Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Chula Vista

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chula Vista Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4129Reviewed

2479Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1116 Sycamore Ave Ste A, Vista, CA 92081
  • Policy Bundle Discount

Why choose this provider?

Established in 1988, McArthur & Associates Insurance Agency LLC is an independent company committed to providing personal and business financial products to clients in Chula Vista. The company offers pet insurance policies for individual pet owners. Other products include automotive, RV, workers’ compensation, and liability coverage. The team’s agents are licensed to operate in California and Arizona. They also speak Spanish, Portuguese, and American Sign Language. The company supports local causes, including the San Diego Humane Society and the Shades of Pink Foundation California.

License Verified:

License: 6001211

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2413 Lapis Rd, Carlsbad, CA 92009
  • Policy Bundle Discount

Why choose this provider?

Carlsbad General Insurance Agency offers tailored insurance products to individuals, businesses, and families in the Chula Vista area and the surrounding locations. The firm writes basic and comprehensive pet insurance policies that cover accidental injuries, illnesses, and poisonings. It also has pet well care protection which includes vaccinations, flea and heartworm prevention, and physical exams. Special life and theft coverage are also available for highly valuable animals such as police dogs, championship animals, and zoo animals.

License Verified:

License: 0L32501

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (5)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3977 Normal Street, San Diego, CA 92103
  • Policy Bundle Discount

Why choose this provider?

Every Day Insurance Services, Inc., helps Chula Vista residents find the right coverage. It offers different pet insurance products to protect clients from unexpected costs in an emergency. The agency provides basic, comprehensive, and pet well care protection coverage, each with different benefits. It also has life and theft insurance for highly valuable animals. Some of the agency’s general insurance plans include pet liability protection, which protects clients in case their pet causes someone injury. It also offers various types of personal and business insurance.

License Verified:

License: 0F74469

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.4 / 5 (19)
Google
4.9 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3060 Bonita Road Suite 101-A, Chula Vista, CA 91910

Why choose this provider?

Joe Finch serves individuals and businesses looking for insurance options in Chula Vista and the neighboring communities. He provides healthcare policies that cover the necessary veterinary expenses of injured and sick pets. He also offers life, health, and disability insurance plans. In addition, he creates packages to protect personal property such as automobiles, residences, rental units, and condominiums. Joe has been a State Farm agent for more than 10 years and is recognized as an Ambassador Travel Qualifier.

License Verified:

License: 0J05860

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (11)
Facebook
5.0 / 5 (3)

Website
1237 Palm Ave, Imperial Beach, CA 91932
  • Accident Only

Why choose this provider?

Ideal Choice Insurance & Notary Service caters to individuals, families, and businesses in Chula Vista and nearby locations. It offers pet insurance policies that provide owners financial protection from veterinary expenses if their animal companions get sick or injured. The agency helps customers choose risk management solutions from several insurance carriers, such as Foremost, Safeco, Dairyland, Cornerstone, Travelers, and Western General. Its personal and business insurance plans cover automobiles, recreational vehicles, commercial trucks, and general business liabilities. 

License Verified:

License: 0E67755

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
5.0 / 5 (4)
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Website
10791 Jamacha Blvd, Suite 1, Spring Valley, CA 91978

Why choose this provider?

Dennis Volz, a State Farm agent, operates in and around the Chula Vista metro. He offers pet insurance, in partnership with Trupanion, which covers the medical care of furry family members. He also provides other insurance policies such as homeowners', auto, renters', business, life and health, and personal articles. Clients who need financial solutions can inquire about his banking and annuities services. Volz has been with the agency since 1978 and can accommodate Spanish-speaking clients.

License Verified:

License: 0M32315

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Is treatment covered if your dog has a problem that hasn't been diagnosed yet prior to buying pet insurance in Chula Vista?

    It depends. For instance, if your dog limps before enrolling in pet insurance and the vet cannot diagnose him. Then, if your dog starts limping again after enrolling in pet insurance in Chula Vista, any future treatments will be denied because the symptoms happened before the plan's implementation. Conditions that remain undiagnosed or untreated may continue to be classified as pre-existing.

  • Can you still get Chula Vista pet insurance if your pet already has an existing health problem?

    You can still purchase pet insurance in Chula Vista even if your pet has pre-existing conditions, but reimbursement is not possible for remedies directly associated with that specific condition. Your pet can still receive compensation for subsequent injuries or illnesses. Some pet plans cover behavioral issues, conditions present at birth or are passed down through families, and alternative treatments.

  • Does a Chula Vista pet insurance policy cover wellness and preventive care?

    No. In most cases, wellness protection is an additional purchase. Wellness checks, deworming, heartworm testing, blood work, and other preventative care tests are all covered by your insurer in Chula Vista but at an additional fee. This add-on is a good option for pet owners who regularly take their pets on vet visits.

  • Does your pet insurance policy in Chula Vista offer coverage for prescribed medication?

    Yes. Your standard pet insurance policy in Chula Vista includes prescription medication coverage, which provides financial assistance for part of the expenses incurred for any prescribed medications. In addition, it may encompass the costs associated with specialized diets prescribed for your canine companion due to a specific medical issue.

  • Should you purchase pet insurance in Chula Vista for your puppy?

    Yes. You should purchase pet insurance in Chula Vista while your pet is young and healthy. Since a young, healthy puppy will likely have reduced rates because many policies grow with age. In addition, pet insurance plans have a waiting period before coverage becomes effective, and because coverage for pre-existing conditions can be hard to get, having insurance in place early in your puppy's life can ensure that coverage is accessible when you need it most.