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Best Credit Repair Companies in Garden Grove

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Credit Repair Companies FAQs

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9039 Bolsa Avenue, Westminster, CA 92683
Westminster, CA 92683
  • Credit Audit

Credit Repair King is a company that helps individuals in Garden Grove and its surrounding communities recover from bad credit. It provides credit consultations to gain a better understanding of its clients' credit situations and comes up with a strategy to help them recover. It has assisted its clients in removing collection accounts to make them eligible for large mortgage or personal loans. Its clients commend the company for rendering quick service and improving their credit scores.

9039 Bolsa Avenue, Westminster, CA 92683
Westminster, CA 92683

Website(833) 700-3436

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

47 Thicket, Irvine, CA 92614
Irvine, CA 92614
  • Credit Dispute

Irvine Credit Repair offers the residents of Garden Grove and the surrounding areas with credit restoration solutions. Its comprehensive credit repair program involves a credit analysis, which identifies outdated, unverifiable, and incorrect credit accounts, such as bankruptcies, collections, late payments, tax liens, and judgments. Its team of specialists also provides credit education. This teaches them how credit scores are calculated and how to read credit profiles, and it shares useful tools and information for budgeting and maintaining a good credit standing.

47 Thicket, Irvine, CA 92614
Irvine, CA 92614

Website(949) 427-9719

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3024 East Chapman Avenue, Orange, CA 92869
Orange, CA 92869
  • Credit Monitoring

Pacific West Credit LLC has extensive experience assisting individuals in Garden Grove with improving their credit. This company guides clients throughout the process. Its credit repair specialists review the reports from major bureaus and create a plan on the items that can be disputed. They help remove unverifiable, obsolete, and inaccurate information from the credit report. They also have a password-protected portal on their website where clients can monitor real-time progress of their case.

3024 East Chapman Avenue, Orange, CA 92869
Orange, CA 92869

Website(714) 941-6656

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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