James D. Miller. Jr. Insurance Agency provides clients in Bakersfield with health insurance plans. Moreover, the local agents assist individuals and businesses with life, commercial, flood, earthquake, and umbrella insurance policies. They also offer homeowners', renters', landlord, mobile home, and vacation rental home insurance options. Their other insurance products include auto, boat, motorcycle, SR22, and ATV insurance plans. The company represents multiple insurance carriers, such as Kemper, National General Insurance, and State Compensation Insurance Fund.