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2024

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Best Pet Insurance Companies in Hayward

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hayward Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2980Reviewed

1790Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
22063 Center Street, Castro Valley, CA 94546
  • Policy Bundle Discount

Why choose this provider?

Julie Sumiki is a State Farm Insurance agent that serves clients in Hayward and the surrounding communities. She offers pet insurance for cats and dogs, which protects pet owners from unprecedented medical expenses. Her team represents Trupanion, a third-party insurance carrier that provides unlimited payouts for eligible medical costs covering breed-specific conditions, illnesses, veterinary treatments, and medications. Sumiki has been working for State Farm since 2014. She also offers auto, home, renters, life, health, and commercial insurance.

License Verified:

License: 6004266

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (153)
Yelp
4.8 / 5 (51)
Facebook
4.8 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
1816 Tully Road, Suite 269, San Jose, CA 95122
  • Policy Bundle Discount

Why choose this provider?

PHP offers cat and dog insurance in Hayward. Its agents develop plans based on clients' budgets and needs and help in filing a claim. The policies reimburse expenses from treatments, medication, food, and behavioral therapy. Additionally, the company covers preventive care, including annual exams, vaccinations, flea prevention, spaying, and dental cleaning. PHP has been protecting individuals and families from financial risks for over 20 years. It works with several insurance companies, including Cigna and CompWest, to serve the security needs of clients.

License Verified:

License: 0D04026

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (43)

Website
303 Vintage Park, Suite 200, Foster City, CA 94404

Why choose this provider?

Nony Lukito-Lim is a State Farm agent offering pet insurance to the locals in and around the Hayward metro. The policy, developed in collaboration with Trupanion, covers the medical needs of a family's pet dog or cat. She also provides other insurance policies such as homeowners', renters', life and health, business, and personal articles. Clients can also inquire about mutual funds, annuities, and banking services. Lukito-Lim has been with the agency since 1987 and can accommodate clients who speak Cantonese, Toishanese, Indonesian, and Mandarin.

License Verified:

License: 0726681

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
117 Town And Country Dr, Suite B, Danville, CA 94526
  • Accident Only
  • Policy Bundle Discount

Why choose this provider?

Rogers Insurance Services, Inc., is a multi-line insurance brokerage catering to clients in Hayward. It offers pet insurance for all breeds of dogs and cats over eight weeks old through TrustedPals, which covers expenses such as accidents, illnesses, and vaccinations. Rogers Insurance Services also offers home, auto, and commercial insurance policies and works with carriers like AIG, Travelers, and Chubb to find the best policy for clients. The agency has more than 10 years of experience in the insurance sector.

License Verified:

License: 0C94234

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (44)
Yelp
4.3 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1525 B St, Hayward, CA 94541
  • Policy Bundle Discount

Why choose this provider?

Omega Insurance Service is an agency through Nationwide that caters to individuals, families, and businesses in the Hayward metro and the surrounding communities. It offers pet insurance plans for birds, cats, dogs, and exotic animals. These products cover accidents and injuries, common and serious illnesses, hereditary conditions, testing and diagnostics, and holistic and alternative treatments. The firm also provides auto, health, homeowners', life, and special liability insurance policies. In addition, it helps clients get banking products such as checking and savings accounts and CDs.

License Verified:

License: 0393293

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What are the age limits when it comes to pet insurance in Hayward?

    Age limits vary per pet insurance provider in Hayward; pet owners generally wait for their pets to reach at least the minimum age, usually between 6 and 8 weeks, before they can purchase pet insurance. Insurance companies also have restrictions for older pets. Some insurance providers only accept pets at a maximum age between 10 and 14 years, while others do not allow senior pets entirely.

  • Is pet insurance legally required in Hayward?

    There is no law requiring pet owners in Hayward to get insurance for their pets. However, purchasing pet insurance is highly recommended. Pet insurance can help owners save thousands of dollars in veterinary bills and animal care. It can also give your pet access to the best medical help available.

  • How long are pet insurance waiting periods in Hayward?

    There are two types of pet insurance waiting periods: Coverage for accidents usually begins within one to three days, while coverage for illnesses takes up to 15 days. Pay-out times also differ and may take from one to three days up to 30 days. Waiting periods for pet insurance policies in Hayward vary per provider.

  • Do veterinarians in Hayward acknowledge pet insurance plans?

    Yes. Your pet insurance will work with any licensed veterinarian in Hayward. Unlike human health insurance, there is no need for you to look for an in-network provider. If your pet gets sick or injured, you can bring it to any licensed veterinarian near you and present your pet insurance to them for treatment.

  • Does pet insurance in Hayward cover burials?

    Most pet insurance policies in Hayward do not cover burial, cremation, or other end-of-life expenses. End-of-life costs are usually not covered, as pet insurance is mainly created for veterinary bills related to a pet's illness or accident. Some insurance companies handle putting animals to sleep if the veterinarian recommends it because of a covered condition and the waiting period has passed. Pet life insurance, alternatively, can help cover burial, cremation, or other end-of-life expenses.

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