Best Homeowners Insurance Agencies in Folsom

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Homeowners Insurance Agencies FAQs

Last updated: October 1, 2022

American Diversified Insurance Services, Inc

201 Natoma Street, Folsom, CA 95630

Multiple Carriers

American Diversified Insurance Services Inc. is a Folsom-based agency that's been serving the surrounding communities since 1980. The locally owned and operated business can provide its personal clients with independent advice and source a range of home insurance policies from multiple carriers. They can find policies that cover properties against limited or an array of disasters, such as wildfires, earthquakes, and hurricanes. Additionally, the agents can discuss toy, auto, and commercial insurance.

Cal Interstate Insurance Services

193 Blue Ravine Road, Folsom, CA 95630

Multiple Policy Types

Cal Interstate Insurance Services is a Folsom-based company providing personal and commercial insurance products. It aims to help homeowners protect their homes from unexpected accidents that may result in financial losses. The agents at this firm work with clients to design an insurance policy covering all potential risks present on their property. They can also help obtain umbrella insurance for families and individuals who want added protection against possible premise liability claims resulting from a non-resident injury.

Carlson Agency Insurance Services

6611 Folsom-Auburn Road, Folsom, CA 95630

Renter's Insurance
Multiple Policy Types
Personal Property Insurance
Flood

Carlson Agency Insurance Services is an independent agency with more than 30 years of experience helping its clients choose from the products offered by its 40+ partners, which includes The Hartford and Travelers. The agency routinely helps personal customers looking for home insurance policies that provide coverage against natural disasters, such as wildfires, and accidental damage in the home. Carlson Agency Insurance Services also specializes in renters and auto insurance.

Dan Normoyle - State Farm Insurance Agent

1833 Iron Point Road, Folsom, CA 95630

Multiple Policy Types

Dan Normoyle is a State Farm insurance agent based in Folsom who has been serving personal and business clients in the surrounding communities since 2002. His services include finding the best home insurance policy for his clients and tailoring it to their needs, which can include accidental damage of personal items, including valuable goods, such as art. Mr. Normoyle and his team of licensed agents can also discuss health, life, pet, and auto insurance.

Davies Insurance Agency

101 Parkshore Dr, Folsom, CA 95630

Renter's Insurance
Multiple Policy Types
Flood
Condos

Davies Insurance Agency serves homeowners in Folsom. It guides clients on how to properly apply for and claim insurance for any damage to their property. It helps them estimate and plan the costs of repairs by looking at the house's material, design style, roofing, and custom areas. It protects them from damage caused by lightning, hail, and other natural disasters. The company also keeps customers informed on the cash value of their belongings in cases of replacement and reimbursement.

G. L. Anderson Insurance Services, Inc.

193 Blue Ravine Road, Folsom, CA 95630

Multiple Policy Types

G. L. Anderson Insurance Services, Inc. is a Folsom insurance agency that opened its doors in 1989. Its staff has over 75 combined years of insurance experience serving individuals and businesses in the area. It provides homeowners' insurance policies so clients can protect themselves and their properties. Coverage choices include renters', landlords', condo, mobile home, homeowners' liability, and scheduled property insurance. G. L. Anderson Insurance Services, Inc. represents insurance carriers like AIG, Arrowhead General Insurance Agency, Inc., Berkley Risk, and Nationwide.

Insurance Mobile Services Inc.

9700 Village Center Drive, Suite 50 J, Granite Bay, CA 95746

Multiple Carriers
Multiple Policy Types

Insurance Mobile Services Inc. offers diverse types of indemnity products in Folsom and its neighboring areas. It assists individuals who are seeking homeowners' protection policies. It informs clients about the benefits of home insurance so that they can choose a plan that suits their needs, like liability coverage for injured visitors. The agents also assist customers who need coverage for fire damage, losses, or living expenses. In addition, they offer other personal indemnities for vehicles and rental homes, as well as for flood and earthquake protection.

Rafter Insurance Agency

9245 Laguna Springs Drive, Elk Grove, CA 95758

Multiple Policy Types

Rafter Insurance Agency is a family-owned and operated business that's been providing clients in the Folsom metro area with independent advice and services since 1961. Its agents regularly help their clients find the best home insurance products for their needs, providing coverage from natural and accidental disasters. Additionally, the agents can discuss umbrella policies that can provide a catch-all level of coverage for clients who want to cover all bases.

T.D. McNeil Insurance Services

110 Blue Ravine Rd Suite 105, Folsom, CA 95630

Multiple Policy Types

T.D. McNeil Insurance Services is a full-service insurance firm that serves the Folsom metro area and nearby localities. The company assists individuals in selecting the right homeowners' insurance policy that can cover damages or losses to their homes and personal belongings due to unwanted events. Its insurance plans also provide homeowners with liability protection against injuries that happened in the residence. Other offerings include auto, life, business, and event insurance coverages. The company also serves clients in Fresno.

Whims Insurance & Financial Services, Inc.

31 Natoma Street, Folsom, CA 95630

Multiple Policy Types

Whims Insurance & Financial Services, Inc. provides assistance for residents in Folsom. Its team helps clients in various areas including home insurance. The professionals create home insurance plans that cover hazards such as theft and fire. They also offer insurance plans that protect homeowners against personal injury claims. Home insurance policies may also include dog bite liability insurance, swimming pool liability insurance, and manufactured home coverage. Whims Insurance & Financial Services also insures classic cars, motorcycles, and RVs.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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