Expertise.com

Best Health Insurance Agencies in Bakersfield

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉

Providers

Last updated:

Website
5401 Business Park South #124, Bakersfield, CA 93309
  • Individual Plans
  • Life Insurance

Why choose this provider?

Denesha Insurance is an independent insurance firm in Bakersfield specializing in health insurance, Medicare coverage, and employee benefits insurance. The agency can assist individuals with concerns regarding Medicare, Medicare Part A, Part B, Part D, and supplemental coverage. The firm also offers its clients self insure, level funding for small businesses, direct primary care, and Medi-Share. Previous clients have commended Terry and Debbie Denesha from Denesha Insurance for their knowledge of their insurance needs and concerns.

License Verified:

License: 0F98081

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1527 19th Street, Bakersfield, CA 93301
  • Individual Plans
  • Life Insurance

Why choose this provider?

James D. Miller. Jr. Insurance Agency provides clients in Bakersfield with health insurance plans. Moreover, the local agents assist individuals and businesses with life, commercial, flood, earthquake, and umbrella insurance policies. They also offer homeowners', renters', landlord, mobile home, and vacation rental home insurance options. Their other insurance products include auto, boat, motorcycle, SR22, and ATV insurance plans. The company represents multiple insurance carriers, such as Kemper, National General Insurance, and State Compensation Insurance Fund.

License Verified:

License: 0B17355

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1701 G Street, Bakersfield, CA 93301
  • Individual Plans
  • Life Insurance

Why choose this provider?

Fallgatter Rhodes Insurance Services is a local insurance company operating in Bakersfield and has been serving the local metro and its nearby areas since 1993. With over 100 years of combined experience, its team specializes in offering health insurance plans to business owners as part of their employee benefits programs, with supplemental plans such as dental and vision insurance policies. Other areas of specialization are HR and payroll services. Fallgatter Rhodes Insurance Services is a member of United Valley Insurance Services along with other 80 agencies.

License Verified:

License: 0D94542

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (27)
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 19th Street, Bakersfield, CA 93301
  • Group Plans
  • Life Insurance

Why choose this provider?

Clifford & Bradford Insurance Agency is an insurance agency that serves clients in the Bakersfield area. It aims to protect businesses and their employees from unexpected circumstances in the future by offering them a range of health insurance packages that suit their long-term goals and needs. Policies it offers include group health, vision, disability, supplemental voluntary products, and Medicare. HSA plans, 401k retirement plans, and dental care packages are available as well. The company and its staff are committed to protecting businesses through efficient strategies.

License Verified:

License: 0673141

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.3
Facebook
4.0 / 5 (10)
Google
2.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
900 Mohawk Street, Bakersfield, CA 93309
  • Individual Plans
  • Life Insurance

Why choose this provider?

Sonia's Insurance Services Inc. caters to clients in Bakersfield. It offers health insurance policies through Anthem Blue Cross. Home, auto, life, and business coverage are available, which use carriers like Metlife, First Comp, Access and Infinity, and Blue of California. It also provides policies for rental properties, travel trailers, personal watercraft, ATVs, dirtbikes, and truckers. Its mission is to provide insurance coverage tailored to the needs of its clients. In addition, Sonia's Insurance Services helps with workers' compensation, general liability, and bonds.

License Verified:

License: 0H78594

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4900 California Avenue, Bakersfield, CA 93309
  • Individual Plans
  • Life Insurance

Why choose this provider?

Terrence Close is an insurance agent affiliated with Bankers Life, and has been providing services to clients in the Bakersfield metro and the surrounding areas since 2009. He is dedicated to providing his personal services and insurance planning solutions, so clients can maximize their retirement. He also offers products that include long-term care insurance, annuities, life insurance, and Medicare supplement insurance. Medicare supplement insurance comes in different coverages such as hospital, medical, and prescription drugs.

License Verified:

License: 0G72830

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5373 Truxtun Avenue, Bakersfield, CA 93309
  • Group Plans
  • Life Insurance

Why choose this provider?

Paul Sheldon Jr., CLU, ChFC is a Bakersfield-based insurance agency serving the insurance needs of individuals, families, and employers since 1986. The agency specializes in life insurance and a wide range of health insurance options, including Group Health Plans, Medicare Supplement Plans, Long-Term Care Insurance, and Disability insurance. Individuals under 65 may also obtain PPO health plans that cover dental and vision care, as well as HSA or Health Savings Account to cover office visits and prescription drugs expenses.

License Verified:

License: 0659835

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3612 Coffee Road, Bakersfield, CA 93308
  • Life Insurance

Why choose this provider?

Insurance Savings Group is composed of businesses, self-employed individuals, and employees who save and share money to pay health insurance expenses such as medical, vision, and dental. The company offers its membership agreement which is used to improve benefits and enhance health plans for clients. Insurance Savings Group caters to those in the Bakersfield metro area. Members will be provided the option to save money for expenses in the future while being protected from gaps in their existing insurance plans.

License Verified:

License: 0L02632

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
400 H Street, Bakersfield, CA 93304
  • Individual Plans
  • Group Plans

Why choose this provider?

Omega Insurance is an independent insurance agency serving individuals and business clients in the Bakersfield area. It offers various health insurance coverage options for individuals, such as fee-for-service health plans, HMO, PPO, and POS. It also deals handles group health coverage, like health insurance, vision coverage, dental insurance, and health savings accounts for commercial clients. Omega Insurance represents several insurance carriers and deals with other coverage plans, such as auto, home, business, and workers' compensation insurance.

License Verified:

License: 0B07507

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (33)
Google
4.6 / 5 (27)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5201 California Avenue, Bakersfield, CA 93309
  • Individual Plans
  • Life Insurance

Why choose this provider?

Elizabeth Cardenas of State Farm is an insurance agent that resides in Bakersfield, California. She responds to the needs of individuals and companies who are looking for health insurance plans within the metro. She also specializes in auto, homeowners', life, and business insurance. In addition, Cardenas has a total of over 19 years of experience along with fellow State Farm agents. Furthermore, she offers banking and mutual funds products to assist clients in improving their financial situation.

License Verified:

License: 0G06046

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (155)
Facebook
4.9 / 5 (55)
Yelp
4.3 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8500 Stockdale Highway, Bakersfield, CA 93311
  • Life Insurance

Why choose this provider?

INSURICA is an independent insurance broker in the Cameron Group of companies. Its Bakersfield location serves local clients through its wide selection of insurance products and solutions. These products range from health plans for employees to insurance coverage for vacation properties, recreational vehicles, and personal watercraft. The business has experience providing custom insurance services for various industries such as the healthcare, hospitality, and agriculture industries. INSURICA was recognized by Rough Notes as the 2019 Agency of the Year.

License Verified:

License: 0D44424

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3761 Bernard Street, Bakersfield, CA 93306
  • Individual Plans
  • Life Insurance

Why choose this provider?

The Lynn Company is an insurance agency serving consumer and corporate clients located in the Bakersfield area. It offers employee benefits policies and medical plans such as HMO, PPO plans, and HDHP. It is an employee benefit consulting firm that has been dealing with various health insurance coverages since 1955. It also assists its clients when it comes to group and individual health insurance, Medicare Supplement plans, Covered California Exchange coverage, and the Affordable Care Act.

License Verified:

License: 0A78127

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Who is eligible for Medicare in Bakersfield?

    In Bakersfield, Medicare is applicable to different types of individuals. This type of federal health insurance program is for individuals aged 65 years old and above, younger people with disabilities, or anyone who has end-stage renal disease. It pays for hospital stays, outpatient care, medical services, prescription drugs, and other remaining health care costs.

  • Are employers in Bakersfield required to provide health insurance?

    Health insurance is not required by state law, but federal law has another take on it. Companies in Bakersfield with 50 or more full-time equivalent employees are required to offer health insurance benefits with minimum essential coverage. Group health insurance is not required for companies with less than 50 FTEs.

  • Can you add your parents to your health insurance policy in Bakersfield?

    Yes, you can add your parents to your health insurance policy in Bakersfield. Dependent coverage will be available for a qualified dependent parent or stepparent in health insurance contracts or policies issued, amended, or renewed on or after January 1, 2023. The issuer should provide a notice regarding Health Insurance Counseling and Advocacy Program services available to seniors when the policyholder seeks to add a dependent parent or stepparent to their policy. The notice should indicate whether the dependent parent or stepparent is eligible for or enrolled in Medicare.

  • What steps should you take if your health insurance claim in Bakersfield has been denied?

    If your health insurance claim in Bakersfield has been denied, you need to get more information about the reason behind it. You can demand a more thorough, concrete reason for the denial. You should also review your policy to understand what is and is not covered. If your health insurance claim is denied because the service is not medically necessary, ask for proof from your doctor. Finally, you can also ask for the help of an attorney to litigate a wrongfully denied health insurance claim.

  • Is there a penalty for not having health insurance in Bakersfield?

    Yes. You may face a tax penalty if you don't have health insurance in Bakersfield. There is no uninsured tax penalty at the federal level, but state law can still be implemented. You have the option not to get health insurance, but you still need to pay the penalty at tax time. The cost of the tax penalty for having no health insurance varies depending on one's income, the length of time for not being insured, and household size.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featured

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...