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Best Credit Repair Companies in Fullerton

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112 East Amerige Avenue, Fullerton, CA 92832
Fullerton, CA 92832
  • Credit Audit
  • Credit Dispute

007 Credit Agent has been providing complete credit repair and restoration services to Californians in Fullerton since 1989. It employs a client-focused approach to credit solutions and implements aggressive credit cleaning strategies designed to improve credit scores. Its financial experts are experienced in removing late payments, bankruptcies, charge-offs, student loans, and collections. They follow a simple four-step process: comprehensively analyze credit reports, work with credit bureaus and creditors regarding disputes, track progress, and ensure that clients attain their credit goals.

112 East Amerige Avenue, Fullerton, CA 92832
Fullerton, CA 92832

Website(949) 258-7026

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

18219 Railroad Street, City of Industry, CA 91748
City of Industry, CA 91748
  • Credit Audit

Credit Repair provides comprehensive credit counseling services to the locals of Fullerton and the neighboring communities. Its agents assist in fixing bad credit records by legally disputing inaccurate or unverified information on clients' credit profiles. Items such as late payments, charge-offs, medical bills, and bankruptcies are challenged to help clients get approved for mortgages, car loans, or personal loans. Credit Repair deals directly with financial institutions and credit bureaus and creates personalized strategies for each client to increase credit scores over the following few months.

18219 Railroad Street, City of Industry, CA 91748
City of Industry, CA 91748

Website(844) 564-1681

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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