Best Mortgage Refinance Companies in Fairfield

Almond Tree Mortgage is a brokerage business serving the community of Fairfield with loans for refinancing or home purchasing. Through mortgage refinance, families and individuals may obtain money or a lower interest rate from their properties. The company also provides assistance in securing low rates and closing loans on time to a variety of clients, including refinancing homeowners, investment buyers, seniors seeking reverse mortgages, first-time purchasers, and move-up/second-timers. Almond Tree Mortgage has been operating in the industry for over 20 years.

Benchmark Mortgage is open to home loan and refinancing applicants located in areas within Fairfield. Its team's client-centered approach focuses on scrutinizing the financial goals and capabilities of prospective applicants, as well as their desired term durations and interest rates. Its loan officers also educate clients using information that is drawn from changes in the local market and existing rates throughout the mortgage industry. Benchmark Mortgage also supports a variety of local non-profit groups and programs, including Boot’N & Shoot’N and the Brain Treatment Foundation.

Darlene Espinoza assists Fairfield residents with home refinancing. She is a Certified Mortgage Advisor with over 20 years of lending and financial industry experience. She leverages her combined knowledge of mortgages and financial and tax planning to find refinancing options that improve clients' mortgage terms and help build wealth. Espinoza also offers home purchase loans. She is a six-time Five Star Mortgage Professional awardee and has been recognized by Scotsman Guide as a Top Originator.

Deb Sundlie-Osborn is a senior loan officer from United Lending Partners. She guides clients in Fairfield through several refinancing options available and helps them find one that matches their goals. Her services are also available for those who want to make a home purchase. Options include fixed mortgage rates for 15 or 30 years, as well as FHA, VA, USDA, jumbo, and 203k loans. Osborn brings over 23 years of lending experience to assist clients in obtaining the mortgage they need.

Dream Team Lending is headed by mortgage broker duo Loli Martinez Lonso and Alix Pate, who share a combined industry experience of over 30 years, serving Fairfield with its client-focused mortgage solutions. It helps clients make informed decisions by analyzing their goals and apprising various refinancing and loan programs, including fixed and adjustable rate mortgages, conforming, jumbo, and government loans such as FHA, VA, and USDA. The company also assists Hispanic clients through Lonso, a fluent speaker of the Spanish language.

Edward Nakamura is a Finance of America Mortgage specialist who serves individuals and families in the Fairfield area and nearby locations. As a producing branch manager, he assists clients seeking refinancing solutions. He works closely with homebuyers and investors to develop strategies that can lower monthly payments, consolidate debts, and shorten loan terms. The professional also provides a selection of mortgage options suited to customers' financial plans. Nakamura processes reverse, renovation, and veteran loan products.

Home Loans by Ed Esteban is a service provider delivering solutions to the refinancing goals of residents in the Fairfield metro and the neighboring areas. Loan officer Ed Esteban designs refinancing options to serve clients looking to save money and those who have less-than-perfect credit scores. Esteban is affiliated with Edge Home Finance Corporation and assists mortgage borrowers throughout the refinancing process, from analysis to loan fulfillment. Additionally, he serves the needs of downsizing homeowners and rental property investors.

Integrus Mortgage provides its services to clients in and around the Fairfield area. It helps individuals and families access equity for debt payoffs and home-remodeling purposes and switch to a shorter loan term by offering mortgage refinance options. The firm also assists first-time homebuyers and provides them with loan products, such as conventional, FHA, jumbo, USDA, VA, and family gift fund programs. Jeremy Gould, the owner, has more than 15 years of financial service experience.

Jnucum Home Loans attends to the financing needs of Fairfield locals. It provides assistance for its clients' purchasing or refinancing inquiries. The mortgage company extends its services and assistance to clients regardless of their credit score or getting denied home loans in the past. It handles mortgage concerns such as FHA mortgages, home equity line of credit, jumbo mortgage loans, USDA loans, reverse mortgages, and VS loans. It also works on matters concerning down payment assistance loans, HARP refinances, cashing out, lowering rates, and eliminating PMI.

Network Independent Mortgage Brokers caters to clients in Fairfield and other communities in the Bay Area. It offers them refinancing options and provides them with estimates for review. Other options include VA, FHA, 203(k), 203(h), jumbo, and conventional loans. Additionally, reverse and 80-10-10 mortgages, as well as CHENOA and CalHFA down payment assistance programs, are also available. Its team provides assistance, from the initial phase of document gathering to the final steps of agreement signing. The brokerage has been operating for more than 29 years.

Pacific Community Lender, Inc. is a brokerage serving Fairfield. It assists customers considering a refinance or buying a home for the first time. The company offers special programs sourced from various financial institutions and investors to those who do not meet traditional requirements due to employment status or low FICO scores. Options include 30-year fixed-rate, non-owner-occupied, short sale, and business bank statement mortgages. Pacific Community Lender has teamed up with The Leaven and Pink Lemonade to support needy children and cancer patients.