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Best Credit Repair Companies in Santa Ana

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2023
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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Santa Ana, CA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers to repair and aid in rebuilding credit for consumers in Santa Ana. In business for more than a decade, the company provides a credit monitoring service to clients as it evaluates their credit histories for inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, repossessions, and foreclosures. Credit Saint also advises clients on the influence of their scores on financial activities and on utilizing a positive report when paying bills and opening or closing credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Santa Ana, CA
  • Credit Repair
  • Consumer Credit Services

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

AGM Credit Solutions logo
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AGM Credit Solutions

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1901 E 1st St, Santa Ana, CA 92705

Business Description

AGM Credit Solutions provides credit repair services in Santa Ana. Its professionals help clients to achieve good credit, lower debt, and increase their credit scores. They assess credit card reports and work with the reporting agencies to fix issues, including duplicated late payments, inaccurate personal information, double-listed loans, or omission of positive information. The staff provides student loan consolidation solutions to help students manage their finances. They offer tradeline services to legally add positive history to credit reports via the piggybacking method. AGM Credit Solutions delivers financial planning services to help individuals pay their credit card debts and increase credit lines.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Ascent Network logo
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Ascent Network

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16892 Bolsa Chica St., Suite 204, Huntington Beach, CA 92649
  • Debt Consolidation
  • Credit Monitoring

Business Description

Ascent Network offers credit specialist services in Santa Ana. As a faith-based organization, it emphasizes complete transparency when helping clients overcome financial obstacles and improve creditworthiness. Its credit restoration service includes a profile audit. The professionals at Ascent Network assist by verifying and legally removing all non-verified and inaccurate accounts of clients. They also provide a credit review to track score improvement. This organization also aims to help the underprivileged population through financial education and counseling.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (20)
Yelp
4.0 / 5 (19)
Google
4.6 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CountryWide Debt Relief logo
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CountryWide Debt Relief

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1504 Brookhollow Dr Ste 117, Santa Ana, CA 92705

Business Description

CountryWide Debt Relief is a credit repair company in Santa Ana that improves clients' credit profiles via debt management. Its debt consultants evaluate credit reports, analyze clients' debt portfolios, and provide debt consolidation solutions that include debt consolidation programs or loans from financial institutions. Another debt relief option is credit card consolidation via credit card balance transfers and consolidation loans. CountryWide Debt Relief helps clients to file for bankruptcy as a last resort for debt settlement. The debt negotiators deal with banks to resolve every debt. CountryWide Debt Relief has over 30 years of experience in the finance and debt relief industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit-Repair logo
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Credit-Repair

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1400 East Cooley Drive, Colton, CA 92324
  • Credit Monitoring

Business Description

Credit-Repair is a company in the Santa Ana metro that provides assistance to clients who are in credit card debt. It has a team of attorneys who performs careful credit examination to come up with strategies that fit the needs of clients. It then coordinates with credit companies and bureaus to modify the strategies. The company also counsels clients on rebuilding their credit ratings. Credit-Repair has been helping clients achieve financial freedom for 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EZ Choice Credit Repair logo
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EZ Choice Credit Repair

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18430 Brookhurst St, Fountain Valley, CA 92708

Business Description

EZ Choice Credit Repair caters to Consumers Nationwide and is located in Southern California in the Santa Ana metro and its surrounding areas. It helps Consumers achieve their financial goals by helping fix and rebuild their personal credit. The credit repair process involves educating the Consumers on how their credit works for them and how it can be rebuilt. It's dispute process works on negative & fraudulent information and also items, such as: bankruptcies, foreclosures, repossessions, late payments, liens, collections, charge offs, hard business inquiries, a.k.a. names and outdated mailing addresses. The Company brings 30+ years of experience in the Credit Industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (75)
Facebook
4.5 / 5 (23)
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
High Rise Credit logo
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High Rise Credit

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2400 East Katella Avenue, Anaheim, CA 92806

Business Description

High Rise Credit provides individuals with an expert to create a customized solution for repairing credit reports. The professional consultant reviews each of the three reporting agency's reports and begins the steps to remove inaccuracies. They challenge obsolete items, duplicates, and unverifiable information. High Rise Credit's personal manager also establishes a customer portal for individuals to have 24/7 access to view progress and communicate with their consultant. Customers receive ongoing support and credit rebuilding tips.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.2 / 5 (55)
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Making Lives Better Credit Solutions logo
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Making Lives Better Credit Solutions

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17671 Cowan, Irvine, CA 92614
  • Credit Audit
  • Credit Dispute

Business Description

Making Lives Better Credit Solutions handles the concerns of clients throughout Santa Ana and its surrounding communities. Its approach involves consultations and credit analysis, as well as the challenge of negative report items toward credit bureaus for long-term improvement. It helps clients keep track of their status updates and reports on score changes, and educates them through credit training on the details and facets behind the FCRA. Its bilingual staff members can accommodate Spanish-speaking individuals and families throughout the area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MetroFund Financial logo
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MetroFund Financial

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1850 17th Street, Santa Ana, CA 92705

Business Description

MetroFund Financial primarily offers credit repair services in Santa Ana. Its credit specialists pull credit reports, explain report items and their effect on clients' credit scores, and identify report items to be disputed. Clients receive work quotes and contracts for approval and assistance for credit bureau investigations. The process aims to eliminate records on closed accounts, charge-offs, inquiries, late payments, foreclosures, and wage garnishments. Its removal services also include incorrect personal information such as addresses, employer, and SSN info.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
5.0 / 5 (11)
Facebook
4.4 / 5 (8)
NextDay Credit Score Improvement logo
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NextDay Credit Score Improvement

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4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660

Business Description

NextDay Credit Score Improvement is a credit repair company serving the Santa Ana area. The company's credit experts help clients remove charge-offs, collections, late payments, and liens that are dragging down their credit scores, so that they can apply for credit cards, insurance policies, mortgages, and new loans. They also help remove bankruptcies, credit inquiries, foreclosures, judgments, and repossessions from the record and help clients improve their credit scores by challenging the validity of each account.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (12)
Pacific West Credit LLC logo
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Pacific West Credit LLC

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3024 E Chapman Ave # 161, Orange, CA 92869

Business Description

Pacific West Credit LLC is a credit repair agency near Santa Ana. The company's professionals examine credit reports and create customized strategies to challenge unverifiable and inaccurate information. They have experience in the dispute negotiation process and working with the three major credit bureaus. Clients can see results within 25 to 45 days after the submission of dispute letters, and if not, the staff repeats the dispute process. The company delivers constant updates via email alerts, and clients can view their credit repair progress on the customer service website. Pacific West Credit offers credit education, online support, and consultation for clients to maintain healthy credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Speedy Credit Repair logo
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Speedy Credit Repair

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117 Main St Ste 202, Huntington Beach, CA 92648

Business Description

Family-operated Speedy Credit Repair offers credit restoration services in and around Santa Ana. Its professionals challenge negative information in credit reports to potentially improve clients credit scores. The staff has experience in tackling past-due payments, collection accounts, foreclosures, charge-offs, and repossessions. The repair process begins with a credit report review, drafting custom dispute letters, and sending the letters to the credit bureaus. The credit restoration program lasts six months, and the company offers a credit evaluation to determine who joins the program. Additionally, clients can view live progress updates through a secure private link. Speedy Credit Repair works towards boosting credit histories via the addition of positive items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Top Credit Care logo
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Top Credit Care

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2081 Business Center Dr Ste 268, Irvine, CA 92612

Business Description

Founded in 2015, Top Credit Care credit repair company near Santa Ana assists clients in improving their credit standing. It does this by challenging negative, erroneous details on credit files. The staff reviews credit reports from the major credit reporting agencies to find discrepancies and discover potential room for improvement. The professionals use consumer protection laws to dispute questionable items, such as late payments, hard inquires, foreclosures, collections, bankruptcies, and debts. Additionally, Top Credit Care provides financial management solutions, including maximizing credit card repayments, keeping track of expenditures, and checking credit card statements. The company offers credit education services to reinforce the credit restoration process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0