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Best Mortgage Refinance Companies in Fullerton

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2023
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24/7 Mortgage logo
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License Verified:

License: 1860778

Nationwide Multistate Licensing System and Registry

24/7 Mortgage

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9741 Bolsa Ave, Suite 215, Westminster, CA 92683
  • Reverse Mortgages
  • New Construction

Business Description

24/7 Mortgage offers refinancing options to Fullerton customers. It commits to providing a streamlined and positive mortgage experience for partners and clients by applying its industry expertise and using technology in its processes. Its refinancing service helps clients lower their mortgage interest rates, consolidate debts, eliminate monthly PMIs, accelerate their equity, and pay off their loans faster. It offers a cash-out refinancing program that allows its clients to increase their cash flow. 24/7 Mortgage is founded by Peter Phu Nguyen, who previously worked as a manager for Amazon and Target.

License Verified:

License: 1860778

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Rate Network logo

License Verified:

License: 938746

Nationwide Multistate Licensing System and Registry

American Rate Network

138 W Malvern Ave Unit F, Fullerton, CA 92832
  • New Construction

Business Description

American Rate Network serves clients, including first-time home buyers and real estate veterans, in Fullerton. It helps individuals refinance their mortgages in order to shorten their loan terms, cash out equity, or consolidate debt. It offers a variety of mortgage products, including USDA, FHA, VA, conventional, and jumbo loans. Matthew Campbell, one of the loan officers of American Rate Network, strives to help people achieve their homeownership goals by working with them every step of the way, from application to closing.

License Verified:

License: 938746

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Arbor Financial Group logo

License Verified:

License: 236669

Nationwide Multistate Licensing System and Registry

Arbor Financial Group

1805 E. Garry Avenue, Santa Ana, CA 92705
  • Reverse Mortgages

Business Description

Arbor Financial Group has been providing refinancing solutions to borrowers in Fullerton for over two decades. Its advisors explain costs, policies, and credit score bearing, seeking to raise customer confidence through proper education. Its work involves guiding clients in processing papers and helping find programs that fit their goals and time frame. The company is affiliated with over 75 lenders and has established relationships with financial banks and institutions. Besides loan services, it offers home, life, and auto insurance products.

License Verified:

License: 236669

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (60)
Facebook
4.6 / 5 (35)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
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Argonaut Real Estate & Mortgage logo
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License Verified:

License: 1298150

Nationwide Multistate Licensing System and Registry

Argonaut Real Estate & Mortgage

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1224 E. Katella Ave., #207, Orange, CA 92867
  • Reverse Mortgages

Business Description

Argonaut Real Estate & Mortgage is a broker that provides real estate and home loan services to clients in Fullerton and surrounding areas. It assists with mortgage refinancing, utilizing multiple lenders to help current homeowners find the loan program that fits their needs. It also offers purchase loans for commercial, residential, and rental properties. Clients looking to sell are assisted as well. Argonaut Real Estate & Mortgage is managed by Platinum Financial Services. Broker associate David Pixler has 17 years of experience in the industry.

License Verified:

License: 1298150

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Avid Mortgage Solutions logo
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License Verified:

License: 1656848

Nationwide Multistate Licensing System and Registry

Avid Mortgage Solutions

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1211 Puerta Del Sol, Suite 150, San Clemente, CA 92673
  • New Construction

Business Description

Avid Mortgage Solutions serves the neighborhoods of Fullerton and the surrounding areas. It offers refinancing services that match clients' goals or help them pay off existing mortgages. Clients are provided options based on their unique scenarios to help them make informed decisions. Some of these include fixed and adjustable rates, jumbo and super jumbo loans, and VA and USDA loans. Founders Alan Stuhr and Robert Hart established the company to create mortgage solutions both for simple and complex borrowers.

License Verified:

License: 1656848

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clear Mortgage Capital, Inc. logo

License Verified:

License: 1935005

Nationwide Multistate Licensing System and Registry

Clear Mortgage Capital, Inc.

950 S Coast Drive, Suite 220, Costa Mesa, CA 92626
  • Multi-Family Loans
  • New Construction

Business Description

Clear Mortgage Capital, Inc., caters to clients in Fullerton who are looking for home loan options. The team delivers conventional fixed-rate products with 30-year periods and government-backed contracts under the FHA and Veterans Affairs. Adjustable rates and jumbo loans are also available. AVP and branch manager Dustin Andersen has been in the real estate lending sector for more than 17 years. He is joined by branch manager Sergio Becerra who is a mortgage loan originator.

License Verified:

License: 1935005

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (575)
Yelp
4.5 / 5 (29)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
ID Mortgage Broker logo

License Verified:

License: 1694805

Nationwide Multistate Licensing System and Registry

ID Mortgage Broker

13317 Ventura Blvd #H, Sherman Oaks, CA 91423
  • New Construction

Business Description

ID Mortgage Broker caters to clients with residential and commercial loan needs in Fullerton. It offers refinancing options that will help them lower monthly payments, remove private mortgage insurance, or reduce interest rates. Available options include FHA, ARM to fixed, and cash-out. Additionally, it offers other loan programs, such as no document, no closing, jumbo, construction, and fix and flip. ID Mortgage Broker also works with agents and investors. Founder Irina Dyakun has been in the mortgage industry for more than nine years.

License Verified:

License: 1694805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nextafi logo
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License Verified:

License: 1690713

Nationwide Multistate Licensing System and Registry

Nextafi

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500 N. State College Blvd, #1100, Orange, CA 92868
  • Reverse Mortgages

Business Description

Nextafi assists prospective homeowners in Fullerton in navigating the complexities of owning a home by streamlining the loan process. It offers refinancing solutions that help clients who are looking to consolidate high-interest debt, lower interest rates and monthly payments, remove PMIs, and fund home improvement projects. It evaluates the financial capacity and situation of the homeowner before recommending an option from its diverse portfolio of loan products to suit each client's individual goals and needs.

License Verified:

License: 1690713

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (37)
Optimum First Mortgage logo
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License Verified:

License: 240415

Nationwide Multistate Licensing System and Registry

Optimum First Mortgage

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8900 Warner Avenue, Fountain Valley, CA 92708
  • New Construction

Business Description

Optimum First Mortgage caters to individuals in Fullerton. The firm offers mortgage refinancing services to reduce loan terms and leverage the equity of clients' homes. It provides VA, FHA, and conventional loans. Interest rate monitoring and home value updates are available to help clients make informed financial decisions. In addition, it has same-day underwriting and 24/7 customer support to answer related inquiries. Matthew Dohman and Robert Drenk founded Optimum First Mortgage in 2009. The company also serves customers in Idaho, Arizona, and California.

License Verified:

License: 240415

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (449)
Google
4.9 / 5 (334)
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Prime Mortgage logo
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License Verified:

License: 1981076

Nationwide Multistate Licensing System and Registry

Prime Mortgage

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555 Anton Blvd, Suite 150, Costa Mesa, CA 92626
  • New Construction

Business Description

Prime Mortgage provides real estate buying, selling, and financing services to new and seasoned buyers in Fullerton and the surrounding areas. It assists clients in refinancing their house loans to reduce the high-interest rate or to balance certain essential financial demands and cash-out refinance alternatives. Its loan officers help clients choose from common options like jumbo, USDA, VA, FHA, fixed-rate mortgages, and investment property loans. Prime Mortgage is a member of NMLS and the Mortgage Bankers Association.

License Verified:

License: 1981076

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (577)
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Purpose Funding logo
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License Verified:

License: 273299

Nationwide Multistate Licensing System and Registry

Purpose Funding

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27651 La Paz Road, 200, Laguna Niguel, CA 92677
  • New Construction

Business Description

Purpose Funding is an institution that offers mortgage refinancing to residents in Fullerton. It has fixed-rate and adjustable-rate mortgages for homeowners who want to pay off their existing loans through a new one. It also offers 15- and 30-year fixed-rate mortgages, VA loans, and reverse mortgages. Purpose Funding helps clients by providing tools like pre-approval letters, refinance analysis, and a payment calculator. In addition, it has an online login portal to allow clients to access their accounts from their homes.

License Verified:

License: 273299

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.4 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Total Quality Lending logo
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License Verified:

License: 1933377

Nationwide Multistate Licensing System and Registry

Total Quality Lending

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7700 Irvine Center Drive, Suite 760, Irvine, CA 92618
  • Reverse Mortgages

Business Description

Total Quality Lending has been delivering home financing solutions to clients in Fullerton and nearby cities since 2019. It offers a mortgage refinance program to borrowers who want to fund their existing loans for house renovation purposes or those seeking to lower payments and interest rates. There are also lending programs available for first-time homebuyers, such as FHA, conventional, and jumbo loans. Dedicated to putting clients first, the firm focuses on exploring workable ideas and ways to fulfill each borrower's particular demands.

License Verified:

License: 1933377

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (148)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
True Path Loans logo
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License Verified:

License: 1876959

Nationwide Multistate Licensing System and Registry

True Path Loans

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16470 Bake Parkway Suite 200, Irvine, CA 92618
  • Commercial
  • Purchases
  • VA Loans
  • Reverse Mortgages

Business Description

True Path Loans assists clients in Fullerton with buying a home or completing the refinancing procedure. The company comprises mortgage advisors with the knowledge and experience clients need to determine the various financing choices available. They offer a conventional 30-year fixed-rate mortgage recommended for those who intend to live in the property for at least seven years. Additional options include FHA, VA, jumbo, and SBA loans. Owner and broker Adrian Placinta has over 15 years of experience as a mortgage expert.

License Verified:

License: 1876959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)
Facebook
5.0 / 5 (62)
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.