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Best Life Insurance Companies in Indio

Laurels
2023
Laurels

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Ascend Insurance Agency logo
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License Verified:

License: 0F44130

California Department of Insurance

Ascend Insurance Agency

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36917 Cook Street, Palm Desert, CA 92211
  • Life Insurance
  • Health Insurance

Business Description

Ascend Insurance Agency is a life insurance firm serving clients in Indio. It provides a wide range of life insurance options, such as term, whole, and universal. Other insurance packages that the company offers are for vehicles, disabilities, homeowners, and dental needs. Its team of agents is led by Dennis VanBuskirk, an experienced insurance professional who is well-versed in handling the insurance needs of businesses and individuals. Some of the companies that Ascend Insurance Agency represents are MetLife and Markel.

License Verified:

License: 0F44130

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (8)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bill Proctor & Associates Insurance Services, Inc logo

License Verified:

License: 0H78623

California Department of Insurance

Bill Proctor & Associates Insurance Services, Inc

190 West Amado Road, Palm Springs, CA 92262
  • Life Insurance
  • Health Insurance

Business Description

Bill Proctor & Associates Insurance Services, Inc., is an independent insurance agency that has offices in Palm Springs and Yucca Valley. It also caters to individuals and businesses in Indio and the nearby areas. This firm offers term, whole, and universal life insurance policies. Furthermore, it also provides auto, business, health, and home insurance products. Bill Proctor & Associates Insurance Services works with a number of insurance carriers, such as Aetna, Ameritas, Blue Cross Blue Shield, and MetLife.

License Verified:

License: 0H78623

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Collective Insurance Solutions LLC logo
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License Verified:

License: 0E80381

California Department of Insurance

Collective Insurance Solutions LLC

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39725 Garand Lane, Palm Desert, CA 92211
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Collective Insurance Solutions, LLC, is an office that offers personal and business insurance solutions for customers residing in Indio and nearby locations. Its insurance professionals educate its clients regarding the different options and coverages that can meet their situations. They provide whole life insurance plans that have savings and insurance components. These can also pay for final expenses in the event of the policyholder's death. Additionally, these accumulate cash funds. The company's other products are health, auto, homeowners', and commercial insurance plans.

License Verified:

License: 0E80381

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Desert Insurance Solutions logo
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License Verified:

License: 0I18139

California Department of Insurance

Desert Insurance Solutions

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51625 Desert Club Drive, La Quinta, CA 92253
  • Health Insurance

Business Description

Desert Insurance Solutions is an independent insurance agency that serves clients in Indio and nearby areas. It represents various insurance companies, including Blue Shield of California, CNA, Hagerty, and Liberty Mutual. It offers life insurance plans as well as dental, disability, long-term care, and Medicare Supplements insurance policies. Auto, rental property, and umbrella insurance are also available. Carrie Babij, one of its co-owners, worked for 20 years at Brown and Brown Private Client Group and Wells Fargo prior to establishing Desert Insurance Solutions.

License Verified:

License: 0I18139

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (10)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Desert Oasis Insurance & Services logo
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License Verified:

License: 0L97368

California Department of Insurance

Desert Oasis Insurance & Services

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82-674 Hwy 111, Indio, CA 92201
  • Life Insurance
  • Health Insurance

Business Description

Desert Oasis Insurance & Services is an independent agency that serves the residents within the Indio metro area. The company provides life insurance options including term, permanent, whole, viatical settlements, mortgage protection, and universal plans. With a combined experience of 26 years, its staff members educate their clients on coverage options and offer them suitable insurance for themselves and their families. Desert Oasis Insurance & Services also provides insurance for home, auto, commercial auto, commercial, and registration.

License Verified:

License: 0L97368

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DFC Tax, Insurance, Immigration logo
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DFC Tax, Insurance, Immigration

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44100 Jefferson Street, Indio, CA 92201
  • Life Insurance

Business Description

DFC Tax, Insurance, & Immigration is an insurance firm that serves clients in the Indio area. It offers a range of life insurance policies to help clients secure their financial responsibilities to their families once they die. Its life protection policies can provide replacement income, cover college education fees, and pay off mortgages and debts. The firm also provides retirement planning, personal taxation, and estate planning services. DFC Tax, Insurance, & Immigration has been in the industry for over 26 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (20)
Google
4.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Health Insurance Network logo
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License Verified:

License: 0763655

California Department of Insurance

Health Insurance Network

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77734 Country Club Drive, Palm Desert, CA 92211
  • Health Insurance
  • Individual Plans

Business Description

Health Insurance Network is a general insurance agency providing an array of services to clients in Indio. It offers products such as life insurance, dental insurance, vision insurance, travel insurance, and group insurance. The company’s agents also assist with Medicare supplements, Medicare Advantage Plans, Part D plans, and drug plans. Health Insurance Network has over 30 years of professional experience in the industry, delivering insurance products and services to individuals, groups, and businesses.

License Verified:

License: 0763655

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HUB logo

License Verified:

License: 0757776

California Department of Insurance

HUB

75030 Gerald Ford Drive, Palm Desert, CA 92211
  • Health Insurance

Business Description

HUB is a full-service insurance agency catering to Indio residents' insurance needs since 1925. It offers a wide range of personal insurance, such as auto, homeowners, and condo. In addition, it carries life insurance policies for high net worth individuals. These policies offer various benefits more than just income protection. HUB's agents serve clients in various industries, such as agribusiness, healthcare, and real estate. They also support businesses in managing cyber and strategic risks and recovering from disasters and crises.

License Verified:

License: 0757776

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.4 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Janelle Cyrus logo
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License Verified:

License: 6003761

California Department of Insurance

Janelle Cyrus

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42335 Washington Street, Palm Desert, CA 92211
  • Life Insurance
  • Health Insurance

Business Description

Janelle Cyrus is a second-generation insurance agent with State Farm, serving clients in the Indio area for more than 18 years. She offers life and health insurance products, as well as coverage for pets. Policies for auto, home, and other personal properties are available. She also assists with business-related risk management solutions. Additionally, her team provides services related to banking, mutual funds, and annuities. Janelle is fluent in both English and Spanish.

License Verified:

License: 6003761

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (51)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
La Quinta Insurance Services logo

License Verified:

License: 0601149

California Department of Insurance

La Quinta Insurance Services

51025 Avenue Mendoza, La Quinta, CA 92253
  • Life Insurance
  • Health Insurance

Business Description

La Quinta Insurance Services is an insurance company that has been providing its services to clients in Indio and the surrounding areas since 1965. It educates clients of the insurance industry and its benefits to help them make better decisions. It offers a wide variety of insurance products such as personal, business, or life and health insurance. Its personal insurance products include homeowners, auto, renters, and recreational vehicles. Additionally, its life insurance may either be group or individual. La Quinta Insurance Services is led by its president Don Barneson.

License Verified:

License: 0601149

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mel's Insurance Services Inc. logo
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License Verified:

License: 0L69692

California Department of Insurance

Mel's Insurance Services Inc.

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81557 Doctor Carreon Boulevard Ste B-8, Indio, CA 92201
  • Life Insurance
  • Health Insurance

Business Description

Mel's Insurance Services Inc. is an independent insurance agency in Indio that provides personalized insurance coverage for clients in the metro. The firm is led by Mellisa Amador Williams, a licensed insurance advisor that specializes in personal insurance lines. It offers life insurance products such as term life and whole life insurance policies. It also offers Medicare, burial insurance, and individual health plans. Mel's Insurance Services has bilingual customer service staff and brokers that cater to Spanish-speaking clients.

License Verified:

License: 0L69692

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Melanie Villeneuve logo
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License Verified:

License: 0C12563

California Department of Insurance

Melanie Villeneuve

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73241 Highway 111 Ste 2B, Palm Desert, CA 92260
  • Life Insurance
  • Health Insurance

Business Description

Melanie Villenueve is a local insurance agent serving the Indio area. She helps with life, health, car, home, property, and pet insurance. Her team is focused on building relationships with customers and paying attention to their needs. Appointments after office hours can be made, and communication lines are open 24/7. Policyholders can also have their coverage modified when they enter a different stage in life. Villenueve has more than 24 years of experience in the insurance and finance industry.

License Verified:

License: 0C12563

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Motz-Rusin Insurance Agency logo
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License Verified:

License: 0M26924

California Department of Insurance

Motz-Rusin Insurance Agency

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78000 Fred Waring Drive, Palm Desert, CA 92211
  • Life Insurance

Business Description

Motz-Rusin Insurance Agency is a family-run independent insurance firm serving Indio, the rest of California, and nine other states. It offers insurance products from carriers such as Safeco, Travelers, and MetLife. The firm provides investment and protection policies for life insurance with universal, term, and whole life coverages. Insurance plans for vehicles, residential and commercial properties, business owners, and renters are also available. Motz-Rusin Insurance Agency has over six decades of experience. It has received recognition from the Greater Coachella Valley Chamber of Commerce.

License Verified:

License: 0M26924

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Packer Insurance Services logo
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License Verified:

License: 0725856

California Department of Insurance

Packer Insurance Services

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71-780 San Jacinto Drive, Rancho Mirage, CA 92270
  • Life Insurance
  • Health Insurance
  • Individual Plans

Business Description

Packer Insurance Services is a Rancho Mirage-based company that provides insurance products and services to families and individuals in the Indio metro. It is an independent insurance agency that works with various carriers, including Safeco Insurance, Mercury Insurance, Kemper, and Chubb. Packer Insurance Services helps clients in purchasing life insurance plans as well as health and homeowners insurance. Additionally, it offers flood, earthquake, auto, classic car, and watercraft insurance. Packer Insurance Services has been providing insurance solutions for nearly 33 years.

License Verified:

License: 0725856

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rancho Santa Fe Insurance logo

License Verified:

License: 0786755

California Department of Insurance

Rancho Santa Fe Insurance

49/499 Eisenhower Drive, La Quinta, CA 92253
  • Life Insurance

Business Description

Rancho Santa Fe Insurance operating from Indio offers personal, health, and life coverages. As an independent broker, it offers insurance portfolios with the most comprehensive coverages but with competitive premiums. The company works with top insurance companies such as Chubb, AIG Private Client Group, Pure Insurance, Nationwide Private Client, and Cincinnati Insurance Company to support their products and services. Owner Craig A. Edwards has been running the company for the past 30 years. He personally advises clients and conducts annual evaluations of industry-standard premiums and coverages.

License Verified:

License: 0786755

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rosten Insurance Agency logo

License Verified:

License: 0704099

California Department of Insurance

Rosten Insurance Agency

73413 Terraza Drive, Palm Desert, CA 92260
  • Life Insurance
  • Health Insurance

Business Description

Rosten Insurance Agency is an independently owned business that serves clients in the Indio area. It offers several types of life insurance policies, including term life and permanent life insurance that cover funeral expenses, lost income, and debts. It also offers other types of insurance products that include car, home, health, and business insurance. To offer a wide range of insurance coverage options for clients, it has partnered with several insurance carriers, including Travelers and Hartford. The agency has been serving the Coachella Valley area since 1986.

License Verified:

License: 0704099

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (3)
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Weingarten and Hough Insurance Agents and Brokers logo
Visit WebsiteWebsite

License Verified:

License: 0086542

California Department of Insurance

Weingarten and Hough Insurance Agents and Brokers

Visit WebsiteWebsite
1555 South Palm Canyon Drive, Palm Springs, CA 92264
  • Life Insurance
  • Health Insurance

Business Description

Weingarten and Hough Insurance Agents and Brokers is a third-generation family-run insurance agency that has been in the industry since 1934, serving customers in Indio, Palm Springs, and nearby locations. Its insurance agents provide life insurance solutions to ensure financial stability and safety for individuals and businesses. They have different life insurance products, including key person, second-to-die policy, mortgage protection, and long-term care insurance plans. Other products are workers' compensation, bonds, and home and auto insurance.

License Verified:

License: 0086542

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (32)
Yelp
3.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.