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Best Mortgage Refinance Companies in Menifee

2024

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Providers

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Website
4160 Temescal Canyon Rd Suite 601, Corona, CA 92883
  • New Construction

Why choose this provider?

Direct Home Lending is a full-service mortgage company that caters to residents in Menifee. It aims to find the right home loan on behalf of clients while considering their needs, finances, and history. Its team offers information on a variety of mortgage refinancing rates and options. For those who want to purchase a new home, it helps obtain fixed-rate mortgages and VA, FHA, and jumbo loans. The company's mortgage advisors help borrowers overcome challenges that may arise while securing a loan.

License Verified:

License: 274058

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (198)
Yelp
4.5 / 5 (59)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25185 Madison Avenue, Suite A, Murrieta, CA 92562
  • New Construction
  • Reverse Mortgages

Why choose this provider?

HomeSight Mortgage caters to homeowners and home buyers in Menifee. Its mortgage refinancing solutions include USDA, VA, FHA, jumbo, and conforming loans with terms ranging from five to 30 years. It also offers fixed-rate and adjustable-rate options based on the needs and circumstances of clients. Additionally, it has HECM reverse mortgage loans to help seniors convert their home equity into cash with no monthly payments. The firm has been serving the community for over 23 years.

License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
473 E Carnegie Dr., Suite 200, San Bernardino, CA 92408
  • New Construction

Why choose this provider?

Pure Mortgage offers a variety of refinancing options to prospective applicants in Menifee. The agency's portfolio of mortgage choices includes fixed- and adjustable-rate programs that extend between five to 30 years and cover financial endeavors, like debt consolidation and home improvements. Its agents employ a comprehensive process that involves holistic assessments of each client's income status and outstanding debts. It also scrutinizes applicant criteria in line with local economic factors, such as mortgage rates and potential market trend changes.

License Verified:

License: 1910299

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29895 Masters Drive, Murrieta, CA 92563
  • New Construction

Why choose this provider?

Home Loan Approval Center is a local mortgage company that helps Menifee residents who are looking for refinancing options. It employs a simple analysis tool that allows its clients to compare rates so that they can pick the best program for their needs. The team assists those looking to restructure their debts or gain access to cash. Other programs include FHA, VA, jumbo, USDA, and fixed and adjustable-rate loans. Home Loan Approval has been serving the local area since 1999.

License Verified:

License: 1954392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
25096 Jefferson Ave, Murrieta, CA 92562
  • New Construction

Why choose this provider?

NexGen Mortgage serves the real estate needs of residents in the Menifee metro and nearby locations. It provides refinancing solutions to help families and individuals acquire their dream single-family homes, condominiums, townhouses, and manufactured or mobile homes. The company assists borrowers in creating refinancing strategies that lower their monthly payments and interest rates. Its team also processes construction, conventional, FHA, and VA loans. CEO Giovanni Aranda has been in the mortgage industry for over 20 years.

License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38625 Calistoga Drive, Murrieta, CA 92563
  • Reverse Mortgages

Why choose this provider?

Guy Campbell guides borrowers in the Menifee area through their home loan journey. He offers multiple products such as FHA, VA, jumbo, 203K, HARP, and conventional loans that are available in 5- to 30-year terms. He assists qualified first-time buyers or seasoned homeowners in exploring down payment assistance options that help meet their financial situation and home needs. Guy Campbell is a member of the Brokers are Better Network and the Association of Independent Mortgage Brokers.

License Verified:

License: 235872

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
41197 Golden Gate Cir, Murrieta, CA 92562
  • New Construction
  • Reverse Mortgages

Why choose this provider?

1st Choice Home Loans helps people in Menifee achieve their mortgage goals and home ownership dreams. It provides homeowners access to new mortgage loans that will replace their current ones through refinancing. Its loan consultants handle various home financing options from multiple lenders, such as fixed-rate, adjustable-rate, and FHA loans. In addition, they guide borrowers through the mortgage process to facilitate straightforward real estate transactions. The brokerage focuses on providing residential mortgage products, using mortgage calculators to project the potential expenses of clients.

License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Website
Menifee, CA
  • Commercial Loans

Why choose this provider?

Click Mortgage takes advantage of current technology to serve the refinancing goals of homeowners in Menifee. The company assists borrowers in refinancing existing loans to eliminate monthly PMI, secure lower interest rates, and obtain cash from equity. Its team of mortgage professionals keeps clients informed of exclusive programs and industry trends so that they can make educated decisions. Click Mortgage is FlexClose Funding Certified and a division of Golden Bear Capital, Inc. It has been operating since 2005.

License Verified:

License: 284021

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26395 Jefferson Ave, Suite E, Murrieta, CA 92562
  • Reverse Mortgages

Why choose this provider?

William Cook Mortgage Pro accommodates self-employed individuals, real estate investors, and first-time homebuyers in Menifee and its surrounding communities. The firm assists clients in financing their home upgrade projects, reducing their mortgage payments, and consolidating their debt by providing various refinance programs, such as interest-only loans and cash-in and cash-out refinance. It also handles jumbo, conventional, and no-tax return loans. Senior loan consultant William Cook has over a decade of industry experience. He is licensed to serve customers in Texas, Colorado, and Florida.

License Verified:

License: 1048392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Website
43050 Calle Cristal, Temecula, CA 92592
  • New Construction

Why choose this provider?

Randy Van Orden is a mortgage advisor at Security National Mortgage that caters to real estate investors and residential property owners in and around Menifee. He provides various refinance options, such as conventional, FHA, VA, and mortgage loans for 15, 20, and 30-year terms. He has been working in the real estate investment financing and residential mortgage industry for more than 25 years. He also handles USDA, kiddie condo, and good neighbor next door programs. Security National Mortgage is a Fannie Mae direct lender.

License Verified:

License: 344029

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
  • New Construction

Why choose this provider?

Kim England is a loan officer for Point Mortgage Corporation, a brokerage company serving homeowners and buyers in and around Menifee. She provides refinancing options for various property types, such as manufactured homes, townhouses, condominiums, multi-family, and single-family. The agent also offers a variety of online resources, including digital forms, mortgage basics, interactive calculators, loan processes/programs, decision-making articles, and videos. Point Mortgage Corporation places emphasis on individualized attention. The company is based in Canyon Lake.

License Verified:

License: 233892

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
41663 Date Street Suite 201, Murrieta, CA 92562
  • Reverse Mortgages

Why choose this provider?

United Loan Center is a mortgage broker that lists the Menifee metro as one of its service areas. Through major lenders in the industry, the company implements refinancing programs such as 203K loans, streamline refinance from VA or FHA, DU Refi Plus, and HARP. Additionally, it employs home value estimation tools, refinancing benefits calculators, and online application procedures to aid mortgage borrowers in making decisions and undergoing a less stressful experience. United Loan Center also handles Spanish loan applications.

License Verified:

License: 806124

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How much do you need to pay when refinancing a mortgage in Menifee?

    It depends. Refinancing costs can fluctuate since they are influenced by factors like the current economic conditions within your area and the type of loan you are taking out. However, you may need to pay 2-5% of your loan amount during closing procedures. Closing costs in Menifee usually include application, appraisal, underwriting, and credit check fees.

  • What factors should borrowers consider when shopping for a mortgage lender in Menifee?

    When shopping for a mortgage lender, borrowers should consider their rates, lending process, and quality management. They should seek Menifee-based lenders that guide them throughout the mortgage lending process and efficiently answer questions about possible loan options or financing details. In addition, borrowers need to consider a lender's transparency regarding downpayment, closing fees, and insurance.

  • What are the advantages of hiring a mortgage broker in Menifee?

    One advantage of hiring a mortgage broker in Menifee is a streamlined mortgage shopping process. Brokers often have a network of real estate professionals, allowing them to connect borrowers with mortgage lenders that fit their needs and home-buying specifications. They can also collect and prepare documents that lenders may need for loan approval procedures, from tax returns to credit reports.

  • Why do Menifee residents refinance their mortgages after a divorce?

    Menifee residents undergo refinancing procedures after a divorce to get a new mortgage solely under their names and shoulder monthly payments alone. However, divorced individuals still need to remove their former spouse's name on the property title through a quitclaim deed if they want to make real estate decisions on their own and acquire home equity benefits.

  • Do you need to open an escrow account when undergoing mortgage procedures in Menifee?

    Yes, most lenders in Menifee require their clients to open an escrow account when undergoing mortgage procedures. Lenders set up these accounts to make property-related payments within your loan program. These payments often include homeowner's insurance, private mortgage protection, and property tax. The money used for these fees is taken from a borrower's monthly installments.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.