Best Mortgage Refinance Companies in Temecula

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Dave Medina logo
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License: 395424

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Dave Medina

28475 Old Town Front St. Ste. M, Temecula, CA 92590
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  • New Construction

Business Description

Dave Medina serves the mortgage refinancing needs of individuals in Temecula. He helps clients choose from programs such as FHA, VA, USDA, jumbo, and conforming loans with terms of five to 30 years. In addition, fixed-rate and adjustable-rate mortgages are available. Its staff members have over five decades of combined industry experience. Medina is an area manager at Fairway Independent Mortgage Corporation. He is a member of the National Association of Hispanic Real Estate Professionals.

License Verified:

License: 395424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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HomeTown Lending logo
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License: 378668

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HomeTown Lending

41689 Enterprise Cir N, Ste 110, Temecula, CA 92590
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  • New Construction

Business Description

HomeTown Lending caters to homeowners, investors, and home buyers across the Temecula metro and the surrounding cities. The company provides mortgage refinancing services to help clients lower their monthly payments and guide them in saving funds for educational expenses or retirement. Its refinancing services also allow individuals to shorter their loan terms and reduce their interest rates. Its team is also available to assist clients in finding homes and choosing loan programs suitable for their needs.

License Verified:

License: 378668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Top Gun Home Loans logo
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License Verified:

License: 33418

Nationwide Multistate Licensing System and Registry

Top Gun Home Loans

28364 Vincent Moraga Dr A, Temecula, CA 92590
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  • New Construction
  • Reverse Mortgages

Business Description

Top Gun Home Loans is a mortgage loan advisor with C2 Financial Corporation that has been serving home buyers and owners and seasoned investors across the Temecula area since 2018. Miguel Carrasco, a Mortgage Pilot for Top Gun, provides customers with different types of loan programs, including traditional and specialty programs. He offers customers fixed-rate mortgages, FHA, VA, and jumbo loans. Carrasco has been in the mortgage lending industry for more than 15 years and has helped more than 2,000 clients.

License Verified:

License: 33418

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)
Veterans Lending Group logo
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License Verified:

License: 1924227

Nationwide Multistate Licensing System and Registry

Veterans Lending Group

43513 Ridge Park Drive, Temecula, CA 92590
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  • Multi-Family Loans
  • New Construction

Business Description

Veterans Lending Group deals with clients throughout Temecula. The company primarily works with military families and educates them on the refinancing process. It sets up the VA-backed cash-out refinance program, a solution for borrowers looking to obtain funds for home remodeling projects. The company also assists clients with the creation of a savings plan and teaches them credit-building strategies as part of its Night Vision Credit Program. The team at Veterans Lending Group is mainly staffed by former military service personnel.

License Verified:

License: 1924227

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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