Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Visalia

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Visalia Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2453Reviewed

1476Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1700 West Walnut Avenue, Visalia, CA 93277
WebsiteLicense: 0B20964

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Alan Benoy Insurance Services is an independent insurance company that has been serving employers, businesses, individuals, and senior citizens in Visalia and the nearby communities since 2001. It partners with a variety of carriers to provide its clients with an insurance package tailored to meet their needs. The agency helps clients be protected from significant financial loss caused by unexpected medical, surgical, and hospital costs. Additionally, clients may also request a quick quote through the agency's website.

  • Individual Plans
  • Life Insurance

Exeter, CA 93221
WebsiteLicense: 0C25164

Expertise.com Rating

Review Sources

Facebook
4.0 (3)

Why choose this provider?

Sammy Harrell is a licensed insurance agent serving clients in Visalia. He offers products like individual and group health insurance, Medicare, life insurance, and annuities. The agent also provides policy options like long-term care, final expense, and medicine insurance. His other available services include coverage for classic cars, motorcycles or ATVs, mobile homes, electronic devices, and home warranty. Sammy specializes in delivering the health coverage needs of clients of all ages. He represents insurers like Humana and Transamerica.

  • Individual Plans
  • Group Plans
  • Life Insurance

5429 Avenue de Las Robles, Visalia, CA 93291
WebsiteLicense: 0M76879

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Employer Driven Insurance Services is a company serving Visalia and surrounding communities. It offers health insurance plans under its ancillary offerings that can be added to its key services for small, medium, and large businesses. These include COBRA, telemedicine, dental, and vision plans. Group term life insurance is also available. With over 350 years of combined experience, its management team conducts a wide range of services for existing clients, such as monthly reporting, annual financial breakdown, and summary of benefits and coverage.

  • Group Plans
  • Life Insurance

502 North Kaweah Avenue, Exeter, CA 93221
WebsiteLicense: 0705090

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

DG Insurance is an independent insurance firm serving individuals and businesses in Visalia for more than four decades. The agency offers its clients an array of coverage plans such as home and auto insurance, business insurance, farm insurance, workers compensation insurance, and health and life insurance. They also provide insurance coverage customized for different businesses like agriculture businesses, service providers, and food service businesses. DG Insurance is an active member of the Visalia Chamber of Commerce and Tulare County Association of Realtors.

  • Individual Plans
  • Group Plans
  • Life Insurance

3924 West Caldwell Avenue, Visalia, CA 93277
WebsiteLicense: 0K07568

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (1)

Why choose this provider?

MVP Insurance Agency is a health insurance brokerage that serves policyholders in Visalia and other communities near its Fresno office. An independent agency, the company helps clients shop from product options from multiple providers. Its products include individual and family health insurance, as well as dental, disability, and long-term care policies. It also offers group health insurance and ancillary benefits for business employees. MVP Insurance Agency has been serving the Central Valley area since 1996.

  • Individual Plans
  • Group Plans
  • Life Insurance

1300 West Center Avenue, Visalia, CA 93291
WebsiteLicense: 0C72992

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (6)

Why choose this provider?

Tom Carignan Insurance Agency is an independent insurance company serving residents and businesses in Visalia and the surrounding areas. It provides various health insurance plans, offering policy options like health maintenance organization, exclusive provider organization, preferred provider organization, and point of service. Additionally, its team implements a policy value-hunting process and conducts periodical coverage reviews. The agency is headed by Tom Carignan and Joseph Silva, who are insurance agents with over 33 years of combined experience in the industry.

  • Life Insurance

600 West Acequia Avenue, Visalia, CA 93291
WebsiteLicense: 0G47634

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

David Molano Insurance Services is an agency that provides personal services to its clients in Visalia and the surrounding areas. David Molano uses the latest insurance practices when representing different insurance companies so that he can provide the appropriate coverages and services to his clients. He offers a variety of insurance products, including health insurance. It comes in various plan options, such as business health care, individual or family health, and Medicare policies. The agency's other products include auto, life, and home insurance.

  • Individual Plans
  • Group Plans
  • Life Insurance

525 West Main Street, Visalia, CA 93291
WebsiteLicense: 0L36401

Expertise.com Rating

Review Sources

Google
5.0 (33)

Why choose this provider?

Modern Edge Insurance Brokers, Inc., is a multi-line insurance brokerage firm that offers individual and group health insurance products for clients in and around Visalia. Additionally, the agency has other personal and commercial insurance plans. Personal insurance products include home, auto, long-term care, life, annuity, and umbrella. Commercial insurance products cover workers' compensation, property, general liability, employment practice liability, and fidelity bonds. Modern Edge Insurance Brokers works with different insurance providers such as Liberty Mutual, Assurant, Travelers, Beazley, and AmTrust.

  • Life Insurance

1687 East Prosperity Avenue, Tulare, CA 93274
WebsiteLicense: 0496557

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
4.0 (4)

Why choose this provider?

NSE Insurance Agencies, Inc. is an independent insurance agency that caters to residents in Visalia. It assists in sourcing health insurance solutions, including long-term care and disability needs. It also offers term and permanent life insurance. It supports businesses by offering general liability, commercial auto, and workers' compensation insurance. The company also provides insurance plans for auto and home needs, with coverage for property and liability. It also caters to farm owners' insurance needs on crops, livestock, and farm equipment.

  • Individual Plans
  • Life Insurance

1317 West Center Avenue, Visalia, CA 93291
WebsiteLicense: 0G52173

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Hobbs-Potts & Associates Insurance Services LLC is an independent insurance agency that serves clients in Visalia. It specializes in providing various health insurance plans, including individual and group health insurance, HMO, and PPO plans. It also offers life insurance policies that include term life insurance, whole life insurance, and variable annuity whose death benefits provide financial security to beneficiaries in the event of unexpected death. Other types of insurance products are also available for clients, such as car insurance, homeowners' insurance, and business insurance.

  • Individual Plans
  • Group Plans
  • Life Insurance

1910 West Whitendale Avenue, Visalia, CA 93277
WebsiteLicense: 0H94185

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
4.0 (14)
Yelp
5.0 (3)

Why choose this provider?

Nate Wingert is an insurance agent who works with State Farm. He serves clients in the Visalia area. Wingert provides a range of comprehensive and personalized risk protection policies, which include health, home, automobile, and life insurance plans. He also provides insurance coverages for motorcycles and boats. Wingert and his team are experienced in working with out-of-state transfers. His practice welcomes Spanish-speaking clients. He and his staff remain dedicated to performing every task with care, honesty, and integrity.

  • Life Insurance
  • Individual Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can healthcare providers in Visalia resolve disputes with their insureds?

    In Visalia, before filing a complaint with the California Department of Insurance (CDI), healthcare providers must first address the issue in writing through the insurer's Dispute Resolution Mechanism. If a provider is dissatisfied with the outcome, he or she may file a complaint with the CDI by completing a Health Care Provider Request for Assistance (HPRFA) form. Separate forms are required for each complaint. Visit their website if you want to file electronically or access printable forms.

  • What should Visalia residents do if they lose their health coverage?

    Those who lose employer-based coverage in Visalia can look into Continuation Coverage programs like COBRA, Cal-COBRA, or HIPAA to extend their existing benefits or find new coverage on their own. Individual or family policies are difficult to cancel, but insurers can do so for intentional misrepresentation or unpaid premiums. Residents facing wrongful cancellation can seek help from the California Department of Insurance's consumer hotline at 1-800-927-4357.

  • How do metal levels guide Visalia residents in choosing health insurance plans?

    In Visalia, insurance plans use metal levels to denote coverage: bronze, silver, gold, and platinum. Bronze covers 60% of health-care costs, Silver 70%, Gold 80%, and Platinum 90%. Each tier has its own out-of-pocket maximum. Residents should base their decision on their health needs, with the understanding that a higher-tiered plan may be more cost-effective for those who require regular care.

  • Are the 10 essential health benefits included in all insurance plans in Visalia?

    On-exchange insurance plans in Visalia guarantee coverage of the ten essential health benefits mandated by the Affordable Care Act. These benefits establish a minimum level of care, ensuring complete protection. Medical expenses can be overwhelming without such coverage, potentially causing financial distress. Choosing an on-exchange plan ensures this critical safeguard against skyrocketing healthcare costs.

  • What is a Good Faith Estimate and how does it benefit patients in Visalia?

    Patients in Visalia who do not have health insurance or who do not use their insurance have the right to a written Good Faith Estimate from their health care providers outlining the expected costs for non-emergency medical items or services. This includes costs such as tests, drugs, and hospitalization. Patients can challenge the charge if the final bill exceeds the estimate by $400 or more.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.