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Best Mortgage Refinance Companies in Menifee

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2023
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1st Choice Home Loans logo
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License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

1st Choice Home Loans

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41197 Golden Gate Cir, Murrieta, CA 92562
  • New Construction
  • Reverse Mortgages

Business Description

1st Choice Home Loans helps people in Menifee achieve their mortgage goals and home ownership dreams. It provides homeowners access to new mortgage loans that will replace their current ones through refinancing. Its loan consultants handle various home financing options from multiple lenders, such as fixed-rate, adjustable-rate, and FHA loans. In addition, they guide borrowers through the mortgage process to facilitate straightforward real estate transactions. The brokerage focuses on providing residential mortgage products, using mortgage calculators to project the potential expenses of clients.

License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Click Mortgage logo

License Verified:

License: 284021

Nationwide Multistate Licensing System and Registry

Click Mortgage

Menifee, CA
  • Commercial Loans

Business Description

Click Mortgage takes advantage of current technology to serve the refinancing goals of homeowners in Menifee. The company assists borrowers in refinancing existing loans to eliminate monthly PMI, secure lower interest rates, and obtain cash from equity. Its team of mortgage professionals keeps clients informed of exclusive programs and industry trends so that they can make educated decisions. Click Mortgage is FlexClose Funding Certified and a division of Golden Bear Capital, Inc. It has been operating since 2005.

License Verified:

License: 284021

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Direct Home Lending logo
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License Verified:

License: 274058

Nationwide Multistate Licensing System and Registry

Direct Home Lending

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4160 Temescal Canyon Rd Suite 601, Corona, CA 92883
  • New Construction

Business Description

Direct Home Lending is a full-service mortgage company that caters to residents in Menifee. It aims to find the right home loan on behalf of clients while considering their needs, finances, and history. Its team offers information on a variety of mortgage refinancing rates and options. For those who want to purchase a new home, it helps obtain fixed-rate mortgages and VA, FHA, and jumbo loans. The company's mortgage advisors help borrowers overcome challenges that may arise while securing a loan.

License Verified:

License: 274058

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (198)
Yelp
4.5 / 5 (59)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Guy Campbell logo
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License Verified:

License: 235872

Nationwide Multistate Licensing System and Registry

Guy Campbell

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38625 Calistoga Drive, Murrieta, CA 92563
  • Reverse Mortgages

Business Description

Guy Campbell guides borrowers in the Menifee area through their home loan journey. He offers multiple products such as FHA, VA, jumbo, 203K, HARP, and conventional loans that are available in 5- to 30-year terms. He assists qualified first-time buyers or seasoned homeowners in exploring down payment assistance options that help meet their financial situation and home needs. Guy Campbell is a member of the Brokers are Better Network and the Association of Independent Mortgage Brokers.

License Verified:

License: 235872

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Home Loan Approval Center logo
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License Verified:

License: 1954392

Nationwide Multistate Licensing System and Registry

Home Loan Approval Center

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29895 Masters Drive, Murrieta, CA 92563
  • New Construction

Business Description

Home Loan Approval Center is a local mortgage company that helps Menifee residents who are looking for refinancing options. It employs a simple analysis tool that allows its clients to compare rates so that they can pick the best program for their needs. The team assists those looking to restructure their debts or gain access to cash. Other programs include FHA, VA, jumbo, USDA, and fixed and adjustable-rate loans. Home Loan Approval has been serving the local area since 1999.

License Verified:

License: 1954392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HomeSight Mortgage logo
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License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

HomeSight Mortgage

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25185 Madison Avenue, Suite A, Murrieta, CA 92562
  • New Construction
  • Reverse Mortgages

Business Description

HomeSight Mortgage caters to homeowners and home buyers in Menifee. Its mortgage refinancing solutions include USDA, VA, FHA, jumbo, and conforming loans with terms ranging from five to 30 years. It also offers fixed-rate and adjustable-rate options based on the needs and circumstances of clients. Additionally, it has HECM reverse mortgage loans to help seniors convert their home equity into cash with no monthly payments. The firm has been serving the community for over 23 years.

License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kim England logo
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License Verified:

License: 233892

Nationwide Multistate Licensing System and Registry

Kim England

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31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
  • New Construction

Business Description

Kim England is a loan officer for Point Mortgage Corporation, a brokerage company serving homeowners and buyers in and around Menifee. She provides refinancing options for various property types, such as manufactured homes, townhouses, condominiums, multi-family, and single-family. The agent also offers a variety of online resources, including digital forms, mortgage basics, interactive calculators, loan processes/programs, decision-making articles, and videos. Point Mortgage Corporation places emphasis on individualized attention. The company is based in Canyon Lake.

License Verified:

License: 233892

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Medina Team logo

License Verified:

License: 395424

Nationwide Multistate Licensing System and Registry

Medina Team

28475 Old Town Front St. Ste. M, Temecula, CA 92590
  • New Construction
  • Reverse Mortgages

Business Description

Medina Team, a franchise of Fairway Independent Mortgage Corporation, offers services to clients across Menifee and the neighboring cities. It specializes in guiding individuals with their home refinancing matters to lower their monthly payments, reduce their interests, and change their loan terms. These refinancing services also help clients take cash from their home's equity. Medina Team is available for jumbo, VA, USDA, FHA, and reverse loan options. Its area manager and loan officer, Dave Medina, has been working in the company since 2003.

License Verified:

License: 395424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NexGen Mortgage logo
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License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

NexGen Mortgage

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25096 Jefferson Ave, Murrieta, CA 92562
  • New Construction

Business Description

NexGen Mortgage serves the real estate needs of residents in the Menifee metro and nearby locations. It provides refinancing solutions to help families and individuals acquire their dream single-family homes, condominiums, townhouses, and manufactured or mobile homes. The company assists borrowers in creating refinancing strategies that lower their monthly payments and interest rates. Its team also processes construction, conventional, FHA, and VA loans. CEO Giovanni Aranda has been in the mortgage industry for over 20 years.

License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pure Mortgage logo
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License Verified:

License: 1910299

Nationwide Multistate Licensing System and Registry

Pure Mortgage

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473 E Carnegie Dr., Suite 200, San Bernardino, CA 92408
  • New Construction

Business Description

Pure Mortgage offers a variety of refinancing options to prospective applicants in Menifee. The agency's portfolio of mortgage choices includes fixed- and adjustable-rate programs that extend between five to 30 years and cover financial endeavors, like debt consolidation and home improvements. Its agents employ a comprehensive process that involves holistic assessments of each client's income status and outstanding debts. It also scrutinizes applicant criteria in line with local economic factors, such as mortgage rates and potential market trend changes.

License Verified:

License: 1910299

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Randy Van Orden logo

License Verified:

License: 344029

Nationwide Multistate Licensing System and Registry

Randy Van Orden

43050 Calle Cristal, Temecula, CA 92592
  • New Construction

Business Description

Randy Van Orden is a mortgage advisor at Security National Mortgage that caters to real estate investors and residential property owners in and around Menifee. He provides various refinance options, such as conventional, FHA, VA, and mortgage loans for 15, 20, and 30-year terms. He has been working in the real estate investment financing and residential mortgage industry for more than 25 years. He also handles USDA, kiddie condo, and good neighbor next door programs. Security National Mortgage is a Fannie Mae direct lender.

License Verified:

License: 344029

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Loan Center logo

License Verified:

License: 806124

Nationwide Multistate Licensing System and Registry

United Loan Center

41663 Date Street Suite 201, Murrieta, CA 92562
  • Reverse Mortgages

Business Description

United Loan Center is a mortgage broker that lists the Menifee metro as one of its service areas. Through major lenders in the industry, the company implements refinancing programs such as 203K loans, streamline refinance from VA or FHA, DU Refi Plus, and HARP. Additionally, it employs home value estimation tools, refinancing benefits calculators, and online application procedures to aid mortgage borrowers in making decisions and undergoing a less stressful experience. United Loan Center also handles Spanish loan applications.

License Verified:

License: 806124

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
William Cook Mortgage Pro logo

License Verified:

License: 1048392

Nationwide Multistate Licensing System and Registry

William Cook Mortgage Pro

26395 Jefferson Ave, Suite E, Murrieta, CA 92562
  • Reverse Mortgages

Business Description

William Cook Mortgage Pro accommodates self-employed individuals, real estate investors, and first-time homebuyers in Menifee and its surrounding communities. The firm assists clients in financing their home upgrade projects, reducing their mortgage payments, and consolidating their debt by providing various refinance programs, such as interest-only loans and cash-in and cash-out refinance. It also handles jumbo, conventional, and no-tax return loans. Senior loan consultant William Cook has over a decade of industry experience. He is licensed to serve customers in Texas, Colorado, and Florida.

License Verified:

License: 1048392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.