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Best Credit Repair Companies in Hesperia

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18930 Hwy 18 Ste 101, Apple Valley, CA 92307
Apple Valley, CA 92307
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  • Debt Consolidation

DECS “We Kill Debt” offers credit repair services to residents in Hesperia and the surrounding communities. Its team of experts assists clients in regaining control of their financial situation by giving ongoing education to improve credit scores. They also deal with debt collectors, rebuilding credit, and paying off bills on time. Its credit repair services involve correcting, updating, and removing unverifiable items in short sales, credit card and medical bills, student loans, late payments, and charge-offs.

18930 Hwy 18 Ste 101, Apple Valley, CA 92307
Apple Valley, CA 92307

InstagramWebsite(866) 342-1062

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

125 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1050 West Lakes Drive Suite 225, West Covina, CA 91790
West Covina, CA 91790
Instagram
  • Credit Audit
  • Credit Dispute

Secure the Bag Financial LLC provides credit audit and repair solutions to individuals in Hesperia and nearby areas. It conducts credit report analysis to evaluate areas of improvement and helps remove negative and unverifiable information. It disputes errors concerning late payments, medical bills, repossessions, credit card debt, inquiries, and student loans. The company also provides business solutions such as coaching, branding, website development, and document filing. Secure the Bag Financial has been in the industry for over 40 years.

1050 West Lakes Drive Suite 225, West Covina, CA 91790
West Covina, CA 91790

InstagramWebsite(888) 410-6964

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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