corporation logo
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License Verified:

License: 252853

Nationwide Multistate Licensing System and Registry

First West Financial Corporation

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74967 Sheryl Avenue, Palm Desert, CA 92211
  • New Construction

Business Description

First West Financial Corporation is a family-owned and family-operated business serving residents in and around Indio. It provides a variety of mortgage services to help families and individuals acquire their dream investment residential spaces. The company conducts consultations to guide buyers and investors in creating refinancing strategies that can lower interest rates and change loan terms. Its loan officers also process FHA, USDA, VA, HARP, and jumbo loans. Additionally, they offer conventional, reverse, and no FICO mortgage programs.

License Verified:

License: 252853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (115)
Facebook
4.8 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fusion Mortgage Group logo
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License Verified:

License: 414959

Nationwide Multistate Licensing System and Registry

Fusion Mortgage Group

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48909 Charlton Peak St., Coachella, CA 92236
  • New Construction

Business Description

Since 2011, Fusion Mortgage Group has been catering to the home purchasing needs of individuals and families in Indio and the surrounding areas. It provides refinancing solutions for a variety of purposes, including consolidating debts, lowering monthly payments, and reducing mortgage terms. Its loan officers assist borrowers in selecting their desired home, calculating relevant factors, and getting pre-qualified for their loan applications. The company offers a variety of loan programs, such as jumbo, FHA, VA, USDA, and fixed-rate mortgages.

License Verified:

License: 414959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Impress Realty Sales & Loans logo
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License Verified:

License: 1438419

Nationwide Multistate Licensing System and Registry

Impress Realty Sales & Loans

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45725 Camino Vista, La Quinta, CA 92253
  • New Construction

Business Description

Impress Realty Sales & Loans helps Indio clients find their dream homes through mortgage refinancing. Ulises Escobar, the company’s refinancing specialist, has worked with more than 600 clients since 1994. Escobar is a veteran in the industry and is a senior sales consultant in the company with expertise in streamlined and simplified sales processes. Besides mortgage refinancing, the company offers down payment programs for primary homes and foreign national loans. Escobar is also a designated real estate agent.

License Verified:

License: 1438419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Kneuer Mortgage Services logo
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License Verified:

License: 1927314

Nationwide Multistate Licensing System and Registry

Kneuer Mortgage Services

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77564 Country Club Dr., Suite 310, Palm Desert, CA 92211
  • New Construction

Business Description

Kneuer Mortgage Services assists Indio residents with applying for refinancing. Its team of brokers guides borrowers in completing the refinance analysis process, comparing rates and terms, and choosing from different options. The professionals address each client's needs and financial situation starting from consultation and application to processing and funding. Founder Jeannette Kneuer has been working in the financial industry since 2010 and is a Notary Signing Agent. She is affiliated with New Era Financial Group.

License Verified:

License: 1927314

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MortgageWorks logo
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License Verified:

License: 337037

Nationwide Multistate Licensing System and Registry

MortgageWorks

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1111 E. Tahquitz Canyon Way, Suite 121, Palm Springs, CA 92262
  • New Construction
  • Reverse Mortgages

Business Description

MortgageWorks is a Palm Springs-based agency that accepts refinancing applications in Indio. Its tailored loan options include FHA and VA cash-out and streamline programs that help prospective refinancers consolidate their debts, cover property renovations and tuition fees, and reduce their interest rates. Its staff recommends various choices based on each applicant's preferred terms and income situation in comparison with local rates. Art Alvarez, the agency's owner, worked as a manager for a number of mortgage and commercial banks early in his career.

License Verified:

License: 337037

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Orange Circle International logo
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License Verified:

License: 1572057

Nationwide Multistate Licensing System and Registry

Orange Circle International

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74710 CA-111 Suite 102, Palm Desert, CA 92260

Business Description

Orange Circle International caters to the mortgage refinancing needs of customers in Indio. The firm offers down payment assistance programs as well as jumbo, FHA, and VA loans to residential and commercial clients. Its mortgage options also include construction, bridge, and fix-and-flip loans. It works to help clients borrow against the equity in their homes, reduce mortgage payments, and refinance to lower interest rates. Orange Circle International comprises staff members who have over 50 years of collective experience in the industry.

License Verified:

License: 1572057

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.8 / 5 (16)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific West Realty & Mortgage logo
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License Verified:

License: 321288

Nationwide Multistate Licensing System and Registry

Pacific West Realty & Mortgage

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79405 Hwy 111, La Quinta, CA 92253
  • New Construction
  • Reverse Mortgages

Business Description

Pacific West Realty & Mortgage delivers programs that fit the refinancing goals of homeowners in Indio. The company assists mortgage borrowers in changing the terms of their outstanding loans and switching to lower interest rates. Its brokers, headed by president Dave Warth, offer online calculators to help clients evaluate if refinancing saves them money. Warth has been working in the mortgage industry for over 25 years and creates solutions for homeowners with not-so-good credit histories.

License Verified:

License: 321288

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Palm Desert Reverse Mortgage logo

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

Palm Desert Reverse Mortgage

74794 42nd Ave. #7, Palm Desert, CA 92260
  • Reverse Mortgages

Business Description

Palm Desert Reverse Mortgage has refinancing services that cater to residents of Indio and the neighboring areas. It offers reverse mortgage services that allow clients to upgrade their lifestyle, secure and access funds, pay off bills, and deal with their expenses. Its HUD-approved counselors advise clients to help them understand reverse mortgage loans and the application process. The company has been featured on KESQ and ABC Channel 3. Its broker owner, Lauren Boland, is a NARMLA member.

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Realty Group logo
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License Verified:

License: 851703

Nationwide Multistate Licensing System and Registry

Premier Realty Group

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83135 Requa Ave Suite 3, Indio, CA 92201

Business Description

Premier Realty Group is a locally owned and operated firm that serves the residents of Indio and the surrounding areas. It helps clients lower their interest rates and monthly payments or change their mortgage terms through refinancing programs. It also offers refinancing products for debt consolidation, home improvement, and cash-out purposes. In addition, it assists with home purchase loans. Owner Lorenzo Rivera has been working in real estate for more than a decade. He is a licensed mortgage originator and Realtor.

License Verified:

License: 851703

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rinker Financial logo
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License Verified:

License: 307639

Nationwide Multistate Licensing System and Registry

Rinker Financial

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43-576 Washington Street Suite 201, La Quinta, CA 92253
  • New Construction

Business Description

Rinker Financial is a mortgage banking firm that provides refinancing options to clients in Indio and the surrounding areas. It accommodates the refinancing of primary, secondary, and vacation homes. Rinker Financial was established in 2000. It has funded more than $100 million in loans. Laine Rinker, the president and founder, has more than 28 years of experience in the mortgage industry. He educates homebuyers and homeowners throughout the loan process to assist them in making financial decisions.

License Verified:

License: 307639

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tashara Turpin logo
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License Verified:

License: 331823

Nationwide Multistate Licensing System and Registry

Tashara Turpin

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Palm Desert, CA 92211
  • New Construction
  • Reverse Mortgages

Business Description

Tashara Turpin is a mortgage broker from Infinity Home Loans Group who serves customers in Indio and the surrounding areas. Turpin and her team help clients looking to refinance their existing mortgages for better rates or get some cash out of the property. They examine specific circumstances and devise solutions for obtaining low-interest mortgages. They teach clients how to structure their new financing to get the best deal possible. Its team works with first-time homebuyers, move-up and second home buyers, investment buyers, and seniors seeking reverse mortgages.

License Verified:

License: 331823

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (48)
Google
4.9 / 5 (39)
Tiffany Wolf Home Loans logo
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License Verified:

License: 1544637

Nationwide Multistate Licensing System and Registry

Tiffany Wolf Home Loans

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Indio, CA
  • New Construction
  • Reverse Mortgages

Business Description

Tiffany Wolf Home Loans offers its services to individuals and families in Indio and its surrounding areas. It works with various banks to help clients secure financial products that match their needs when refinancing or purchasing homes. Its loan options include VA, FHA, conventional, jumbo, USDA, and cash-out. Reverse mortgages are also available for seniors aged 62 and above. The owner of the company, Wolf, has more than 20 years of loan processing and real estate experience.

License Verified:

License: 1544637

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Vanmar Lending logo

License Verified:

License: 1107512

Nationwide Multistate Licensing System and Registry

Vanmar Lending

77824 Wildcat Drive, Palm Desert, CA 92211
  • New Construction

Business Description

Vanmar Lending caters to locals in Indio who are looking for refinancing and loan products. Its programs include government-backed choices aimed at military service personnel, individuals with lower credit scores, and farmers. Conventional and alternative products are on hand, and the company also rearranges existing obligations to lower the burden of compliance or give homeowners some financial breathing room for home improvement projects. Vanmar Lending started in 2012 and also has an office in Reno.

License Verified:

License: 1107512

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (44)
Google
4.6 / 5 (37)
Facebook
4.8 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.