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2024

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Best Pet Insurance Companies in Berkeley

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Berkeley Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1908Reviewed

1146Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1734 Divisadero St., San Francisco, CA 94115
  • Policy Bundle Discount

Why choose this provider?

Joe Freund is a second-generation State Farm agent who serves individuals, families, and small businesses in Berkeley and the surrounding areas. He provides pet medical insurance policies through Trupanion to secure pet owners' finances. Other types of insurance products Freund offers include auto, homeowners', renters', life, and health insurance. He also assists with banking, annuities, and mutual funds. Joe Freund has been working in insurance for almost two decades. He and his team can also accommodate clients in Spanish.

License Verified:

License: 0K17223

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.2 / 5 (90)
Google
5.0 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3003 Oak Rd Suite 250, Walnut Creek, CA 94597
  • Policy Bundle Discount

Why choose this provider?

Joanne Barrios Insurance Services operates in the Berkeley metro and the surrounding communities. It provides pet insurance to families so their furry friends have coverage for various medical reasons. The agency also offers other policies for professional and cyber liabilities, commercial property, homeowners and condos, renters and landlords, and automobiles. Barrios has been in the insurance industry since 1998 and can accommodate Spanish-speaking clients. She had worked with Farmers Insurance before starting her own independent agency in 2020.

License Verified:

License: 0D00299

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
23 Orinda Way Suite 304, Orinda, CA 94563
  • Accident Only
  • Policy Bundle Discount

Why choose this provider?

Bryan Silveira is an insurance agent serving individuals and families in Berkeley and the neighboring areas. He offers pet insurance policies to help clients protect their pets from illnesses and injuries while securing their finances for emergency veterinary expenses. He provides pet insurance policies covering medical treatments for cats' and dogs' illnesses and injuries. Bryan also carries other insurance plans to protect homes, businesses, automobiles, and rental properties. Bryan has more than three decades of experience in the insurance industry.

License Verified:

License: 0M13551

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What kinds of animals are covered by pet insurance in Berkeley?

    Pet insurance plans in Berkeley are commonly available for animals that are legally classified as pets. These include cats, dogs, birds, and small mammals. Exotics like reptiles are covered by some providers. Once an animal may be legally classified as livestock like in the case of horses, pet insurance plans are no longer applicable.

  • Does a pet insurance policy in Berkeley immediately take effect?

    No, a pet insurance policy in Berkeley does not immediately take effect. The pet owner has to wait for a 14-day period before the plan takes hold. Any maladies or accidents that occur before that period will have to be treated purely out of the pet owner's own pocket.

  • Will pre-existing health conditions be covered by pet insurance in Berkeley?

    Pre-existing health conditions are typically not covered by pet insurance in Berkeley. Insurance is designed to tackle accidents and illnesses that are unexpected, and pre-existing conditions lead to foreseeable difficulties. Insurers do not like pre-existing conditions because it raises the risk that the company has to assume.

  • What factors affect the cost of pet insurance in Berkeley?

    Pet insurance in Berkeley is determined by numerous factors like the animal's age, breed, and the place where the owner lives. In general, the greater the risk the insurer has to take because of old age or living in a dangerous neighborhood, the greater the premium payments will be.

  • Will the full value of pet care costs in Berkeley be reimbursed by insurance?

    No, the full value of pet care costs in Berkeley is not usually reimbursed by insurance companies. Insurers impose deductibles and copays, which the pet owner has to pay personally. This could be mitigated by getting a contract that is customized to have higher premiums, but even then, there will be out-of-pocket costs.

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