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Best Life Insurance Companies in Hesperia

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Amy Martinez logo

Amy Martinez

15550 Main Street, Hesperia, CA 92345
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  • Life Insurance
  • Health Insurance

Amy Martinez is a State Farm insurance agent who has been servicing the Hesperia community since 2011. She assists individuals in determining whether they need term, whole, and universal life insurance depending on their needs and financial goals. As an entrepreneur herself, she also helps small businesses utilize life insurance coverage for different purposes, such as business continuation, employee benefits, and key employee incentives. Martinez and her team also offer pet, health, and home insurance. She caters to English-speaking and Spanish-speaking clients.

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Anthony Flores logo

Anthony Flores

14444 California Avenue, Victorville, CA 92392
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  • Life Insurance
  • Health Insurance

Anthony Flores works as an insurance agent for State Farm, serving clients in Hesperia and the surrounding areas. He assists individuals in preserving the financial security of their dependents through a life insurance policy. His team focuses on term life, whole life, and universal life insurance policies. He also offers individual medical, supplemental health, and Medicare insurance plans. Anthony has been with State Farm Insurance since 2005. He also caters to Spanish-speaking members of the community.

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Boulder Insurance Agency logo

Boulder Insurance Agency

14411 Main Street, Hesperia, CA 92345
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  • Life Insurance
  • Individual Plans

Boulder Insurance Agency is a Hesperia-based firm offering personal insurance programs to its clients, including life, home, renters', auto, classic car, and motorcycle insurance. It also provides insurance plans to businesses and aids truckers in insuring their commercial services. With over 15 years of experience in the industry, it has broadened its skills to include accounting services, specializing in individual and commercial taxes. It also assists in LLC entity filings, accounting, and bookkeeping for companies.

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Kathleen Hopkins logo

Kathleen Hopkins

9594 I Avenue, Hesperia, CA 92345
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  • Life Insurance

Kathleen Hopkins is a Farmers Insurance agent in Hesperia since 1990. She offers insurance coverage like automobile insurance, life insurance, homeowners' insurance, renters' insurance, and business insurance according to what her clients need at the moment. Kathleen Hopkins is equipped with almost 30 years of experience in the industry. She can offer her expertise to people in Hesperia, Apple Valley, Victorville, Adelanto, and Wrightwood. Kathleen Hopkins is proficient in both English and Spanish, a skill she trained for to better serve her constituents.

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Midgard Life Insurance Services logo

Midgard Life Insurance Services

17133 Main Street, Hesperia, CA 92345
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  • Life Insurance

Midgard Life Insurance Services is an insurance agency that caters to individuals and families in Hesperia and the surrounding communities. It helps clients protect their families from financial distress by offering life insurance, which can cover doctor bills, final expenses, legal fees, and outstanding debts. This product also provides cash benefits for the policyholder's beneficiaries. The team at Midgard Life Insurance Services focuses on customer service by assisting clients throughout the entire process of life insurance acquisition.

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Paul McClain logo

Paul McClain

10770 I Avenue, Hesperia, CA 92345
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  • Life Insurance

Paul McClain, the Vice President of Family First Life West Coast, offers his expertise in life insurance, finance, and retirement planning to clients in Hesperia and the surrounding towns. He gives financial advice and also deals with insurance products in other states, like Arizona, Florida, Nevada, Ohio, and Pennsylvania. McClain has been commended by his previous clients due to his knowledge and experience as an insurance agent. Moreover, Family First Life West Coast partners with carriers like Mutual of Omaha and AIG.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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