Best Mortgage Refinance Companies in Indio

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First West Financial Corporation logo
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License: 252853

Nationwide Multistate Licensing System and Registry

First West Financial Corporation

74967 Sheryl Avenue, Palm Desert, CA 92211
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  • New Construction

Business Description

First West Financial Corporation is a family-owned and family-operated business serving residents in and around Indio. It provides a variety of mortgage services to help families and individuals acquire their dream investment residential spaces. The company conducts consultations to guide buyers and investors in creating refinancing strategies that can lower interest rates and change loan terms. Its loan officers also process FHA, USDA, VA, HARP, and jumbo loans. Additionally, they offer conventional, reverse, and no FICO mortgage programs.

License Verified:

License: 252853

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Fusion Mortgage Group logo
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License: 414959

Nationwide Multistate Licensing System and Registry

Fusion Mortgage Group

48909 Charlton Peak St., Coachella, CA 92236
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  • New Construction

Business Description

Since 2011, Fusion Mortgage Group has been catering to the home purchasing needs of individuals and families in Indio and the surrounding areas. It provides refinancing solutions for a variety of purposes, including consolidating debts, lowering monthly payments, and reducing mortgage terms. Its loan officers assist borrowers in selecting their desired home, calculating relevant factors, and getting pre-qualified for their loan applications. The company offers a variety of loan programs, such as jumbo, FHA, VA, USDA, and fixed-rate mortgages.

License Verified:

License: 414959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Impress Realty Sales & Loans logo
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License: 1438419

Nationwide Multistate Licensing System and Registry

Impress Realty Sales & Loans

45725 Camino Vista, La Quinta, CA 92253
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  • New Construction

Business Description

Impress Realty Sales & Loans helps Indio clients find their dream homes through mortgage refinancing. Ulises Escobar, the company’s refinancing specialist, has worked with more than 600 clients since 1994. Escobar is a veteran in the industry and is a senior sales consultant in the company with expertise in streamlined and simplified sales processes. Besides mortgage refinancing, the company offers down payment programs for primary homes and foreign national loans. Escobar is also a designated real estate agent.

License Verified:

License: 1438419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Joe Elizondo logo
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License: 296848

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Joe Elizondo

78370 CA-111, #255, La Quinta, CA 92253
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  • Reverse Mortgages

Business Description

Joe Elizondo is a loan officer that provides services across the Indio metro and the neighboring areas. Joe assists in refinancing clients' existing mortgage loans to help reduce their mortgage rates and monthly payments, allowing them to achieve their financial goals. He also conducts refinancing solutions for individuals and families wishing to obtain cash from the equity of their homes. Joe is available to serve home buyers applying for conforming, super jumbo, jumbo, and government loans.

License Verified:

License: 296848

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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MortgageWorks logo
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License: 337037

Nationwide Multistate Licensing System and Registry

MortgageWorks

1111 E. Tahquitz Canyon Way, Suite 121, Palm Springs, CA 92262
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  • New Construction
  • Reverse Mortgages

Business Description

MortgageWorks is a Palm Springs-based agency that accepts refinancing applications in Indio. Its tailored loan options include FHA and VA cash-out and streamline programs that help prospective refinancers consolidate their debts, cover property renovations and tuition fees, and reduce their interest rates. Its staff recommends various choices based on each applicant's preferred terms and income situation in comparison with local rates. Art Alvarez, the agency's owner, worked as a manager for a number of mortgage and commercial banks early in his career.

License Verified:

License: 337037

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Orange Circle International logo
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License: 1572057

Nationwide Multistate Licensing System and Registry

Orange Circle International

74710 CA-111 Suite 102, Palm Desert, CA 92260
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Business Description

Orange Circle International caters to the mortgage refinancing needs of customers in Indio. The firm offers down payment assistance programs as well as jumbo, FHA, and VA loans to residential and commercial clients. Its mortgage options also include construction, bridge, and fix-and-flip loans. It works to help clients borrow against the equity in their homes, reduce mortgage payments, and refinance to lower interest rates. Orange Circle International comprises staff members who have over 50 years of collective experience in the industry.

License Verified:

License: 1572057

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Palm Desert Reverse Mortgage logo
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License: 1381254

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Palm Desert Reverse Mortgage

74794 42nd Ave. #7, Palm Desert, CA 92260
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  • Reverse Mortgages

Business Description

Palm Desert Reverse Mortgage has refinancing services that cater to residents of Indio and the neighboring areas. It offers reverse mortgage services that allow clients to upgrade their lifestyle, secure and access funds, pay off bills, and deal with their expenses. Its HUD-approved counselors advise clients to help them understand reverse mortgage loans and the application process. The company has been featured on KESQ and ABC Channel 3. Its broker owner, Lauren Boland, is a NARMLA member.

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Premier Realty Group logo
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License Verified:

License: 851703

Nationwide Multistate Licensing System and Registry

Premier Realty Group

83135 Requa Ave Suite 3, Indio, CA 92201
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Business Description

Premier Realty Group is a locally owned and operated firm that serves the residents of Indio and the surrounding areas. It helps clients lower their interest rates and monthly payments or change their mortgage terms through refinancing programs. It also offers refinancing products for debt consolidation, home improvement, and cash-out purposes. In addition, it assists with home purchase loans. Owner Lorenzo Rivera has been working in real estate for more than a decade. He is a licensed mortgage originator and Realtor.

License Verified:

License: 851703

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Rinker Financial logo
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License: 307639

Nationwide Multistate Licensing System and Registry

Rinker Financial

43-576 Washington Street Suite 201, La Quinta, CA 92253
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  • New Construction

Business Description

Rinker Financial is a mortgage banking firm that provides refinancing options to clients in Indio and the surrounding areas. It accommodates the refinancing of primary, secondary, and vacation homes. Rinker Financial was established in 2000. It has funded more than $100 million in loans. Laine Rinker, the president and founder, has more than 28 years of experience in the mortgage industry. He educates homebuyers and homeowners throughout the loan process to assist them in making financial decisions.

License Verified:

License: 307639

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Scott Pessin logo
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License: 1994141

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Scott Pessin

Indio, CA
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  • New Construction
  • Reverse Mortgages

Business Description

Scott Pessin is an Indio-based mortgage broker that caters to clients across the metro. He explains the mortgage refinancing process to homeowners to help them fulfill financial goals like lowered interest rates. He also offers cash-out refinance programs, a way for borrowers to tap into their home equity and obtain cash for property improvement projects. For clients aiming to acquire properties, Pessin provides Chenoa Fund, a down payment assistance program. He sets up other mortgage programs, such as USDA, FHA, and VA loans.

License Verified:

License: 1994141

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Tashara Turpin logo
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License Verified:

License: 331823

Nationwide Multistate Licensing System and Registry

Tashara Turpin

Palm Desert, CA 92211
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  • New Construction
  • Reverse Mortgages

Business Description

Tashara Turpin is a mortgage broker from Infinity Home Loans Group who serves customers in Indio and the surrounding areas. Turpin and her team help clients looking to refinance their existing mortgages for better rates or get some cash out of the property. They examine specific circumstances and devise solutions for obtaining low-interest mortgages. They teach clients how to structure their new financing to get the best deal possible. Its team works with first-time homebuyers, move-up and second home buyers, investment buyers, and seniors seeking reverse mortgages.

License Verified:

License: 331823

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (45)
Google
4.9 / 5 (39)
Tiffany Wolf Home Loans logo
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License: 1544637

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Tiffany Wolf Home Loans

Indio, CA
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  • New Construction
  • Reverse Mortgages

Business Description

Tiffany Wolf Home Loans offers its services to individuals and families in Indio and its surrounding areas. It works with various banks to help clients secure financial products that match their needs when refinancing or purchasing homes. Its loan options include VA, FHA, conventional, jumbo, USDA, and cash-out. Reverse mortgages are also available for seniors aged 62 and above. The owner of the company, Wolf, has more than 20 years of loan processing and real estate experience.

License Verified:

License: 1544637

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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