Best Mortgage Refinance Companies in Hesperia

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Anaheim Hills Team logo
Visit WebsiteWebsite

License Verified:

License: 247099

Nationwide Multistate Licensing System and Registry

Anaheim Hills Team

155 N. Riverview Drive, Anaheim Hills, CA 92808
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Anaheim Hills Team is part of GEM Mortgage and provides refinancing services to homeowners in Hesperia. The team guides clients in securing refinancing programs that meet various needs, such as rate and term reduction and cashout. The team deploys benefits calculators to aid borrowers in estimating the pros and cons of getting a refinance. GEM Mortgage has been serving the homeownership goals of individuals and families for over 30 years. Additionally, it serves the communities of Texas, Oregon, and Colorado.

License Verified:

License: 247099

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (87)
Facebook
4.6 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Executive Home Loan, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 333194

Nationwide Multistate Licensing System and Registry

Executive Home Loan, Inc.

Lake Arrowhead, CA 92352
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Executive Home Loan, Inc., caters to clients throughout Hesperia. The company guides homeowners through the process of refinancing their mortgages. It takes into consideration the client's financial circumstances to help them fulfill a range of goals, from reduced interest rates to modified program terms. The company has experience changing the terms of loan programs backed by the VA, FHA, and USDA. Executive Home Loan is a family-owned enterprise that has been in the industry since 1998. Its team includes members fluent in Farsi.

License Verified:

License: 333194

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EZ Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 1950173

Nationwide Multistate Licensing System and Registry

EZ Home Loans

12061 Jacaranda Ave Suite 2B, Hesperia, CA 92345
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

EZ Home Loans serves people residing in Hesperia and the surrounding areas. It helps homeowners lower their monthly payments and interest rates through mortgage refinancing. It also provides a wide variety of lending options for clients looking to purchase a house, including FHA, VA, fixed-rate, and adjustable-rate loans. Additionally, the company's team of loan specialists assists seniors aged 62 and older in applying for a reverse mortgage loan. They guide clients in every step of the loan application process, from pre-qualification to closing.

License Verified:

License: 1950173

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fire Your Landlord logo
Visit WebsiteWebsite

License Verified:

License: 240870

Nationwide Multistate Licensing System and Registry

Fire Your Landlord

8291 Utica Avenue Suite 222, Rancho Cucamonga, CA 91730
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Fire Your Landlord is a mortgage broker guiding Hesperia clients towards homeownership. It brings together homebuyers, credit-challenged borrowers, Realtors, and loan officers to tackle funding concerns. Company owner Chris Trapani assesses existing loan status by checking clients' mortgage statements, principal interest rates, monthly payments, and taxes. He determines whether refinancing could help save money through reduced rates, shortened terms, or equity cashouts. He offers various government-backed refinancing options, including VA's interest rate reduction program. Trapani belongs to the American Financial Network.

License Verified:

License: 240870

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Choice Funding Solutions, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 250797

Nationwide Multistate Licensing System and Registry

First Choice Funding Solutions, Inc.

415 W. Foothill Blvd. Suite 239, Claremont, CA 91711
Visit WebsiteWebsite

Business Description

First Choice Funding Solutions, Inc., caters to clients in Hesperia and the neighboring communities. It assists homeowners who want to refinance their current mortgages, helping them lower monthly payments, shorten loan terms, and reduce interest rates. Its team offers FHA, VA, conventional, and jumbo mortgages, as well as no income verification and no down payment loan options. The Claremont-based agency customizes second mortgage, construction, and investor loans. It also provides solutions to help individuals rebuild their credit score prior to getting a loan.

License Verified:

License: 250797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Imagine Loan Funding logo
Visit WebsiteWebsite

License Verified:

License: 1866855

Nationwide Multistate Licensing System and Registry

Imagine Loan Funding

11963 Stovall Way, Yucaipa, CA 92399
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Imagine Loan Funding caters to clients throughout Hesperia and the surrounding areas. It offers mortgage refinancing services for current homeowners looking to receive extra cash for their home improvement projects or obtain lower rates. This assistance extends to refinance analysis and pre-approval letters. Its selection of loan products also includes adjustable-rate, FHA, VA, jumbo, 203k, and reverse mortgage loans. Imagine Loan Funding's mortgage brokers, Darren and Shelly Jenkins, have over three decades of combined lending experience.

License Verified:

License: 1866855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Innovation Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 258358

Nationwide Multistate Licensing System and Registry

Innovation Mortgage Group

12600 Hesperia Road Suite B, Victorville, CA 92395
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

The Innovation Mortgage Group offers its solutions to clients of the Goldstar Mortgage Financial Group throughout Hesperia. The division's agents help potential applicants consolidate their outstanding debts, improve their interest rates, and obtain home equity cash-outs for domestic initiatives using a variety of refinancing options. They canvass and customize each opportunity in line with each client's credit history, existing loans, and long-term income capabilities. They also provide informative guidance using their knowledge of industry-approved lending procedures, local market trends, and interest rate changes.

License Verified:

License: 258358

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
––
Helpfulness
Detail
––
Mike Berrios logo
Visit WebsiteWebsite

License Verified:

License: 155795

Nationwide Multistate Licensing System and Registry

Mike Berrios

8311 Haven Ave. Suite 150, Rancho Cucamonga, CA 91730
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Mike Berrios deals with clients throughout Hesperia. He helps homeowners lower their interest rates through assistance with the mortgage refinancing process. He runs a website that contains tools like affordability calculators to guide individuals in their decision-making. Berrios has dealt with clients seeking to qualify for a cash-out refinance program. He also provides a range of financing solutions for aspiring homeowners, from USDA, FHA, or VA-backed loans to jumbo programs. Berrios collaborates with realtors and home builders to offer down payment assistance programs for individuals.

License Verified:

License: 155795

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mountain West Financial Inc logo
Visit WebsiteWebsite

License Verified:

License: 164497

Nationwide Multistate Licensing System and Registry

Mountain West Financial Inc

8275 Sierra Avenue, Suite 106, Fontana, CA 92335
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Mountain West Financial Inc. is a mortgage company established in 1990. It serves borrowers in Hesperia seeking to refinance their existing mortgage or purchase a home by providing various loan programs, such as USDA, VA, FHA, conventional, and jumbo loans. The firm designs these products considering current financing needs and incorporates technology tools into its services, such as providing a user-friendly mobile application. It also offers specialty down payment and affordable housing programs for military veterans, police officers, firefighters, and teachers.

License Verified:

License: 164497

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prism Light Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2096784

Nationwide Multistate Licensing System and Registry

Prism Light Mortgage

10722 Arrow Route #306, Rancho Cucamonga, CA 91730
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Prism Light Mortgage caters to homebuyers and homeowners in Hesperia and its surrounding areas. It helps borrowers lower their monthly payments and change their mortgage terms by providing them with various refinance solutions based on their specific needs and circumstances, such as FHA, VA, USDA, jumbo, and super jumbo loans. Additionally, it offers cash-out options from customers' home equity. Interest-only, no-doc, and no-closing-cost mortgages are also available. The company's team members process loans using industry-standard technology.

License Verified:

License: 2096784

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steve Chavarria logo
Visit WebsiteWebsite

License Verified:

License: 354667

Nationwide Multistate Licensing System and Registry

Steve Chavarria

9431 Haven Ave Ste. 232, Rancho Cucamonga, CA 91730
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Steve Chavarria is a senior loan officer for Nexx Mortgage who provides financing solutions to clients in and around Hesperia. He helps homeowners who wish to lower their interest rates and monthly payments, alter the terms of their loans, or withdraw cash from their home's equity through mortgage refinancing. He also works with 20 different banks to assist homebuyers in securing the loan program that suits their needs, choosing among conventional, FHA, or VA. Chavarria carries more than 17 years of industry experience.

License Verified:

License: 354667

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Bass logo
Visit WebsiteWebsite

License Verified:

License: 236823

Nationwide Multistate Licensing System and Registry

Tom Bass

1041 E 16th St, D, Upland, CA 91784
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Tom Bass is a Bayport Financial lending agent who caters to individuals and families from Hesperia. He provides comprehensive guidance on the factors and requirements involved in refinancing plans for long-term goals that involve debt consolidation and interest rate reduction. He also has tailored programs that offer potential equity cash-outs for home improvements and tuition fees. Bass organizes property and asset appraisals and delivers informative reports on local marketing influences and interest rate changes as part of his holistic approach to each application.

License Verified:

License: 236823

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tyler Tellez logo
Visit WebsiteWebsite

License Verified:

License: 2316182

Nationwide Multistate Licensing System and Registry

Tyler Tellez

1758 Orange Tree Lane, Suite A, Redlands, CA 92374
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Tyler Tellez offers home financing solutions to residents in Hesperia and the surrounding locations. The mortgage advisor caters to different types of clients, covering investors, homeowners, and first-time homebuyers. To meet their individual needs, he offers various programs such as jumbo and cash-out refinance loans. He also provides reverse mortgages for seniors looking to supplement their income or tap into home equity. In addition, Tellez offers VA loans, which is a government-backed program designed for veterans.

License Verified:

License: 2316182

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
US Lender logo
Visit WebsiteWebsite

License Verified:

License: 2033469

Nationwide Multistate Licensing System and Registry

US Lender

514 N. California Ave., #71, Beaumont, CA 92223
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

US Lender has been serving clients across Hesperia since 2020. The company assists homeowners looking to refinance their loans to achieve goals like decreased monthly payments or shortened mortgage terms. It has worked with clients refinancing their mortgages for the first or fifth time. The company also offers a home equity conversion mortgage, a way for senior homeowners to convert their home equity into cash to fund building repair projects. Its CEO, Rob Peters, has spent more than two decades in the financial services sector.

License Verified:

License: 2033469

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS