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Best Local Car Insurance Agencies in Daly City

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800 Insurance Financial Services logo
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License Verified:

License: 0C66738

California Department Of Insurance

800 Insurance Financial Services

7204 Mission Street, Daly City, CA 94014
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  • Multiple Carriers

Business Description

800 Insurance Financial Services is an independent insurance agency serving the Daly City community. It shops the insurance market to provide a wide range of personal and commercial car insurance coverage options to clients. The agency also offers retirement insurance plans as well as annuities for long-term investment. Clients are first educated about insurance policies to determine the coverage that's best for their needs. Its team of independent insurance advisors assists clients in achieving the balanced life they dream of with hard work and passion.

License Verified:

License: 0C66738

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (27)
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alan Naguit logo
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License Verified:

License: 0K56016

California Department Of Insurance

Alan Naguit

333 Gellert Boulevard, Daly City, CA 94015
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  • Multiple Carriers
  • Bundling Option

Business Description

A native of Daly City, Alan Naguit is a State Farm insurance agent that covers clients in and around the city. He offers auto insurance plans to help clients in case of accidents or other types of unexpected damages. This includes hurricanes, hail, theft, and high-speed collisions. He also those with foreign licenses get policies for their cars. Alan has two children and his staff have over 20 years of combined experience. Their other services include health and pet insurance.

License Verified:

License: 0K56016

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)
Basic West Insurance Agency logo
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License Verified:

License: 0664506

California Department Of Insurance

Basic West Insurance Agency

1641 Taraval Street, San Francisco, CA 94116
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Based in California, Basic West Insurance Agency has been providing insurance products and solutions to residents of Daly City and the San Francisco area since 1946. Its team of experienced insurance agents specializes in SR22 auto insurance. They are also adept at building fully personalized car insurance plans tailored to the clients' specific needs, driving histories, and type and use of vehicles. Additionally, clients may obtain other personal and business insurance products, such as special events coverage, through the agency.

License Verified:

License: 0664506

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Metromile logo
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License Verified:

License: 0H79351

California Department Of Insurance

Metromile

San Francisco, CA
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  • Bundling Option

Business Description

Metromile offers an innovative car insurance service in the Tempe and Daly City areas. Its car insurance policy includes liability, medical, and vehicle coverages. Its agents use the company's own mobile app to give clients personalized plans based on their driving habits. The app also gives policyholders updates regarding their car's health and allows them to avoid tickets through a feature available in selected cities. Additionally, Metromile also helps its customers locate their cars if they get stolen or lost.

License Verified:

License: 0H79351

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Riskguard Insurance Solutions logo
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License Verified:

License: 0K18299

California Department Of Insurance

Riskguard Insurance Solutions

422 Presidio Avenue, San Francisco, CA 94115
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Business Description

Riskguard Insurance Solutions in Daly City is a privately owned and operated agency that offers customized insurance and risk management solutions to individuals, families, and businesses. Its licensed agents have 86 years of combined industry experience and can write any type of insurance, including car insurance policies. Customers have the option to bundle their auto and home policies. It has a wide selection of flexible personal and commercial insurance programs from top carriers, such as Lloyd's, Safeco, and Travelers.

License Verified:

License: 0K18299

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SaveUmore Insurance Agency logo
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License Verified:

License: 0C23716

California Department Of Insurance

SaveUmore Insurance Agency

318 Westlake Center, Daly City, CA 94015
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  • Motorcyle & ATV

Business Description

SaveUmore Insurance Agency serves both individual and business clients in Daly City and the surrounding areas. It is an independent insurance agency that offers car insurance products. The company can compare options from more than 20 insurance providers to help customers find a policy that fits their needs. The agents of SaveUmore Insurance Agency assist policy buyers by explaining the coverages available to them. They are also committed to fostering long-term relationships with them and providing them excellent service.

License Verified:

License: 0C23716

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)
Smart Age Insurance Services - Daly City logo
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License Verified:

License: 0E65748

California Department Of Insurance

Smart Age Insurance Services - Daly City

6712 Mission Street, Daly City, CA 94014
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  • Multiple Carriers

Business Description

Smart Age Insurance Services has been providing insurance solutions in Daly City for over 15 years. It offers a wide array of insurance products such as auto and motorcycle insurance, home insurance, life and health, and business insurance. Its team specializes in crafting auto policies for driving clients that mainly include liability, property damage, and medical expenses coverages. It helps protect individuals, families, and businesses against financial losses by finding the right policy that will best fit clients' requirements.

License Verified:

License: 0E65748

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wang Insurance logo
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License Verified:

License: 0743903

California Department Of Insurance

Wang Insurance

2620 Judah Street, San Francisco, CA 94122
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  • Multiple Carriers

Business Description

Serving the residents of Daly City, Wang Insurance was established in 1979 to provide all aspects of insurance services to its clients. As an independent agency, the company works with over 30 top providers to shop on behalf of clients. The team offers assistance in determining coverage options for vehicles involving physical damage, medical payments, rental car reimbursements, and roadside assistance. Wang Insurance's agents can fluently speak to clients in English, Mandarin, Cantonese, and Vietnamese.

License Verified:

License: 0743903

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (43)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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