Best Mortgage Refinance Companies in Menifee

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1st Choice Home Loans logo
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License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

1st Choice Home Loans

41197 Golden Gate Cir, Murrieta, CA 92562
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  • New Construction
  • Reverse Mortgages

Business Description

1st Choice Home Loans helps people in Menifee achieve their mortgage goals and home ownership dreams. It provides homeowners access to new mortgage loans that will replace their current ones through refinancing. Its loan consultants handle various home financing options from multiple lenders, such as fixed-rate, adjustable-rate, and FHA loans. In addition, they guide borrowers through the mortgage process to facilitate straightforward real estate transactions. The brokerage focuses on providing residential mortgage products, using mortgage calculators to project the potential expenses of clients.

License Verified:

License: 1631472

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Direct Home Lending logo
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License: 274058

Nationwide Multistate Licensing System and Registry

Direct Home Lending

4160 Temescal Canyon Rd Suite 601, Corona, CA 92883
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  • New Construction

Business Description

Direct Home Lending is a full-service mortgage company that caters to residents in Menifee. It aims to find the right home loan on behalf of clients while considering their needs, finances, and history. Its team offers information on a variety of mortgage refinancing rates and options. For those who want to purchase a new home, it helps obtain fixed-rate mortgages and VA, FHA, and jumbo loans. The company's mortgage advisors help borrowers overcome challenges that may arise while securing a loan.

License Verified:

License: 274058

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (203)
Yelp
4.5 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Guy Campbell logo
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License: 235872

Nationwide Multistate Licensing System and Registry

Guy Campbell

38625 Calistoga Drive, Murrieta, CA 92563
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  • Reverse Mortgages

Business Description

Guy Campbell guides borrowers in the Menifee area through their home loan journey. He offers multiple products such as FHA, VA, jumbo, 203K, HARP, and conventional loans that are available in 5- to 30-year terms. He assists qualified first-time buyers or seasoned homeowners in exploring down payment assistance options that help meet their financial situation and home needs. Guy Campbell is a member of the Brokers are Better Network and the Association of Independent Mortgage Brokers.

License Verified:

License: 235872

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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HomeSight Mortgage logo
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License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

HomeSight Mortgage

25185 Madison Avenue, Suite A, Murrieta, CA 92562
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  • New Construction
  • Reverse Mortgages

Business Description

HomeSight Mortgage caters to homeowners and home buyers in Menifee. Its mortgage refinancing solutions include USDA, VA, FHA, jumbo, and conforming loans with terms ranging from five to 30 years. It also offers fixed-rate and adjustable-rate options based on the needs and circumstances of clients. Additionally, it has HECM reverse mortgage loans to help seniors convert their home equity into cash with no monthly payments. The firm has been serving the community for over 23 years.

License Verified:

License: 953720

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Medina Team logo
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License Verified:

License: 395424

Nationwide Multistate Licensing System and Registry

Medina Team

28475 Old Town Front St. Ste. M, Temecula, CA 92590
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  • New Construction
  • Reverse Mortgages

Business Description

Medina Team, a franchise of Fairway Independent Mortgage Corporation, offers services to clients across Menifee and the neighboring cities. It specializes in guiding individuals with their home refinancing matters to lower their monthly payments, reduce their interests, and change their loan terms. These refinancing services also help clients take cash from their home's equity. Medina Team is available for jumbo, VA, USDA, FHA, and reverse loan options. Its area manager and loan officer, Dave Medina, has been working in the company since 2003.

License Verified:

License: 395424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
NexGen Mortgage logo
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License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

NexGen Mortgage

25096 Jefferson Ave, Murrieta, CA 92562
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  • New Construction

Business Description

NexGen Mortgage serves the real estate needs of residents in the Menifee metro and nearby locations. It provides refinancing solutions to help families and individuals acquire their dream single-family homes, condominiums, townhouses, and manufactured or mobile homes. The company assists borrowers in creating refinancing strategies that lower their monthly payments and interest rates. Its team also processes construction, conventional, FHA, and VA loans. CEO Giovanni Aranda has been in the mortgage industry for over 20 years.

License Verified:

License: 1740426

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pure Mortgage logo
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License Verified:

License: 1910299

Nationwide Multistate Licensing System and Registry

Pure Mortgage

473 E Carnegie Dr., Suite 200, San Bernardino, CA 92408
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  • New Construction

Business Description

Pure Mortgage offers a variety of refinancing options to prospective applicants in Menifee. The agency's portfolio of mortgage choices includes fixed- and adjustable-rate programs that extend between five to 30 years and cover financial endeavors, like debt consolidation and home improvements. Its agents employ a comprehensive process that involves holistic assessments of each client's income status and outstanding debts. It also scrutinizes applicant criteria in line with local economic factors, such as mortgage rates and potential market trend changes.

License Verified:

License: 1910299

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Randy Van Orden logo
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License Verified:

License: 344029

Nationwide Multistate Licensing System and Registry

Randy Van Orden

43050 Calle Cristal, Temecula, CA 92592
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  • New Construction

Business Description

Randy Van Orden is a mortgage advisor at Security National Mortgage that caters to real estate investors and residential property owners in and around Menifee. He provides various refinance options, such as conventional, FHA, VA, and mortgage loans for 15, 20, and 30-year terms. He has been working in the real estate investment financing and residential mortgage industry for more than 25 years. He also handles USDA, kiddie condo, and good neighbor next door programs. Security National Mortgage is a Fannie Mae direct lender.

License Verified:

License: 344029

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Loan Center logo
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License Verified:

License: 806124

Nationwide Multistate Licensing System and Registry

United Loan Center

41663 Date Street Suite 201, Murrieta, CA 92562
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  • Reverse Mortgages

Business Description

United Loan Center is a mortgage broker that lists the Menifee metro as one of its service areas. Through major lenders in the industry, the company implements refinancing programs such as 203K loans, streamline refinance from VA or FHA, DU Refi Plus, and HARP. Additionally, it employs home value estimation tools, refinancing benefits calculators, and online application procedures to aid mortgage borrowers in making decisions and undergoing a less stressful experience. United Loan Center also handles Spanish loan applications.

License Verified:

License: 806124

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (13)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
William Cook Mortgage Pro logo
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License Verified:

License: 1048392

Nationwide Multistate Licensing System and Registry

William Cook Mortgage Pro

26395 Jefferson Ave, Suite E, Murrieta, CA 92562
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  • Reverse Mortgages

Business Description

William Cook Mortgage Pro accommodates self-employed individuals, real estate investors, and first-time homebuyers in Menifee and its surrounding communities. The firm assists clients in financing their home upgrade projects, reducing their mortgage payments, and consolidating their debt by providing various refinance programs, such as interest-only loans and cash-in and cash-out refinance. It also handles jumbo, conventional, and no-tax return loans. Senior loan consultant William Cook has over a decade of industry experience. He is licensed to serve customers in Texas, Colorado, and Florida.

License Verified:

License: 1048392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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