Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Hayward

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hayward Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

93Reviewed

57Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

24301 Southland Drive, Hayward, CA 94545
WebsiteLicense: 0404705

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Henry Rice Insurance Solutions is a local insurance agency that's been operating in Hayward for more than 20 years. It provides a wide range of personal and commercial auto insurance coverage options by helping clients choose from multiple selections of policy options. Insurance plans for motorcycles, RVs, and boats are also available. Its team of independent agents is committed to treating clients with respect and compassion. Clients can obtain an insurance quote online, through phone, or by stopping by.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

26120 Eden Landing Road, Suite 5, Hayward, CA 94545
WebsiteLicense: 0D44055

Expertise.com Rating

Review Sources

Google
4.2 (6)
Yelp
3.0 (2)

Why choose this provider?

Cesar S. Gerardo Insurance Brokers, Inc., is a family-owned company that has been offering risk management solutions since 1989. With access to plans from different providers, its team is able to write policies for drivers, homeowners, and renters. The agents also furnish insurance plans for motorcycle riders, condominium owners, and businesses. Other products include workers' compensation and commercial auto liability insurance. The risk management professionals review policies from over 20 carriers, including Nationwide, MetLife, Progressive, and Kemper Specialty.

  • RV & Motorhome
  • Multiple Carriers

25175 Santa Clara Street, Hayward, CA 94544
WebsiteLicense: 0E96172

Expertise.com Rating

Review Sources

Yelp
4.5 (45)
Google
4.1 (21)
Facebook
5.0 (9)

Why choose this provider?

Jeff Sinfuego is a State Farm insurance agent who has been serving residents of Hayward and the San Francisco Bay Area for over a decade. He offers specialized auto insurance policies for new and teen drivers, rideshare drivers, rental cars, commercial vehicles, and classic and antique cars. His standard car insurance package covers bodily injury and property liability, collision and non-collision accidents, medical payments, uninsured or underinsured motorists, and emergency road service. Jeff also provides life, health, property, and business insurance packages.

24479 Mission Boulevard, Hayward, CA 94544
WebsiteLicense: 0E50883

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

First Avenue Insurance Services, Inc., is an independent insurance provider serving Hayward and nearby locations. The company offers auto insurance solutions with coverage for physical damages due to random acts like vandalism or replacement after a car theft incident. It also covers medical bills if a passenger is injured by a policyholder who is at fault during a vehicular accident. Its agents are committed to being accurate, fast, and helpful, especially when assisting clients in processing claims.

  • Motorcyle & ATV

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is guardrail damage covered by car insurance in Hayward?

    If your automobile is damaged after colliding with a guardrail, Hayward collision coverage, less your deductible, will assist to repair or replace your car. Any injuries sustained in the guardrail accident may be covered by medical bills or a personal injury protection policy. Your liability insurance may also cover the cost of repairing or replacing the guardrail if it is damaged.

  • If your car in Hayward collided with a guardrail, should you leave right away?

    A hit-and-run offense might be charged to you if your car struck a guardrail in Hayward and you left without reporting the incident. After striking a guardrail or any other object, it's crucial to carefully inspect your automobile to assess the damage, take pictures, and, if necessary, transport your car to an auto shop. It can help your insurance claim if you stay at the scene.

  • What insurance policies in Hayward cover total loss accidents?

    Comprehensive coverage and collision coverage are the two primary forms of auto insurance in Hayward that offer total loss coverage. A total loss may also be compensated by the at-fault driver's property damage liability portion if your car is totaled in an accident for which you were not at fault. If your vehicle is a lease, you might also get gap insurance to pay off the amount of your loan.

  • Do you need a different auto insurance policy for your new automobile in Hayward?

    If you currently have auto insurance in Hayward, you may simply include the new vehicle in your plan, and you may not need a different auto insurance policy. You can accomplish this while you're waiting at the car dealership by calling your insurance agent or company representative, or by using the online customer website or mobile application of your insurance provider.

  • Does changing jobs have an impact on Hayward auto insurance rates?

    A change in employment might have an impact on your Hayward car insurance premiums in addition to your income and travel hours. If you commute less frequently or usually leave your car in a secure parking garage, your charges can be reduced. It's vital to keep in mind that whenever you drive fewer miles overall each year, you have the option to get your premiums reduced.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.