Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Daly City, CA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Daly City Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

25Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

400 Oyster Point Blvd #229, South San Francisco, CA 94080
WebsiteLicense: 0H63318

Expertise.com Rating

Why choose this provider?

Juan Castaneda is an insurance agent with Farmers Insurance who serves residents and businesses in Daly City and nearby areas. Castaneda, who can also speak Spanish, offers a range of risk management solutions to policy buyers, including insurance for renters, homeowners, and automobiles. Whole, universal, and term life insurance options are also available. In addition, he provides an array of business policies for various industries, like commercial real estate, retail stores, professional services, and homeowners' associations.

  • Multiple Policy Types

6572 Mission Street, Daly City, CA 94014
WebsiteLicense: 0M82309

Expertise.com Rating

Review Sources

Google
4.8 (6)
Facebook
4.0 (5)
Yelp
4.0 (5)

Why choose this provider?

David Chacon offers insurance for renters and homeowners in Daly City. As a State Farm agent since 2008, he also offers life and health policies, as well as property, auto, and business coverages. His agency works with small businesses, offering them banking services and mutual funds. In addition, it assists in out-of-state transfers. Chacon's agency has a two-member team that caters to clients who speak English, Spanish, Farsi, and Tagalog. It has another office located in San Francisco.

  • Multiple Policy Types
  • Home and Auto Insurance

370 W San Bruno Avenue Suite G, San Bruno, CA 94066
WebsiteLicense: CA-0715529

Expertise.com Rating

Review Sources

Google
5.0 (110)
Yelp
4.5 (36)

Why choose this provider?

Denise Granville is an insurance agent who offers renters' insurance to residents of Daly City and the surrounding communities. Denise is a member of the San Bruno Rotary Club and the Chamber of Commerce. She works for State Farm, an insurance company that has been in the business since 1922. Denise and her team offer a variety of insurance products, including life, auto, home, and health insurance. They specialize in home relocations and also provide business insurance options.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Juan Castaneda
400 Oyster Point Blvd #229, South San Francisco, CA 94080
David Chacon
6572 Mission Street, Daly City, CA 94014
Denise Granville
370 W San Bruno Avenue Suite G, San Bruno, CA 94066

FAQs

  • How can residents of Daly City acquire renters' insurance?

    Residents of Daly City can procure renters' insurance by engaging with independent agents who represent one or more insurance carriers. Clients can connect directly with insurance providers through these agents, who are paid on a commission basis. Consumers may also purchase renters' insurance from direct writers who operate exclusively through their in-house agents or digital platforms.

  • What types of coverage are included in a renters' insurance policy in Daly City?

    A standard renters' insurance policy in Daly City comprises four types of coverage. Coverage C protects the renter's personal property up to a chosen value with a minimum set by the insurer. Coverage D covers additional living expenses if the rental is uninhabitable, calculated as 20% of Coverage C. Coverage E provides personal liability protection, usually starting at $100,000. Lastly, Coverage F offers medical payments to others, generally starting at $1,000.

  • What is the significance of the Declarations page of a renters' insurance policy for Daly City residents?

    For Daly City renters, the Declarations page of their renters' insurance policy details the coverage limits for each protection area, including any supplementary endorsements or riders. It serves as a summary of their coverage and is essential for assessing the maximum insurance benefits available and understanding the potential reimbursement for claimed losses. Policyholders should review this page carefully to understand their policy's scope.

  • Does the renters' insurance of a Daly City tenant cover roof leaks in their apartment?

    For Daly City tenants, renters' insurance doesn't cover property damage such as roof leaks — that's the landlord's responsibility. However, it does provide coverage for personal property damage caused by the leak, medical costs if someone is injured, additional living expenses if the rental unit becomes uninhabitable, and personal liability concerns. Renters should review their policy for specifics on these coverages.

  • How does renters' insurance in Daly City assist with liability and medical expenses for injuries occurring at the rental property?

    Renters' insurance in Daly City offers protection against claims of bodily injury and property damage for which the renter may be held accountable. It includes legal defense if the renter is sued, up to the policy's limits. Additionally, the policy can cover medical expenses for guests injured on the premises, regardless of fault. The renter can choose from various coverage options to suit their needs.

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