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2024

Last updated:

Best Renter's Insurance Companies in Hesperia, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hesperia Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

25Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2075 E Highland Ave Ste G, San Bernardino, CA 92404
WebsiteLicense: 0J19406

Expertise.com Rating

Review Sources

Google
5.0 (176)
Facebook
5.0 (26)

Why choose this provider?

For over a decade, Foco Insurance has been helping clients throughout the Hesperia metro and nearby communities. Through renters' insurance plans, it helps tenants prevent severe financial losses from water backup damage and theft. The company also provides homeowners' insurance policies. Its other financial products include general liability insurance policies, and it advises small business owners on issues involving workers' compensation. Foco Insurance maintains social media pages to educate clients on matters like roadside assistance coverage.

  • Multiple Policy Types

14895 Bearvalley Rd, Ste. A, Hesperia, CA 92345
WebsiteLicense: 6000725

Expertise.com Rating

Why choose this provider?

Diamond Professional Services Inc. helps Hesperia residents who need to secure homeowner's or renter's insurance coverage. The company also provides insurance services in line with motorcycle and automobile ownership. In addition, its agents assist business owners by protecting their properties through commercial-based insurance policies. Its team also helps business owners who need to prepare taxes periodically. It registers vehicles for out-of-state titles or transfers. Diamond Professional Services also serves clients from the Upland, Riverside, and Rialto areas.

  • Multiple Policy Types

23795 Lake Drive, Crestline, CA 92325
WebsiteLicense: 0G37497

Expertise.com Rating

Review Sources

Google
4.6 (48)

Why choose this provider?

MTN Insurance provides its services to clients in Hesperia and the surrounding communities. The company carries a wide range of products, including renters', homeowners', auto, motorcycle, and life insurance. Its renters' insurance policy aims to provide liability coverage for the client's personal belongings from theft, vandalism, and fire and storm damage. This policy also covers personal liability in the event of someone obtaining injuries on the client's property. The company also serves the needs of businesses by providing general liability insurance.

  • Multiple Carriers
  • Multiple Policy Types

19167 US Highway 18 S, #1, Apple Valley, CA 92307
WebsiteLicense: 0B44021

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (12)

Why choose this provider?

Kennedy Professional Insurance Agency is a full-service insurance company that serves clients in Hesperia. The firm guides individuals and families who are presently living in rental homes or apartments in shopping for the right renters' policies that match their needs. As an independent insurance firm, its agents represent multiple carriers that can offer a variety of coverage choices, including personal property and liability coverages. The company has been catering to the insurance needs of individuals and businesses for over four decades.

  • Multiple Policy Types

16360 Main Street, Hesperia, CA 92345
WebsiteLicense: 0M26559

Expertise.com Rating

Review Sources

Google
4.4 (9)
Yelp
4.5 (8)

Why choose this provider?

Matt Valdez is an insurance agent serving families and individuals in the Hesperia area. He aims to help clients protect their assets through personal insurance policies. These policies include renters', home, life, health, and auto insurance. He also serves the needs of business owners by providing commercial insurance. Valdez is a qualifier for the State Farm Legion of Honor Award. He is a member of the Victor Valley Chamber of Commerce and the High Desert Executives Association.

  • Multiple Policy Types

9594 I Ave Ste E, Hesperia, CA 92345
WebsiteLicense: 0754060

Expertise.com Rating

Why choose this provider?

Kathy D. Hopkins Insurance Agency, Inc., in Hesperia offers renter's insurance plans which cover the policyholder's property, obligations, and living expenses. This independent agency also provides other protection coverages, including home, auto, life, and business insurance. Hopkins has been with Farmers Insurance Group for a total of 42 years. Her knowledge and experience in the industry allow her to help clients understand which insurance plan suits their needs. She also strives to provide clients with personal service and keep them informed about their insurance policies.

  • Multiple Carriers

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Foco Insurance
2075 E Highland Ave Ste G, San Bernardino, CA 92404
Diamond Professional Services Inc.
14895 Bearvalley Rd, Ste. A, Hesperia, CA 92345
MTN Insurance
23795 Lake Drive, Crestline, CA 92325
Kennedy Professional Insurance Agency
19167 US Highway 18 S, #1, Apple Valley, CA 92307
Matt Valdez
16360 Main Street, Hesperia, CA 92345
Kathy D. Hopkins Insurance Agency, Inc.
9594 I Ave Ste E, Hesperia, CA 92345

FAQs

  • Can renter's insurance in Hesperia provide liability protection for kids?

    Yes, renter's insurance in Hesperia includes liability protection for the insured's children. This implies that the insurance will pay for any property damage the kids may cause as well as any accidental injuries they might inflict. However, children under the age of 13 are exempt from the expected or intended result clause in a policy, which indicates that intentional injuries such as punching or kicking someone are not covered. This is because children of this age do not fully comprehend the consequences of their actions.

  • Should one residing in an assisted living facility in Hesperia get renter's insurance?

    Seniors living in Hesperia's residential communities or assisted living facilities can benefit from renter's insurance. It can provide financial security in the event that their personal belongings are damaged, stolen, or lost. Renter's insurance in California starts around $17 per month, which can provide peace of mind at such a low cost.

  • Are there renter's insurance policies in Hesperia that offer some form of coverage for home business property?

    Yes, some major insurance companies in Hesperia provide coverage options for renters who run a home business. Some of these insurers' standard policies cover both property and merchandise used in the home business. This is in addition to the insured's personal belongings being covered. Some policies also include the option to add coverage for business liability.

  • Can insurance companies deny coverage for wildfires in Hesperia?

    Yes, insurance companies can refuse coverage to renters who live in areas prone to brush fires and wildfires. As a result, renters can obtain insurance through the California FAIR Plan. For more information on high-risk areas, call the Hesperia Community Relations Department at (760) 947-1018. Alternatively, you can go to City Hall, which is located at 9700 Seventh Ave., Hesperia, CA 92345.

  • How can a home inventory help a renter in Hesperia?

    A home inventory can assist a renter when filing a claim with their renter's insurance. This is due to the common requirement by insurance companies for proof of ownership of a policy-covered item. An inventory can also be useful when deciding on the best coverage to purchase. Without a proper inventory, the renter may undervalue the cost of replacing their personal belongings if they are damaged or lost. A renter in Hesperia can use home inventory apps on their smartphone to help them with their efforts.

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