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Best Homeowners Insurance Agencies in Sacramento

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Alex Rue Insurance Agency, Inc. logo
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Alex Rue Insurance Agency, Inc.

9815 Antelope Rd, Roseville, CA 95747
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  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Alex Rue Insurance Agency Inc. provides home insurance to residents of Sacramento, California. Its a locally-owned, independent brokerage that shops rates from providers such as Travelers, Progressive, and Infinity on behalf of its customers to find the best possible rates and coverage. The company offers its customers a range of payment options, including billing their mortgage company, and annual, semi-annual, quarterly, and monthly payment plans. Alex Rue Insurance Agency Inc. also offers auto and business insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (30)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Amazing Insurance Services logo
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License Verified:

License: 0H23498

California Department of Insurance

Amazing Insurance Services

5803 Stockton Blvd, Sacramento, CA 95824
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  • Renter's Insurance
  • Condos
  • Homeowners

Business Description

Amazing Insurance Services is an independent agency that caters to clients in Sacramento and the neighboring communities. It offers homeowners' insurance plans that cover the clients' residences and their personal properties. It also provides auto insurance solutions, including collision, comprehensive, and liability coverages, as well as medical payments for the drivers and passengers during accidents. Other insurance options are recreational vehicle, umbrella, boat, and renters' insurance. Clients may use the agency’s online quote comparison tool.

License Verified:

License: 0H23498

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.5 / 5 (12)
Google
4.1 / 5 (9)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American River Insurance Agency logo
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American River Insurance Agency

333 University Ave Suite 200, Sacramento, CA 95825​
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  • Homeowners

Business Description

American River Insurance Agency offers homeowners' insurance policies to residents of Sacramento. It provides first-time clients and seasoned homeowners with quotes from different carriers. These carriers include regional and national companies like Foremost, Hagerty, and Travelers. For new clients, the agency explains different types of coverage options such as dwelling and personal property coverage. Its representatives can also customize plans with additional coverages for flood, theft, and medical liability. The agency is affiliated with the Sacramento SPCA, a pet adoption service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Barbara Etrick logo
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License Verified:

License: 0G93896

California Department of Insurance

Barbara Etrick

5501 66th Ave Suite 100, Sacramento, CA 95823
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  • Renter's Insurance
  • Condos
  • Earthquake

Business Description

Barbara Etrick is an insurance agent who serves clients from Sacramento and nearby areas. She offers homeowners' insurance, which protects clients' properties in case of unexpected events. She also has a wide range of insurance products for vehicles, directors, home-based business owners, pets, and health care. In addition, Etrick provides annuities, banking, and mutual funds services. The agent is the owner of a multicultural State Farm agency, where team members speak English, Vietnamese, Hmong, and Spanish.

License Verified:

License: 0G93896

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (74)
Facebook
4.8 / 5 (22)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bolt Insurance Services logo
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Bolt Insurance Services

1338 Howe Ave Ste 900, Sacramento, CA 95825
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  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Bolt Insurance Services is an independent brokerage that provides a full suite of insurance services to residents of the Sacramento, California area. It works with a long list of carriers, including Western General insurance Company and Victoria Insurance, to help homeowners insure their property against disasters such as fire and break-ins. The company's agents make a point of helping clients to understand exactly what's covered by their policies and offer assistance through every step of the claims process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (30)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cal-West Insurance logo
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License Verified:

License: 0G93016

California Department of Insurance

Cal-West Insurance

2951 West Capitol Ave, West Sacramento, CA 95691
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  • Multiple Policy Types

Business Description

Cal-West Insurance is an agency that has been serving individuals and homeowners in the Sacramento metro since 1998. It offers home insurance from a variety of trusted carriers to residential property owners seeking protection for their dwelling and personal possessions. Its policy also offers protection from any personal liability lawsuits arising from property damage and covers the cost of living in another place until the house becomes habitable. Cal-West Insurance also offers auto, life, and business insurance coverage.

License Verified:

License: 0G93016

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cliff Cottam Insurance Services logo
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Cliff Cottam Insurance Services

3013 Douglas Blvd Ste 100, Roseville, CA 95661
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  • Renter's Insurance
  • Earthquake
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Cliff Cottam Insurance Services is a family-owned agency, located in Roseville, serving clients in the Sacramento area and throughout California since 2004. It's an independent agency, providing clients with homeowners insurance created around specific needs. It covers all types of homes, including manufactured homes, and provides separate policies for flood and earthquake coverage. Cliff Cottam Insurance Services works with 18 different insurance companies, including Progressive, Safeco, and Travelers. Claims are handled directly with the insurance company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CNK Insurance Service logo
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CNK Insurance Service

2701 Cottage Way, Suite 6, Sacramento, CA 95825
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  • Multiple Carriers

Business Description

CNK Insurance Service assists homeowners in choosing policies that best meet their needs. Its home insurance includes repair advantage and loss of use coverage. When recommending options, it considers factors such as a newer residence, owning burglar alarms, and having no previous claims. Products that cover autos, motorcycles, and recreational vehicles are also offered. Policyholders have access to its 24-hour claims hotline. CNK Insurance Service has been helping the Sacramento community protect their families, properties, and financial futures since 1966. It represents Mercury and Safeco.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CoreMark Insurance Services, Inc logo
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License Verified:

License: 0I72684

California Department of Insurance

CoreMark Insurance Services, Inc

4430 Duckhorn Dr, Sacramento, CA 95834
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  • Multiple Policy Types

Business Description

CoreMark Insurance Services, Inc. serves individuals, employees, and business owners in Sacramento and nearby areas. It handles personal insurance claims for homeowners, property rentals, and automobiles. The company also provides coverage for assets such as boats, yachts, jewelry, and art pieces. Its policies for businesses include general liability, business property, workers' compensation, and commercial auto. In addition, CoreMark Insurance Services provides employee packages that include consultation for policies relating to workers' benefits, human resources, and payroll services.

License Verified:

License: 0I72684

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
DRIVEN Insurance Services logo
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DRIVEN Insurance Services

8126 Sheldon Rd Ste 130, Elk Grove, CA 95758
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  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Established in 2013, DRIVEN Insurance Services is located in Elk Grove, California. Home insurance is included in the independent agency's list of services within the Sacramento metro area. It represents a wide range of carriers, which provides the agency with flexible policies that can be tailored to fit each client. Home insurance coverage usually includes protection for the structure and associated buildings, like a garage. It can also include liability and personal belongings insurance to cover injury and theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (778)
Google
4.6 / 5 (281)
Yelp
3.5 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eugene C. Yates Insurance Agency logo
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Eugene C. Yates Insurance Agency

212 Harding Blvd Ste J, Roseville, CA 95678
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  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Eugene C. Yates Insurance Agency is a business based in Roseville, California, with two other offices across the state. Founded in 1946, the company provides a range of insurance solutions to homeowners through a list of insurance companies considered affordable and dependable. The agents work with clients to find the most comprehensive insurance package that suits their unique needs, with some of the solutions available to homeowners being farm, umbrella, and flood insurance. The firm also offers auto and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (107)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greenhaven Insurance Agency logo
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Greenhaven Insurance Agency

925 Secret River Dr Ste G, Sacramento, CA 95831
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  • Renter's Insurance
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Greenhaven Insurance Agency is an insurance broker in Sacramento, California, that provides home insurance throughout the state. The company provides insurance products to homeowners that cover property damage or liability for injury for non-residents on the property. It sells additional products protecting homes against earthquakes and floods. Greenhaven also offers commercial insurance for the cannabis industry, including coverage for property, crops, general liability, and commercial vehicles, as well as employee benefits and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
4.9 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Horizon Valley Insurance Services logo
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Horizon Valley Insurance Services

8035 Madison Ave Suite D3, Citrus Heights, CA 95610
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  • Condos
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Horizon Valley Insurance Services is an independent agency that serves the needs of individuals and companies in the Sacramento area and surrounding communities. It provides homeowner's insurance plans from a variety of carriers including Progressive, Safeco, and National General. Its insurance professionals guide clients in choosing from different home coverage options and assist in adding supplemental coverage such as personal umbrella, jewelry, and flood insurance. The agency also provides automotive and condo insurance and a variety of commercial insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance on the Go Services, Inc logo
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Insurance on the Go Services, Inc

1610 Fulton Ave Ste 2, Sacramento, CA 95825
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  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Insurance on the Go Services Inc. is an independent, family-owned insurance agency that offers home insurance throughout the Sacramento, California, area. With over 30 years of experience, the agency creates a tailored home coverage plan based on factors such as location, roof and construction type, size and value of structure, presence of a swimming pool, and whether homeowners own a dog. Insurance on the Go also offers auto, business and commercial, and renters insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (61)
Facebook
4.9 / 5 (49)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Inszone Insurance Services logo
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Inszone Insurance Services

2721 Citrus Rd Ste A, Rancho Cordova, CA 95742
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  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Inszone Insurance Services, based in Rancho Cordova, California, provides home insurance options to residents in the greater Sacramento area. Established in 2002, it also has a location in Anaheim. Its agents strive to help clients understand their home insurance coverage needs with custom risk analyses, and it works with top insurance carriers to find competitive rates on needed protection. Basic policies cover the home's structure and contents along with liability and loss across the entire property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (105)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin Oclaray - Liberty Mutual Insurance logo
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Kevin Oclaray - Liberty Mutual Insurance

9381 East Stockton Boulevard, Elk Grove, CA 95624
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Kevin Oclaray, Liberty Mutual Insurance, serves the Sacramento metro area and gives clients a range of options for homeowners insurance plans. Its agents offer advice to clients and help them to determine how much and what types of coverage they need to properly protect their assets and cover replacement costs for the structures of their homes. Primary agent Kevin Oclaray has been active since 2007 and can advise clients on renters insurance and auto insurance as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (20)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KSJT Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0H81872

California Department of Insurance

KSJT Insurance Services

1610 R Street Suite 300, Sacramento, CA 95811
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  • Fire
  • Homeowners

Business Description

KSJT Insurance Services is an independent agency that serves Sacramento. Owner and agent Keith Jackson offers personal and commercial products, such as homeowners', renters', health, auto, and life insurance. The business encourages clients who own condos, townhouses, and mobile and manufactured homes to protect their properties by purchasing homeowners' insurance. This policy can provide liability protection from damages on the neighbors' homes caused by a tree on the client's property. The business represents numerous insurance companies, such as Admiral, Allstate, AIG, and American Coastal.

License Verified:

License: 0H81872

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leland Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0E67731

California Department Of Insurance

Leland Insurance Agency

910 Florin Road, Sacramento, CA 95831
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  • Renter's Insurance
  • Multiple Carriers
  • Homeowners

Business Description

Leland Insurance Agency, Inc., is a Sacramento-based insurance company that offers a wide range of personal and commercial insurance plans, including homeowners' insurance. Its insurance agents assist clients in comparing coverage options and selecting the right policy based on their needs. Some of the common coverages they offer include dwelling, other structures, personal property, medical expense, loss of use, and family or personal liability. The company also provides renters insurance. It serves clients throughout California, Oregon, and Arizona.

License Verified:

License: 0E67731

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (68)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Morelos Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0D51934

California Department of Insurance

Morelos Insurance Agency

5346 Madison Ave, Suite B, Sacramento, CA 95841
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  • Renter's Insurance

Business Description

Morelos Insurance Agency caters to individuals, families, and businesses in Sacramento and the surrounding communities. It offers homeowners' insurance policies, which help pay for additional living expenses after a disaster, damaged personal possession, liability to others, and repair or replacement costs. Also included in its line of products are classic car, health, life, long-term care, renters', and workers' compensation insurance plans. Morelos Insurance Agency represents several carriers, such as Chubb, Foremost Insurance Group, MetLife, Nationwide, Progressive, and Safeco Insurance.

License Verified:

License: 0D51934

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Unity Insurance Solutions Inc. logo
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Pacific Unity Insurance Solutions Inc.

2241 Douglas Blvd Ste 200, Roseville, CA 95661
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Pacific Unity Insurance Solutions Inc. is a locally owned and operated insurance agency serving the Sacramento, California, metro area. It offers home insurance policies to protect owners from financial loss in cases of destruction by natural disaster, liability for damage to third-parties on the property, and special circumstances including trampoline or swimming pool injuries. This agency also provides renter's insurance and offers umbrella policies which combine auto and home insurance at lower rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peter Schiro logo
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License Verified:

License: 0F13061

California Department of Insurance

Peter Schiro

1515 30th Street, Suite 200, Sacramento, CA 95816
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  • Multiple Policy Types

Business Description

Peter Schiro is a State Farm insurance agent that serves residents and businesses in the Sacramento metro. Since 1987, he has been offering various home insurance options to individuals who are seeking a comprehensive policy covering personal belongings damaged by fire, flood, or theft. The agent also assists corporate owners in looking for quotes on commercial insurance policies. His team also helps clients understand their choices for auto, life, and supplemental health insurance. Peter’s office has qualified for the National Association of Insurance Award.

License Verified:

License: 0F13061

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (174)
Yelp
4.5 / 5 (16)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peterson & Grantham Insurance Brokers logo
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Peterson & Grantham Insurance Brokers

3005 Douglas Blvd Ste 140, Roseville, CA 95661
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  • Renter's Insurance
  • Earthquake
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Peterson & Grantham Insurance Brokers is an independent insurance agency active throughout the Sacramento, California, metro area. It provides home insurance services which involve reporting quotes from over 25 affiliated insurance companies and assisting clients as they navigate standard protection areas and additional coverage options such as flood and earthquake insurance. This is a full service agency offering consultation for auto insurance as well as a multitude of personal and commercial coverage areas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (28)
Yelp
3.5 / 5 (17)
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Punjab Insurance Agency logo
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License Verified:

License: 0I27763

California Department of Insurance

Punjab Insurance Agency

7212 Florin Mall Drive, Sacramento, CA 95823
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  • Personal Property Insurance

Business Description

Punjab Insurance Agency caters to the residents of the Sacramento community and the nearby areas. It helps individuals prepare for the unexpended financial burden of disasters and damage to their properties by offering homeowners' insurance policies. These policies provide coverage for reimbursing clients' lost belongings due to theft and vandalism. It also guides clients in applying for auto insurance plans involving liability, medical, and property coverage. The independent insurance agency uses its website to give clients the option to change their policies virtually.

License Verified:

License: 0I27763

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Schmoekel Insurance Agency, Inc. logo
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License Verified:

License: 0562526

California Department of Insurance

Schmoekel Insurance Agency, Inc.

7558 Stockton Blvd., Sacramento, CA 95823
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  • Multiple Policy Types

Business Description

Schmoekel Insurance Agency, Inc., is an independent firm that serves individuals and businesses in the Sacramento metro. It helps homeowners obtain insurance protection plans from various carriers, including Mercury, Kemper, and Safeco. Its insurance professionals create customized policies for different coverage needs, assist policyholders in updating their plans, and provide risk analysis and coverage review. Schmoekel Insurance Agency is a family-owned enterprise that has been serving the community for over 70 years.

License Verified:

License: 0562526

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sierra Oak Insurance Services Inc. logo
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License Verified:

License: 0C97528

California Department of Insurance

Sierra Oak Insurance Services Inc.

9700 Business Park Drive, Suite 105, Sacramento, CA 95827
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

Sierra Oak Insurance Services Inc. is a family-owned brokerage serving families, businesses, and individuals in Sacramento and nearby metros. Its team of advisors presents homeowners' coverage to customers who are looking to insure their homes and belongings from replacements and repairs resulting from unforeseen events like theft and storm and fire damage. They also offer other personal lines products, such as recreational vehicle, life, and renters' insurance. The full-service firm has been in the industry for more than two decades.

License Verified:

License: 0C97528

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (24)
Facebook
5.0 / 5 (7)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sky Insurance Brokers logo
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Sky Insurance Brokers

1501 El Camino Ave Ste 1, Sacramento, CA 95815
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  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Sky Insurance Brokers is an insurance company based in Sacramento, California. As an independent agency, it assists clients in finding the best homeowners insurance and tailored coverage to meet their needs. It offers coverage that insures a policyholder's home against damage from fire, theft, and vandalism and also provides cover against injury that occurs to others on the policyholder's property. The firm's personal insurance coverage includes auto, earthquake, life, flood, health, and senior product insurance.

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5.0
Google
5.0 / 5 (146)

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Thrive Insurance logo
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License Verified:

License: 0I09503

California Department of Insurance

Thrive Insurance

1353 Fulton Ave, Sacramento, CA 95825
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  • Multiple Policy Types
  • Homeowners

Business Description

Thrive Insurance is an agency operating in Sacramento. It offers homeowners' insurance policies to help individuals and families protect their homes and personal properties. The coverage options also include liability protection and temporary housing in the event of a disaster. Its team of agents assists clients in choosing from a wide selection of coverages based on their needs and preferences. Thrive Insurance provides insurance products for mobile homes, general liability, and special events.

License Verified:

License: 0I09503

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Trevor Fong logo
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License Verified:

License: 0K27824

California Department Of Insurance

Trevor Fong

1750 Creekside Oaks Drive, Sacramento, CA 95833
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  • Homeowners

Business Description

Trevor Fong is a California-based State Farm real estate agent serving families and individuals in the Sacramento area. He offers comprehensive and fully customizable homeowners' insurance plans with options for keepsake coverage, flood insurance, and pet protection. Clients may also avail themselves of multi-policy plans with combined home and auto insurance. He is passionate about providing his clients with "Good Neighbor" service and is available to assist them at all times. Trevor has been with State Farm since 2016 and has a background in business.

License Verified:

License: 0K27824

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Yelp
5.0 / 5 (23)
Facebook
5.0 / 5 (19)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Westbind Insurance Services logo
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License Verified:

License: 0K93904

California Department of Insurance

Westbind Insurance Services

3120 Fulton Ave, Sacramento, CA 95821
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  • Renter's Insurance
  • Flood

Business Description

Westbind Insurance Services is a full-service insurance agency based in Sacramento. The company provides homeowners' insurance plans that can adequately protect private residences and household contents. Its independent insurance agents assist clients in determining the appropriate coverages for their specific needs. These include the dwelling, other structures, personal property, extra living expenses, exclusions, and liability coverage. The organization also provides landlord, renter, earthquake, and flood insurance. Ramon Altamirano, the company's founder, is also an expert in accounting, bookkeeping, and credit solutions.

License Verified:

License: 0K93904

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)
Facebook
5.0 / 5 (1)
Woodel Insurance Services Inc. logo
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Woodel Insurance Services Inc.

9299 E Stockton Blvd Ste 30, Elk Grove, CA 95624
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  • Renter's Insurance
  • Multiple Carriers
  • Personal Property Insurance
  • Homeowners

Business Description

Woodel Insurance Services Inc. assists clients throughout the Sacramento, California, metro area, selling them home insurance policies that cover physical structures, replacement costs, personal possessions, and liabilities associated with third parties. Its agents also help clients with special coverage areas such as flood and earthquake insurance, as well as animal liability. This agency frequently works with clients who run businesses out of their home, offering them specialized policies to insure their personal and business possessions simultaneously.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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