Best Mortgage Refinance Companies in Hemet

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1st Choice Home Loans logo
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License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

1st Choice Home Loans

41197 Golden Gate Cir, Murrieta, CA 92562
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  • New Construction

Business Description

1st Choice Home Loans is a brokerage that provides solutions to the refinancing needs of borrowers in Hemet and the neighboring areas. Working with multiple lenders, its mortgage professionals search for loan programs to help homeowners save time and money. They guide mortgage borrowers in accomplishing refinancing transactions, starting from comparison shopping and application to underwriting and closing. In addition, the company performs refinance cash-out solutions by deploying benefit calculators, amortization estimators, and automated pre-approvals.

License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Christy Silva logo
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License: 253868

Nationwide Multistate Licensing System and Registry

Christy Silva

Hemet, CA
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  • New Construction
  • Reverse Mortgages

Business Description

Christy Silva is a mortgage broker at Miller Financial, Inc., serving Hemet residents. Christy helps homeowners get mortgage refinancing for various goals, from lowering interest rates and monthly payments to drawing cash from their home's equity. She helps clients evaluate the differences between loan programs, so they can be confident in their mortgage choice. Christy also works with Realtors and homebuyers on FHA, VA, conventional, and jumbo loans. She has over 20 years of real estate industry experience, including loan origination and home sales.

License Verified:

License: 253868

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Clear Lending Solutions logo
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License: 1112458

Nationwide Multistate Licensing System and Registry

Clear Lending Solutions

1715 Boysen Way, Beaumont, CA 92223
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  • New Construction

Business Description

Clear Lending Solutions caters to people throughout the Hemet community and the neighboring areas. It enables individuals to refinance their existing mortgage loans to lower their interest rates and monthly payments, helping them improve their financial situations. These refinancing loan options are also available for homeowners needing funds for property improvement or debt payments. In addition to offering refinance services, its team helps clients apply for mortgage loans to purchase condominium units, townhouses, manufactured homes, and single- and multi-family units.

License Verified:

License: 1112458

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gravity Mortgage logo
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License Verified:

License: 1772026

Nationwide Multistate Licensing System and Registry

Gravity Mortgage

31290 Windstone Drive, Winchester, CA 92596
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  • New Construction

Business Description

Gravity Mortgage assists Hemet residents in lowering their interest rates and changing the duration of their mortgages through refinancing. Its loan officers compare loans and terms from various financial institutions to identify solutions that meet the unique financial needs of borrowers. In addition, they adhere to transparency when guiding clients through the mortgage process to help them make informed decisions and avoid common mortgage mistakes. Gravity Mortgage has a centralized portal that makes submitting and uploading documents simple.

License Verified:

License: 1772026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Guy Campbell logo
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License: 235872

Nationwide Multistate Licensing System and Registry

Guy Campbell

38625 Calistoga Drive Suite 200, Murrieta, CA 92563
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  • Reverse Mortgages

Business Description

Guy Campbell is a mortgage professional with Patriot Pacific Financial Corp, serving customers in the Hemet metro and nearby areas. He offers mortgage refinancing solutions that help make payments manageable through lower interest rates or provide home equity cash out. He offers conforming, jumbo, FHA, VA, and USDA loans. Campbell is the VP of Lending and creates custom-tailored mortgage solutions based on clients' profiles and financial goals, may they be first-time homebuyers or seasoned investors.

License Verified:

License: 235872

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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HomeSight Mortgage logo
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License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

HomeSight Mortgage

25185 Madison Avenue, Suite A, Murrieta, CA 92562
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  • Reverse Mortgages

Business Description

HomeSight Mortgage is a local brokerage company that serves clients in Hemet and the surrounding communities. It offers home refinance loan options based on the unique criteria and needs of borrowers, including jumbo, super jumbo, FHA, VA, and USDA programs with loan terms from five to 30 years. It assists clients in comparing interest rates and terms. HomeSight Mortgage has been in the business for over 23 years. HomeSight Mortgage founder Paul Williams is also a real estate veteran.

License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Isosceles Mortgage logo
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License Verified:

License: 276612

Nationwide Multistate Licensing System and Registry

Isosceles Mortgage

1656 Hibiscus Ct, Beaumont, CA 92223
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  • New Construction

Business Description

Isosceles Mortgage offers solutions to the home loan needs of customers in the Hemet metro. It provides mortgage refinance options for clients who are planning to cash out or lower their rates and terms. It has loan refinancing programs such as VA streamline, VA cash out, FHA cash out, and FHA streamline. The company also has jumbo and FHA reverse mortgage programs for purchase and refinance. Isosceles Mortgage is a subsidiary of West One Capital Group.

License Verified:

License: 276612

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Luxe Lending logo
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License Verified:

License: 389986

Nationwide Multistate Licensing System and Registry

Luxe Lending

39252 Winchester Rd., Ste. 107-449, Murrieta, CA 92563
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  • New Construction
  • Reverse Mortgages

Business Description

Luxe Lending provides home financing solutions for residents in and around the Hemet area. The agency caters to different types of individuals, including borrowers who are looking to change loan rates or terms, switch from an adjustable to a fixed-rate mortgage, consolidate debts, renovate a property, and drop PMI payment plans. Its loan programs include conventional, jumbo, reverse, and government-insured options. Founder Brent Hawkins has over two decades of experience as a real estate and mortgage broker.

License Verified:

License: 389986

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
NexGen Mortgage logo
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License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

NexGen Mortgage

25096 Jefferson Ave, Murrieta, CA 92562
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  • Reverse Mortgages

Business Description

NexGen Mortgage serves clients in the Hemet metro and the surrounding areas. It works with homeowners who are thinking of refinancing their mortgages, helping them save more money and get lower monthly rates. Its loan options include adjustable- and conventional fixed-rate, construction, home equity, FHA, jumbo, and VA loans. It also offers reverse mortgages for homeowners who are 65 and older. The team walks the customers through the process, including pre-qualification, application, underwriting, closing, and summation.

License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Summit Home & Lending logo
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License Verified:

License: 932287

Nationwide Multistate Licensing System and Registry

Summit Home & Lending

Hemet, CA
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  • Reverse Mortgages

Business Description

Summit Home & Lending provides mortgage refinance solutions for clients in the Hemet metro. It caters to homeowners who want to refinance their existing mortgages to lower their interest rates, reduce their monthly payments, or shorten their loan terms. The agency works with a network of more than 40 lenders to find the best loan to suit each client's specific needs, offering options such as FHA 203(k), FHA, VA, jumbo, and conventional loans. Summit Home & Lending also serves clients throughout the rest of California.

License Verified:

License: 932287

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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The Phoenix Man Financials logo
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License Verified:

License: 1675089

Nationwide Multistate Licensing System and Registry

The Phoenix Man Financials

24816 Morning Mist Dr, Moreno Valley, CA 92557
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  • New Construction

Business Description

The Phoenix Man Financials caters to clients in Hemet and the surrounding areas. Its mortgage advisors help homeowners who wish to fund their outstanding loans through refinancing, which allows them to modify terms and interest rates. They also assist individuals and families applying for a home-purchasing loan program. They guide clients in selecting from the loan programs available, which may cover properties like townhouses, condominiums, and single- or multi-family homes. The firm also provides real estate selling and buying assistance.

License Verified:

License: 1675089

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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