How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

7 Best Citrus Heights Homeowners Insurance Agencies

Beach & O’Neill Insurance Associates

7520 Greenback Lane, Citrus Heights, CA 95610

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Multiple Carriers
Multiple Policy Types

Beach & O'Neill Insurance Associates is a full-service insurance company offering personal lines to clients in Citrus Heights and nearby communities. The business has been serving the insurance industry for more than 60 years. Its agents help homeowners determine which coverages are fit for their properties and belongings. Its basic home insurance coverage includes liability protection, medical payments for other people injured in the property, replacement cost for valuable items, and additional living expenses when the home has been fully-destroyed.

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Greg Polley - State Farm Insurance Agent

8084 Old Auburn Road, Citrus Heights, CA 95610

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Multiple Policy Types

Greg Polley, State Farm Insurance Agent, provides homeowners insurance options to clients and helps them to shop for plans that fit their needs. Its plans allow clients to insure the cost of their properties so that they can be rebuilt or remunerated for if they're destroyed. Clients can also insure their possessions should their property be stolen or damaged by weather or vandalism. Greg Polley, State Farm Insurance Agent, also offers auto insurance.

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Hub

Citrus Heights, CA

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Condos
Personal Property Insurance

Hub is an insurance agency that offers homeowners insurance plans in Citrus Heights. This agency helps clients to find quotes for their homes and their possessions and get plans that match their amount of liability. It can also insure jewelry, fine art, and other possessions as needed. Hub offers renter's insurance and can insure owners of condominiums in case of incident or flood. Health, life, and auto insurance packages are available as well.

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johnmeyerinsurance.com

7649 Sunrise Boulevard, Citrus Heights, CA 95610

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Renter's Insurance
Multiple Policy Types

John C. Meyer Agency offers various types of home insurance for residents and families in Citrus Heights. Established in 1956, this firm helps clients compare rates from various insurance carriers on the market. Its website provides a secure search engine for homeowners who want to search for specific plans customized according to their home's value. The agents at this firm also secure policies for tenants and condominium owners. John C. Meyer Agency also handles vehicle, boat, and business insurance.

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R K Jacobs Insurance Services, Inc.

5006 Sunrise Blvd, Ste 202, Fair Oaks, CA 95628

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Personal Property Insurance
Multiple Policy Types

R. K. Jacobs Insurance Services Inc. helps clients in the Citrus Heights metro area by offering a variety of homeowners insurance options. It helps clients to select homeowners insurance plans to cover the liabilities associated with their properties and insure for replacement costs if damage happens. Its agents can advise clients on types of coverage for the actual dwelling and for one's possessions. Condominium insurance is available and insurance is available to renters.

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SaveMost Insurance Services LLC

4150 Manzanita Avenue, Carmichael, CA 95608

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Earthquake
Flood
Fire

SaveMost Insurance Services LLC is active in the Citrus Heights metro area and offers homeowners insurance plans. It provides coverage for property and personal belongings and works on behalf of clients to find quotes that cover the amounts of risk they have. These plans can also cover liability in case guests are hurt on a client's property. SaveMost Insurance Services LLC advises clients on plans that account for medical costs and living expenses if a person's home is damaged or destroyed.

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Woodcreek Ins. Services

198 Cirby Way, Roseville, CA 95678

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Renter's Insurance
Multiple Policy Types
Condos

Woodcreek Ins. Services is a full-service, independent insurance agency in Citrus Heights that offers a range of insurance programs. With access to multiple insurance providers statewide, this agency provides homeowners' insurance coverage options that secure clients' homes and belongings. Its professionals assist clients who are purchasing a new home, refinancing the home, or applying for renewal. Woodcreek Ins. Services also provides auto, motorcycle, general liability, and commercial property insurance policies.

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Best Homeowners Insurance Agencies in Citrus Heights

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Homeowners Insurance Agencies FAQs

Beach & O’Neill Insurance Associates

Greg Polley - State Farm Insurance Agent

Hub

johnmeyerinsurance.com

R K Jacobs Insurance Services, Inc.

SaveMost Insurance Services LLC

Woodcreek Ins. Services

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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