Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Fairfield, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fairfield Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2123Reviewed

1275Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3338 N Texas Street Suite D, Fairfield, CA 94533
WebsiteLicense: 0G46128

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (38)
Yelp
4.0 (7)

Why choose this provider?

Corina Marler is an insurance agent serving individuals and businesses in Fairfield. She offers health insurance options that are designed to meet the needs of families and seniors, incorporating Medicare supplements, supplemental health, individual coverage, and disability paycheck. In addition, she provides insurance products for pets, automobiles, businesses, and personal properties. Corina has been affiliated with State Farm since 2009 and is a second-generation agent. Her team assists with insurance and financial reviews and can communicate in English, Spanish, and Vietnamese.

  • Life Insurance

P.O. Box 624, Napa, CA 94534
WebsiteLicense: 0F21313

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (4)

Why choose this provider?

Nelson Insurance Services helps Fairfield residents acquire personal insurance products, with a focus on health coverage plans. These plans include individual dental, vision, and long-term care insurance. Its agents also help clients acquire Medicare Part D coverage for their prescription drugs and Medicare Supplement policies for things like copayments and deductibles in their original Medicare policy. Julie Nelson, one of the company's insurance professionals, has been working in the insurance industry for over a decade.

  • Medicare Supplements
  • Medicare Supplement Insurance
  • Medicare

2401 Waterman Blvd, Fairfield, CA 94533
WebsiteLicense: 0B49406

Why choose this provider?

Health Management Options Insurance Services provides assistance to clients in Fairfield and nearby areas in obtaining health coverage plans. The independent agency caters to California businesses in meeting their obligations mandated by the Patient Protection and Affordable Care Act. It represents providers of health plans like Aetna, Health Net, Kaiser Permanente, and United Health Care. In addition to health insurance, its list of products and services includes pensions, employee benefits, workers' compensation, and whole menu plans.

  • Group Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Corina Marler
3338 N Texas Street Suite D, Fairfield, CA 94533
Nelson Insurance Services
P.O. Box 624, Napa, CA 94534
Health Management Options Insurance Services
2401 Waterman Blvd, Fairfield, CA 94533

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the recognized forms of Minimum Essential Coverage in Fairfield?

    Residents of Fairfield are exempt from penalties if they possess any of the following health coverages: plans purchased through Covered California, employer-offered comprehensive health plans, government schemes like Medicare, CHIP, Medi-Cal, or TriCare, and insurance obtained via the University of California student health or other student or voluntary dependent plans. For clarity on plan eligibility, residents should consult their plan provider.

  • What healthcare benefits are available to Fairfield residents through Medi-Cal and Covered California?

    In Fairfield, Medi-Cal and Covered California extend core health benefits like outpatient services, hospital stays, prescription medicines, lab evaluations, and mental health support. Eligibility is based on factors like family composition and earnings. Those aligned with Medi-Cal's criteria often have low or no associated costs. However, premiums for Covered California plans can shift based on age, earnings, family count, and living area.

  • How do Fairfield courts address health insurance in child support orders?

    In Fairfield, child support orders prominently include health insurance expenses. The inclusion stems from the overarching aim of prioritizing children's welfare in family law. If a parent provides health, including dental and vision, insurance, they're mandated to retain it if it's free or at a nominal cost. This insurance maintenance order, alongside the child support amount, holds equal significance. Neglecting it, especially when affordable, might result in court contempt charges.

  • How does the Affordable Care Act address health insurance for Fairfield residents who live in multiple states?

    For Fairfield residents dividing their time between two states, the ACA permits insurance purchase in either or both locations, given they reside "an entire season or other long period of time" in their secondary home. Acquiring insurance in just one state is simpler and cost-effective. However, outside that state, only emergency care is typically covered, potentially leading to elevated medical bills.

  • How do Fairfield-based health insurance plans address gender-affirming surgeries?

    In Fairfield, many health insurance plans in California typically include gender-affirming surgeries within their Transgender Health Benefits. However, the extent of coverage differs by health insurance. It's essential to contact the specific insurance provider to understand the surgeries covered and any associated requirements. Patients should also be aware of potential co-payments, which could be a set amount or a fraction of the procedure's expense. Coverage breadth depends on location and individual insurance plans.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.