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Best Health Insurance Agencies in Visalia

Laurels
2023
Laurels

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Alan Benoy Insurance Services logo
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License Verified:

License: 0B20964

California Department of Insurance

Alan Benoy Insurance Services

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1700 West Walnut Avenue, Visalia, CA 93277
  • Individual Plans
  • Life Insurance

Business Description

Alan Benoy Insurance Services is an independent insurance company that has been serving employers, businesses, individuals, and senior citizens in Visalia and the nearby communities since 2001. It partners with a variety of carriers to provide its clients with an insurance package tailored to meet their needs. The agency helps clients be protected from significant financial loss caused by unexpected medical, surgical, and hospital costs. Additionally, clients may also request a quick quote through the agency's website.

License Verified:

License: 0B20964

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Molano Insurance Services logo

License Verified:

License: 0G47634

California Department of Insurance

David Molano Insurance Services

600 West Acequia Avenue, Visalia, CA 93291
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

David Molano Insurance Services is an agency that provides personal services to its clients in Visalia and the surrounding areas. David Molano uses the latest insurance practices when representing different insurance companies so that he can provide the appropriate coverages and services to his clients. He offers a variety of insurance products, including health insurance. It comes in various plan options, such as business health care, individual or family health, and Medicare policies. The agency's other products include auto, life, and home insurance.

License Verified:

License: 0G47634

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DG Insurance logo
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License Verified:

License: 0705090

California Department of Insurance

DG Insurance

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502 North Kaweah Avenue, Exeter, CA 93221
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

DG Insurance is an independent insurance firm serving individuals and businesses in Visalia for more than four decades. The agency offers its clients an array of coverage plans such as home and auto insurance, business insurance, farm insurance, workers compensation insurance, and health and life insurance. They also provide insurance coverage customized for different businesses like agriculture businesses, service providers, and food service businesses. DG Insurance is an active member of the Visalia Chamber of Commerce and Tulare County Association of Realtors.

License Verified:

License: 0705090

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Employer Driven Insurance Services logo
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License Verified:

License: 0M76879

California Department of Insurance

Employer Driven Insurance Services

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5429 Avenue de Las Robles, Visalia, CA 93291
  • Group Plans
  • Life Insurance

Business Description

Employer Driven Insurance Services is a company serving Visalia and surrounding communities. It offers health insurance plans under its ancillary offerings that can be added to its key services for small, medium, and large businesses. These include COBRA, telemedicine, dental, and vision plans. Group term life insurance is also available. With over 350 years of combined experience, its management team conducts a wide range of services for existing clients, such as monthly reporting, annual financial breakdown, and summary of benefits and coverage.

License Verified:

License: 0M76879

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hobbs-Potts Associates Insurance Services LLC logo
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License Verified:

License: 0G52173

California Department of Insurance

Hobbs-Potts Associates Insurance Services LLC

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1317 West Center Avenue, Visalia, CA 93291
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Hobbs-Potts & Associates Insurance Services LLC is an independent insurance agency that serves clients in Visalia. It specializes in providing various health insurance plans, including individual and group health insurance, HMO, and PPO plans. It also offers life insurance policies that include term life insurance, whole life insurance, and variable annuity whose death benefits provide financial security to beneficiaries in the event of unexpected death. Other types of insurance products are also available for clients, such as car insurance, homeowners' insurance, and business insurance.

License Verified:

License: 0G52173

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)
Modern Edge Insurance Brokers, Inc logo
Visit WebsiteWebsite

License Verified:

License: 0L36401

California Department of Insurance

Modern Edge Insurance Brokers, Inc

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525 West Main Street, Visalia, CA 93291
  • Life Insurance

Business Description

Modern Edge Insurance Brokers, Inc., is a multi-line insurance brokerage firm that offers individual and group health insurance products for clients in and around Visalia. Additionally, the agency has other personal and commercial insurance plans. Personal insurance products include home, auto, long-term care, life, annuity, and umbrella. Commercial insurance products cover workers' compensation, property, general liability, employment practice liability, and fidelity bonds. Modern Edge Insurance Brokers works with different insurance providers such as Liberty Mutual, Assurant, Travelers, Beazley, and AmTrust.

License Verified:

License: 0L36401

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MVP Insurance Agency logo
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License Verified:

License: 0K07568

California Department of Insurance

MVP Insurance Agency

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3924 West Caldwell Avenue, Visalia, CA 93277
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

MVP Insurance Agency is a health insurance brokerage that serves policyholders in Visalia and other communities near its Fresno office. An independent agency, the company helps clients shop from product options from multiple providers. Its products include individual and family health insurance, as well as dental, disability, and long-term care policies. It also offers group health insurance and ancillary benefits for business employees. MVP Insurance Agency has been serving the Central Valley area since 1996.

License Verified:

License: 0K07568

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nate Wingert logo
Visit WebsiteWebsite

License Verified:

License: 0H94185

California Department of Insurance

Nate Wingert

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1910 West Whitendale Avenue, Visalia, CA 93277
  • Life Insurance
  • Individual Plans

Business Description

Nate Wingert is an insurance agent who works with State Farm. He serves clients in the Visalia area. Wingert provides a range of comprehensive and personalized risk protection policies, which include health, home, automobile, and life insurance plans. He also provides insurance coverages for motorcycles and boats. Wingert and his team are experienced in working with out-of-state transfers. His practice welcomes Spanish-speaking clients. He and his staff remain dedicated to performing every task with care, honesty, and integrity.

License Verified:

License: 0H94185

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (33)
Facebook
4.0 / 5 (14)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
NSE Insurance Agencies, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0496557

California Department of Insurance

NSE Insurance Agencies, Inc.

Visit WebsiteWebsite
1687 East Prosperity Avenue, Tulare, CA 93274
  • Individual Plans
  • Life Insurance

Business Description

NSE Insurance Agencies, Inc. is an independent insurance agency that caters to residents in Visalia. It assists in sourcing health insurance solutions, including long-term care and disability needs. It also offers term and permanent life insurance. It supports businesses by offering general liability, commercial auto, and workers' compensation insurance. The company also provides insurance plans for auto and home needs, with coverage for property and liability. It also caters to farm owners' insurance needs on crops, livestock, and farm equipment.

License Verified:

License: 0496557

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (7)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sammy Harrell logo
Visit WebsiteWebsite

License Verified:

License: 0C25164

California Department of Insurance

Sammy Harrell

Visit WebsiteWebsite
Exeter, CA 93221
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Sammy Harrell is a licensed insurance agent serving clients in Visalia. He offers products like individual and group health insurance, Medicare, life insurance, and annuities. The agent also provides policy options like long-term care, final expense, and medicine insurance. His other available services include coverage for classic cars, motorcycles or ATVs, mobile homes, electronic devices, and home warranty. Sammy specializes in delivering the health coverage needs of clients of all ages. He represents insurers like Humana and Transamerica.

License Verified:

License: 0C25164

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Carignan Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0C72992

California Department of Insurance

Tom Carignan Insurance Agency

Visit WebsiteWebsite
1300 West Center Avenue, Visalia, CA 93291
  • Life Insurance

Business Description

Tom Carignan Insurance Agency is an independent insurance company serving residents and businesses in Visalia and the surrounding areas. It provides various health insurance plans, offering policy options like health maintenance organization, exclusive provider organization, preferred provider organization, and point of service. Additionally, its team implements a policy value-hunting process and conducts periodical coverage reviews. The agency is headed by Tom Carignan and Joseph Silva, who are insurance agents with over 33 years of combined experience in the industry.

License Verified:

License: 0C72992

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.