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Best Health Insurance Agencies in Fairfield

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2023
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Corina Marler logo
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License Verified:

License: 0G46128

California Department of Insurance

Corina Marler

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3338 N Texas Street Suite D, Fairfield, CA 94533
  • Life Insurance

Business Description

Corina Marler is an insurance agent serving individuals and businesses in Fairfield. She offers health insurance options that are designed to meet the needs of families and seniors, incorporating Medicare supplements, supplemental health, individual coverage, and disability paycheck. In addition, she provides insurance products for pets, automobiles, businesses, and personal properties. Corina has been affiliated with State Farm since 2009 and is a second-generation agent. Her team assists with insurance and financial reviews and can communicate in English, Spanish, and Vietnamese.

License Verified:

License: 0G46128

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (16)
Yelp
4.0 / 5 (7)
Health Management Options Insurance Services logo
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License Verified:

License: 0B49406

California Department of Insurance

Health Management Options Insurance Services

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2401 Waterman Blvd, Fairfield, CA 94533
  • Group Plans

Business Description

Health Management Options Insurance Services provides assistance to clients in Fairfield and nearby areas in obtaining health coverage plans. The independent agency caters to California businesses in meeting their obligations mandated by the Patient Protection and Affordable Care Act. It represents providers of health plans like Aetna, Health Net, Kaiser Permanente, and United Health Care. In addition to health insurance, its list of products and services includes pensions, employee benefits, workers' compensation, and whole menu plans.

License Verified:

License: 0B49406

California Department of Insurance

Nelson Insurance Services logo

License Verified:

License: 0F21313

California Department of Insurance

Nelson Insurance Services

P.O. Box 624, Napa, CA 94534
  • Medicare Supplements
  • Medicare Supplement Insurance
  • Medicare

Business Description

Nelson Insurance Services helps Fairfield residents acquire personal insurance products, with a focus on health coverage plans. These plans include individual dental, vision, and long-term care insurance. Its agents also help clients acquire Medicare Part D coverage for their prescription drugs and Medicare Supplement policies for things like copayments and deductibles in their original Medicare policy. Julie Nelson, one of the company's insurance professionals, has been working in the insurance industry for over a decade.

License Verified:

License: 0F21313

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (4)

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.