Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in San Mateo, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Mateo Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

39Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

72 37th Avenue, San Mateo, CA 94403
WebsiteLicense: 0D60393

Expertise.com Rating

Review Sources

Yelp
4.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Flaig Insurances Services handles a wide range of personal and commercial insurance needs of clients in San Mateo and the surrounding communities. In addition to car insurance, the agency also offers coverages for specialty hobby vehicles such as motorcycles, ATVs, RVs, classic or show vehicles, and watercraft such as boats. Within a decade of being in the industry, the agency managed to climb to the top three to five percent ranking of insurance agencies nationwide.

60 41st Avenue, San Mateo, CA 94403
WebsiteLicense: 0B80207

Expertise.com Rating

Review Sources

Google
5.0 (78)
Yelp
5.0 (37)

Why choose this provider?

Catalli Insurance Brokers is a family-run agency that has been serving San Mateo and the San Francisco Bay area since 1960. It provides auto insurance that covers clients and their families in the event of a vehicular accident, vandalism, natural disaster, or theft. The firm's agents help determine the coverage types, amounts, limits, and deductibles that match clients' insurance needs. Catalli Insurance Brokers also specializes in writing auto policies for families with young drivers, educators, scientists, engineers, and CPAs.

  • Motorcyle & ATV

14 41st Avenue, San Mateo, CA 94403
WebsiteLicense: 0C00792

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

Noel Sanchez provides car insurance to residents of San Mateo. He is a branch owner and an independent agent for The Woodland Financial Group (TWFG) Insurance Service since 2010. As a part of TWFG, his team has access to over a hundred insurance carriers. It offers various insurances for home, life, and business as well. Noel is fluent in both English and Spanish. He has more than 18 years of industry experience and a background in entrepreneurship.

  • Bundling Option

3154 Campus Drive, San Mateo, CA 94403
WebsiteLicense: 0K46527

Expertise.com Rating

Review Sources

Yelp
5.0 (13)

Why choose this provider?

San Mateo-based Telerate Insurance Services, Inc., has been providing car insurance for 35 years. Its agents help clients protect what's important to them and give them peace of mind through products like auto, home, business, and life insurance. The company was established in 1981 by one of its partners, Rich Kelaita, who was formerly the chairman of the non-profit The Hillsborough Concours d’ Elegance. Rob Helgesen and Patrick Leland, the firm's other partners, have more than 50 years of combined experience in the industry.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

155 Bovet Road, San Mateo, CA 94402
WebsiteLicense: 0281413

Expertise.com Rating

Why choose this provider?

DHW Insurance Brokers in San Mateo provides auto insurance plans to help drivers protect themselves and their loved ones. The agency specializes in tailoring auto insurance policies based on the clients' needs, risks, and budgets. Its team of agents also educates customers about their policies and makes sure that they meet California's requirements. DHW Insurance Brokers has been in the industry for more than 50 years and also offers other insurance products.

  • Multiple Carriers

1710 South Amphlett Boulevard, San Mateo, CA 94402
WebsiteLicense: 0522511

Expertise.com Rating

Review Sources

Yelp
4.5 (14)
Google
5.0 (1)

Why choose this provider?

Connell Insurance Agency is an auto insurance company serving clients in San Mateo since 1978. It is a family-owned and operated business started by Al Connell and includes his children Jacquiline and Erick. The company helps clients examine different policies from carriers like The Hartford and Progressive. Its agents can compare collision and liability fees between ten different carriers simultaneously. Connell Insurance Agency also handles coverage for other types of vehicles such as RVs, antique cars, and boats.

  • Bundling Option

414 East 3rd Avenue, San Mateo, CA 94401
WebsiteLicense: 0K51627

Expertise.com Rating

Review Sources

Google
4.7 (11)

Why choose this provider?

EMC Insurance Services, Inc., provides auto insurance plans to clients in and around San Mateo. Its financial experts and agents review a customer's driving history and household to find the coverages that fit them, such as accident liability and injury compensation. The company also crafts policies to pay for repairs caused by offroad incidents like fires or theft. EMC Insurance Services covers other types of vehicles like boats and motor homes, as well as fleets of businesses and employers.

  • RV & Motorhome
  • Motorcyle & ATV

1031 East Hillsdale Boulevard, Foster City, CA 94404
WebsiteLicense: 0E36328

Expertise.com Rating

Review Sources

Yelp
5.0 (27)

Why choose this provider?

Catherine Ho is an auto insurance provider that represents State Farm in Foster City and the nearby San Mateo metro. Ho and her team write auto insurance policies that provide a financial safety net for unforeseen motorist risks and accidents. She has over 40 years of experience in the insurance industry. She has deep ties with the Chinese community in the area and her team can cater to clients that speak Cantonese and Mandarin, as well as Spanish.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Flaig Insurances Services
72 37th Avenue, San Mateo, CA 94403
Catalli Insurance Brokers
60 41st Avenue, San Mateo, CA 94403
Noel Sanchez
14 41st Avenue, San Mateo, CA 94403
Telerate Insurance Services, Inc.
3154 Campus Drive, San Mateo, CA 94403
DHW Insurance Brokers
155 Bovet Road, San Mateo, CA 94402
Connell Insurance Agency
1710 South Amphlett Boulevard, San Mateo, CA 94402
EMC Insurance Services Inc
414 East 3rd Avenue, San Mateo, CA 94401
Catherine Ho
1031 East Hillsdale Boulevard, Foster City, CA 94404

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much do San Mateo motorists pay for car insurance on average?

    In San Mateo, the typical cost of minimum liability insurance is $168 per month. This is equivalent to an annual total of $2,012. For comprehensive coverage, the average cost is $148 per month, which translates to $1,770 per year. The calculation of each driver's insurance premium takes into account numerous variables, including the vehicle's make and model, the driver's history behind the wheel, and past claims.

  • Are there other ways for San Mateo drivers to prove that they are financially accountable for damages caused while driving besides car insurance?

    Apart from auto insurance, San Mateo drivers can show their financial responsibility for driving-related damages by obtaining a surety bond valued at $35,000. They can also secure a self-insurance certificate or deposit $35,000 in cash. However, for the majority of San Mateo drivers, purchasing car insurance remains the most pragmatic and commonly preferred option.

  • What advantages do San Mateo auto insurance firms have over national carriers?

    Car insurance agents and brokers based in San Mateo provide a higher level of personalized service, fostering the potential for long-lasting client relationships. They also have a deeper understanding of the unique insurance requirements and risks specific to the area. A local agent or broker is highly recommended for motorists who value a personal relationship and local expertise.

  • Do San Mateo motorists have to accept the insurance company's appraisal of damage?

    No. San Mateo drivers should review the appraisal clause within their insurance policies when they encounter disagreements with their providers' appraisals. This method enables drivers and their insurance companies to obtain an assessment from an appraiser they mutually approve of. If consensus cannot be reached, they can seek the services of a third-party arbitrator.

  • What factors San Mateo drivers must take into account when selecting a car insurance company?

    When choosing a San Mateo car insurance provider, it is essential for drivers to verify the licensing status of any insurer they consider. To ensure a smooth experience, motorists should review the official complaint history of these companies with the California Department of Insurance. Additionally, drivers should reach out to the companies directly to gauge the friendliness and helpfulness of their staff.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.