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Best Local Car Insurance Agencies in San Mateo

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ABC Insurance Services, Inc. logo
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License Verified:

License: 0D08437

California Department Of Insurance

ABC Insurance Services, Inc.

3401 Pacific Boulevard, San Mateo, CA 94403
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  • Multiple Carriers

Business Description

As an independent insurance agency, ABC Insurance Services, Inc., partners with various insurance carriers in providing insurance plans for clients in San Mateo and its nearby areas. The insurance agency has been in the industry since 1995. ABC Insurance Services agents offer car insurance policies to clients helping them cover their liabilities to other parties caused by accidents. Additionally, the agency also offers other insurance plans for homeowners and businesses.

License Verified:

License: 0D08437

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Catalli Insurance Brokers logo
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License Verified:

License: 0B80207

California Department Of Insurance

Catalli Insurance Brokers

60 41st Avenue, San Mateo, CA 94403
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  • Motorcyle & ATV

Business Description

Catalli Insurance Brokers is a family-run agency that has been serving San Mateo and the San Francisco Bay area since 1960. It provides auto insurance that covers clients and their families in the event of a vehicular accident, vandalism, natural disaster, or theft. The firm's agents help determine the coverage types, amounts, limits, and deductibles that match clients' insurance needs. Catalli Insurance Brokers also specializes in writing auto policies for families with young drivers, educators, scientists, engineers, and CPAs.

License Verified:

License: 0B80207

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Yelp
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Catherine Ho logo
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License Verified:

License: 0E36328

California Department Of Insurance

Catherine Ho

1031 East Hillsdale Boulevard, Foster City, CA 94404
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  • Bundling Option

Business Description

Catherine Ho is an auto insurance provider that represents State Farm in Foster City and the nearby San Mateo metro. Ho and her team write auto insurance policies that provide a financial safety net for unforeseen motorist risks and accidents. She has over 40 years of experience in the insurance industry. She has deep ties with the Chinese community in the area and her team can cater to clients that speak Cantonese and Mandarin, as well as Spanish.

License Verified:

License: 0E36328

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (27)
Connell Insurance Agency logo
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License Verified:

License: 0522511

California Department Of Insurance

Connell Insurance Agency

1710 South Amphlett Boulevard, San Mateo, CA 94402
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  • Bundling Option

Business Description

Connell Insurance Agency is an auto insurance company serving clients in San Mateo since 1978. It is a family-owned and operated business started by Al Connell and includes his children Jacquiline and Erick. The company helps clients examine different policies from carriers like The Hartford and Progressive. Its agents can compare collision and liability fees between ten different carriers simultaneously. Connell Insurance Agency also handles coverage for other types of vehicles such as RVs, antique cars, and boats.

License Verified:

License: 0522511

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (14)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DHW Insurance Brokers logo
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License Verified:

License: 0281413

California Department Of Insurance

DHW Insurance Brokers

155 Bovet Road, San Mateo, CA 94402
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  • Multiple Carriers

Business Description

DHW Insurance Brokers in San Mateo provides auto insurance plans to help drivers protect themselves and their loved ones. The agency specializes in tailoring auto insurance policies based on the clients' needs, risks, and budgets. Its team of agents also educates customers about their policies and makes sure that they meet California's requirements. DHW Insurance Brokers has been in the industry for more than 50 years and also offers other insurance products.

License Verified:

License: 0281413

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EMC Insurance Services Inc logo
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License Verified:

License: 0K51627

California Department Of Insurance

EMC Insurance Services Inc

414 East 3rd Avenue, San Mateo, CA 94401
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

EMC Insurance Services, Inc., provides auto insurance plans to clients in and around San Mateo. Its financial experts and agents review a customer's driving history and household to find the coverages that fit them, such as accident liability and injury compensation. The company also crafts policies to pay for repairs caused by offroad incidents like fires or theft. EMC Insurance Services covers other types of vehicles like boats and motor homes, as well as fleets of businesses and employers.

License Verified:

License: 0K51627

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Flaig Insurances Services logo
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License Verified:

License: 0D60393

California Department Of Insurance

Flaig Insurances Services

72 37th Avenue, San Mateo, CA 94403
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Business Description

Flaig Insurances Services handles a wide range of personal and commercial insurance needs of clients in San Mateo and the surrounding communities. In addition to car insurance, the agency also offers coverages for specialty hobby vehicles such as motorcycles, ATVs, RVs, classic or show vehicles, and watercraft such as boats. Within a decade of being in the industry, the agency managed to climb to the top three to five percent ranking of insurance agencies nationwide.

License Verified:

License: 0D60393

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Noel Sanchez logo
Visit WebsiteWebsite

License Verified:

License: 0C00792

California Department Of Insurance

Noel Sanchez

14 41st Avenue, San Mateo, CA 94403
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  • Bundling Option

Business Description

Noel Sanchez provides car insurance to residents of San Mateo. He is a branch owner and an independent agent for The Woodland Financial Group (TWFG) Insurance Service since 2010. As a part of TWFG, his team has access to over a hundred insurance carriers. It offers various insurances for home, life, and business as well. Noel is fluent in both English and Spanish. He has more than 18 years of industry experience and a background in entrepreneurship.

License Verified:

License: 0C00792

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Telerate Insurance Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0K46527

California Department Of Insurance

Telerate Insurance Services, Inc.

3154 Campus Drive, San Mateo, CA 94403
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

San Mateo-based Telerate Insurance Services, Inc., has been providing car insurance for 35 years. Its agents help clients protect what's important to them and give them peace of mind through products like auto, home, business, and life insurance. The company was established in 1981 by one of its partners, Rich Kelaita, who was formerly the chairman of the non-profit The Hillsborough Concours d’ Elegance. Rob Helgesen and Patrick Leland, the firm's other partners, have more than 50 years of combined experience in the industry.

License Verified:

License: 0K46527

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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